PROCO &CO
ActivePROCO &CO has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €5k. Equity is growing by ~6.5% per year across the filed fiscal years. Its solvency ranks better than 28% of 2041 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+4
Solvency52▲+5
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.29 against 1.28 in 2024; short-term debt: 73.5% and cash: 27.1% of total assets), and 73.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
2 d early
2023
7 d early
2022
11 d early
2021
10 d early
2020
4 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€5k▲ 94.9%
2024 · €3k
2019: €-6k
2020: €-2k
2021: €3k
2022: €-3k
2023: €-2k
2024: €3k
2019 → 2025
Working capital
€10k▲ 55.3%
2024 · €6k
2019: €3k
2020: €428
2021: €3k
2022: €2k
2023: €8k
2024: €6k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€9k-€6k▼ 29.7%€5k▼ 27.6%€7k▲ 58.4%€12k▲ 71.8%
Operating result€5k-€-1k€1k€5k▲ 271%€8k▲ 69.6%
Net result€3k-€-3k€-2k▲ 34.8%€3k€5k▲ 94.9%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 70% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €47k
Fixed assets
€3k▼ 27.8%
Current assets
€45k▲ 51.9%
Equity and liabilities €47k
Equity
€12k▲ 71.8%
Debt
€35k▲ 35.3%
The debt ratio falls from 77.9% to 73.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€10k▼
2024 · €13k
Cash flow
€7k▼
2024 · €11k
Solvency
26.5%▲
2024 · 22.1%
Current ratio
1.29▲
2024 · 1.28
Quick ratio
1.29▲
2024 · 1.28
Debt / equity
2.77▼
2024 · 3.52
ROE
41.8%▲
2024 · 36.9%
ROA
11.1%▲
2024 · 8.2%
Interest coverage
6.59▲
2024 · 6.50
Debt
€35k▲
2024 · €26k
Debt ≤ 1 year
€35k▲
2024 · €23k
Income taxes
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€33k€47k▲
Fixed assets21/28€3k€3k▼
Tangible fixed assets22/27€3k€3k▼
Plant, machinery and equipment23€2k€898▼
Furniture and vehicles24€2k€2k▲
Current assets29/58€29k€45k▲
Amounts receivable within one year40/41€24k€32k▲
Trade receivables40€22k€32k▲
Other amounts receivable41€2k€265▼
Cash at bank and in hand54/58€5k€13k▲
Equity and liabilities
Total equity and liabilities10/49€33k€47k▲
Equity10/15€7k€12k▲
Contributions10/11€6k€8k▲
Reserves13€2k-
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Profit (loss) carried forward14€-796€4k▲
Amounts payable17/49€26k€35k▲
Amounts payable after more than one year17€3k-
Financial debts170/4€3k-
Amounts payable within one year42/48€23k€35k▲
Current portion of amounts payable after more than one year42€12k€3k▼
Trade debts44€1k€10k▲
Suppliers440/4€1k€10k▲
Taxes, remuneration and social security45€6k€22k▲
Taxes450/3-€5k
Remuneration and social security454/9€6k€17k▲
Other amounts payable47/48€3k-
Income statement
Code20242025
Remuneration, social security and pensions62€73-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€2k▼
Other operating charges640/8€3k€1k▼
Gross operating margin9900€16k€11k▼
Operating profit (loss)9901€5k€8k▲
Financial income75/76B€5€3▼
Recurring financial income75€5€3▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€3k€6k▲
Income taxes67/77-€1k
Profit (loss) for the period9904€3k€5k▲
Profit (loss) for the period to be appropriated9905€3k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-796€4k▲
Profit (loss) brought forward from the previous period14P€-3k€-796▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
Financial
Highest result since 2019net €5k ▲94.9%
Operating result €8k, net result €5k, both a record.
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-06
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
24-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
20-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
21-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-06
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
27-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tubize · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue des Platanes 731480 TubizeGround area
757 m²
Building footprint
78 m²
Volume, LiDAR
474 m³
Parcel 25019B0230/00H004, Wallonia · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Avenue des Platanes 73, 1480 Tubize
since 20052.149.517.921
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25019B0230/00H004 | Wallonia | 757 m² | 1 · 78 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0468.845.441
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RAZEST
BE 0771.432.288
Beringen · Eq €12k
BRAEM KEVIN RENOVATION
BE 0787.162.819
Dilbeek · Eq €12k
RM CONCEPT
BE 0748.728.548
Anderlecht · Eq €12k
DC ERGA
BE 0784.681.993
Aalst · Eq €12k
Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 4,465 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-04-2005
Fiscal year end30-06
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
45250
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.