PRODALE
ActivePRODALE has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €976k and a net result of €76k. Equity is growing by ~18.3% per year across the filed fiscal years. Its solvency ranks better than 86% of 2149 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
86
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▼-39
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 4.36 against 7.62 in 2024), and 23.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.4%
Return on assets
6%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
25 d early
2023
2 d early
2022
27 d early
2021
39 d early
2020
24 d early
2019
6 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€76k▼ 45.3%
2024 · €140k
2018: €77k
2019: €126k
2020: €131k
2021: €54k
2022: €75k
2023: €149k
2024: €140k
2018 → 2025
Working capital
€969k▲ 9.2%
2024 · €887k
2018: €226k
2019: €355k
2020: €480k
2021: €525k
2022: €603k
2023: €741k
2024: €887k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€543k-€618k▲ 13.8%€760k▲ 23.1%€900k▲ 18.4%€976k▲ 8.5%
Operating result€75k-€104k▲ 38.9%€225k▲ 116%€199k▼ 11.3%€108k▼ 45.7%
Net result€54k-€75k▲ 39.4%€149k▲ 98.4%€140k▼ 5.9%€76k▼ 45.3%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 46% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.28M
Fixed assets
€21k▲ 37.5%
Current assets
€1.26M▲ 23.1%
Equity and liabilities €1.28M
Equity
€976k▲ 8.5%
Debt
€302k▲ 121%
The debt ratio rises from 13.1% to 23.6%: debt grows faster than equity.
Key figures and ratios
EBITDA
€124k▼
2024 · €212k
Cash flow
€92k▼
2024 · €152k
Solvency
76.4%▼
2024 · 86.9%
Current ratio
4.36▼
2024 · 7.62
Quick ratio
4.36▼
2024 · 7.62
Debt / equity
0.31▲
2024 · 0.15
ROE
7.8%▼
2024 · 15.5%
ROA
6.0%▼
2024 · 13.5%
Interest coverage
30.84▲
2024 · 20.30
Debt
€302k▲
2024 · €136k
Debt ≤ 1 year
€289k▲
2024 · €134k
Debt > 1 year
€13k▲
2024 · €2k
Income taxes
€28k▼
2024 · €50k
Staff costs
€272k▲
2024 · €259k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.04M€1.28M▲
Fixed assets21/28€15k€21k▲
Tangible fixed assets22/27€12k€18k▲
Furniture and vehicles24€10k€16k▲
Other tangible fixed assets26€2k€1k▼
Financial fixed assets28€4k€4k=
Current assets29/58€1.02M€1.26M▲
Amounts receivable within one year40/41€81k€232k▲
Trade receivables40€35k€142k▲
Other amounts receivable41€46k€90k▲
Cash at bank and in hand54/58€935k€1.02M▲
Deferred charges and accrued income490/1€6k€8k▲
Equity and liabilities
Total equity and liabilities10/49€1.04M€1.28M▲
Equity10/15€900k€976k▲
Reserves13€134k€134k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k-
Other1319-€2k
Distributable reserves133€132k€132k=
Profit (loss) carried forward14€766k€842k▲
Amounts payable17/49€136k€302k▲
Amounts payable after more than one year17€2k€13k▲
Financial debts170/4€2k€13k▲
Amounts payable within one year42/48€134k€289k▲
Current portion of amounts payable after more than one year42€7k€8k▲
Trade debts44€96k€240k▲
Suppliers440/4€96k€240k▲
Taxes, remuneration and social security45€31k€41k▲
Taxes450/3€16k€7k▼
Remuneration and social security454/9€14k€34k▲
Income statement
Code20242025
Remuneration, social security and pensions62€259k€272k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€16k▲
Other operating charges640/8€940€6k▲
Non-recurring operating charges66A€165-
Gross operating margin9900€472k€402k▼
Operating profit (loss)9901€199k€108k▼
Financial income75/76B€932€329▼
Recurring financial income75€932€329▼
Financial charges65/66B€10k€4k▼
Recurring financial charges65€10k€4k▼
Profit (loss) for the period before taxes9903€190k€104k▼
Income taxes67/77€50k€28k▼
Profit (loss) for the period9904€140k€76k▼
Profit (loss) for the period to be appropriated9905€140k€76k▼
Appropriation of the result
Profit (loss) to be appropriated9906€766k€842k▲
Profit (loss) brought forward from the previous period14P€626k€766k▲
Social balance
Average headcount (FTE)90877.17.8▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
06-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €149k ▲98.4%
Operating result €225k, net result €149k, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet €54k ▼59%
Net result drops to €54k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €500kEq €543k ▲11%
4 profitable years in a row build equity to €543k.
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Liquidity triplescurrent ratio 8.43
Current ratio from 2.99 to 8.43; short-term debt falls from €178k to €65k.
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 6 days late
2019
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Le Roeulx · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue d'Houdeng(R) 2367070 Le RoeulxGround area
1,907 m²
Building footprint
517 m²
Parcel 55035D0597/00D000, Wallonia. Linked by address, not a title deed.
1 establishment unit
PRODALE
since 20132.216.751.391
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55035D0597/00D000 | Wallonia | 1,907 m² | 1 · 517 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Entreprises générales Ivan Herpain
BE 0406.835.123
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KUIEKES & CO AANNEMINGSBEDRIJF
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Guldenbouw
BE 0537.264.390
Heist-op-den-Berg · Eq €978k
MULTICOLORE
BE 0891.776.131
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Bouwondernemingen Moors
BE 0421.099.566
Houthalen-Helchteren · Eq €975k
Of 29,531 companies in sector 41001 we hold annual accounts for 15,868. 6,447 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-02-2013
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.