Equity
-€197,704
Debts exceed assets in financial year 2025.
Procom
Lifetime
19 annual accounts with figures on one time axis, 38 filings since 1987peak €154,771 (2019)
€54,070▼ 12.2%
lowest -€192,923 (2025)
-€192,923▼ €164,032
peak €173,671 (2019)
-€197,704▼ €192,923
€2.1m▲ 15.9%
Board2 names since 1993
2 directorsHANNES Ludo and 1 other
Documentsfilings and deeds
17-10-202514 days before the deadline
2025micro format
Gross margin from €61,601 to €54,070Loss of €192,923Equity from -€4,781 to -€197,704Debts from €1.8m to €2.1mCash from €3,670 to €37
Key points
from the 2025 annual accountsLosses
-€376,927 in six years
Every financial year from 2020 to 2025 closed with a loss. 2025 was the heaviest.
Turnover
≈ €70,000 estimated
The accounts state no turnover.
Debts
€2.1m 110% of the balance sheet
Financial debts 15%Suppliers 1%Taxes and wages 0%Other 84%
Filings
38 annual accounts 10 days past the deadline
2026 accounts not filed: deadline was 31-10-2026.
Position in the sector
-€192,923
Lower net result than 95% of companies in real estate. Sector median €5,986 · 17,185 companies.
Checked score
48
Fair
Financially stronger than 6% of micro companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.2% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%lowest value
01-2025: 0.4%● unchanged vs 12-2024lowest value
02-2025: 0.4%● unchanged vs 01-2025lowest value
03-2025: 0.4%● unchanged vs 02-2025lowest value
04-2025: 0.4%● unchanged vs 03-2025lowest value
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.4%● unchanged vs 06-2025
08-2025: 0.4%● unchanged vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.7%▲ +0.3 percentage points vs 09-2025
11-2025: 1.6%▲ +0.9 percentage points vs 10-2025
12-2025: 1.6%● unchanged vs 11-2025
01-2026: 1.7%▲ +0.1 percentage points vs 12-2025
02-2026: 1.7%● unchanged vs 01-2026
03-2026: 1.7%● unchanged vs 02-2026
04-2026: 1.7%● unchanged vs 03-2026
05-2026: 1.7%● unchanged vs 04-2026
06-2026: 1.7%● unchanged vs 05-2026
07-2026: 1.7%● unchanged vs 06-2026
08-2026: 2.5%▲ +0.8 percentage points vs 07-2026
09-2026: 2.6%▲ +0.1 percentage points vs 08-2026
10-2026: 2.9%▲ +0.3 percentage points vs 09-2026
11-2026: 3.2%▲ +0.3 percentage points vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Negative equity -€197,704
Liquidity: current ratio 0.79, cash €37, halved
1 change of registered office in 24 months
lowers risk
Size: total assets €1.9m
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 13% of them on solvency, 1% on liquidity, 11% on profitability and 1% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 678 companies had the same profile as Procom has now. Each dot stands for 2 companies, two years later.
84.5%
were still trading
6.2%
stopped another way
6.8%
went bankrupt
Another 2.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Procom itself: 3.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 678 companies, not a prediction for Procom. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.79 (0.86 in 2024), below 1. Short-term debt is 110.3% and cash 0% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€197,704
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 17-10-2025, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
not filed
2025
14 days early
2024
on the day
2023
1 day early
2022
on the day
2021
on the day
2020
16 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average on the deadline day. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (1)
Board and ownership
HL
HANNES Ludo
Director, since 01-01-1996
VA
VAN AGGELPOEL Winifrède
Director, since 12-09-2011
Shares in 1 company, HANNES VASTGOED
Board & ownershipRecent changes
Registered office moved from Lier to Herentals
New registered office: burchtstraat 5B bus 102 te 2200 Herentals · Previous registered office: Mechelsteenweg 204/A te 2500 Lier · General meeting of 15-06-2026 · Gazette deed
Registered office moved from Itegem to Lier
New registered office: Mechelsesteenweg 204 A, 2500 Lier · Previous registered office: Hanssenslaan 9E, 2222 Itegem (Heist-op-den-Berg) · Gazette deed
First establishment
Burchtstraat 5B, Herentals
Incorporation
published on 13-09-1986 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Procom Herentals | €1.9m | €54,070 | -10.3% | - |
| DI TESTA ROSSA Antwerp | €1.9m | €65,643 | 40.7% | - |
| IMNOSEN Hoogstraten | €1.9m | €41,321 | 23.1% | - |
| JE.RI.JO Leuze-en-Hainaut | €1.8m | €59,942 | 62.9% | - |
| SOCIETE PATRIMONIALE D'INVESTISSEMENT ET DE RENOVATION Assesse | €1.7m | €57,885 | 85.9% | - |
| VERKRIECK Sint-Niklaas | €1.8m | €64,579 | 85.2% | - |
| IMMO J Beloeil | €1.8m | €46,762 | 53.1% | 0 |
These companies have the same main activity as Procom: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €1.7m and €1.9m, founded between 1986 and 1988.
Official details
Source: KBO- Status
- Active since 31-07-1986Normal situation
- Activity
- Renting and operating of own or leased residential real estate, excluding social housingNACE 68201and 3 others
- Establishment unit
- 2.035.295.0752200 Herentals, since 09-09-1986
- Financial year end
- 31 March
- Peppol
- Reachable
Insights on Procom
Procom files the micro format. That format states no turnover. The gross margin fell from €63,512 in 2007 to €54,070 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Procom
- What is the company number of Procom?
- The company number of Procom is 0429.458.095. The VAT number is the same number with BE in front: BE 0429.458.095.
- Where is Procom based?
- The registered office is at Burchtstraat 5B, 2200 Herentals.Company details
- What does Procom do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of Procom?
- Procom is a private limited company (pre-2019) (BVBA).
- When was Procom founded?
- Procom was founded on 31-07-1986.
- Is Procom still active?
- Yes, Procom is an active enterprise in the KBO register.
- What is the turnover of Procom?
- The turnover in financial year 2025 is ≈ €70,000. This figure is estimated from the gross margin of €54,070 and 45 comparable companies (NACE 682). It probably lies between €60,000 and €89,000.Financials
- Is Procom profitable?
- In financial year 2025, Procom made a loss of €192,923.
- Where can I find the annual accounts of Procom?
- Procom filed 38 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
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