PROCHEMCO
ActivePROCHEMCO has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €299k and a net result of €50k. Equity is growing by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 18% of 7993 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+2
Solvency35▼-6
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity tight (current ratio 1.26 against 1.06 in 2024; short-term debt: 14.7% and cash: 4.9% of total assets), and 89.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.4%
Return on assets
1.7%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 7993 sector peers (2025).
NBB · sector comparisonPosition among 7993 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 18-05-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
on the day
2023
on the day
2022
2 d late
2021
on the day
2020
on the day
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€299k▲ 20.0%
2024 · €249k
2018: €193k
2019: €204k
2020: €244k
2022: €248k
2023: €248k
2024: €249k
2018 → 2025
Total assets
€2.87M▲ 86.3%
2024 · €1.54M
2018: €600k
2019: €701k
2020: €703k
2022: €576k
2023: €696k
2024: €1.54M
2018 → 2025
Net result
€50k▲ 5,496%
2024 · €891
2018: €14k
2019: €11k
2020: €40k
2022: €1k
2023: €530
2024: €891
2018 → 2025
Working capital
€109k▲ 307%
2024 · €27k
2018: €-82k
2019: €-37k
2020: €12k
2022: €33k
2023: €9k
2024: €27k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€244k-€248k▲ 1.4%€248k▲ 0.2%€249k▲ 0.4%€299k▲ 20.0%
Operating result€67k-€5k▼ 93.2%€6k▲ 34.9%€48k▲ 676%€93k▲ 96.1%
Net result€40k-€1k▼ 96.7%€530▼ 59.7%€891▲ 68.1%€50k▲ 5,496%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 96% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.87M
Fixed assets
€2.34M▲ 118%
Current assets
€530k▲ 13.5%
Equity and liabilities €2.87M
Equity
€299k▲ 20.0%
Debt
€2.57M▲ 99.1%
The debt ratio rises from 83.9% to 89.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€190k▲
2024 · €60k
Cash flow
€147k▲
2024 · €13k
Solvency
10.4%▼
2024 · 16.1%
Current ratio
1.26▲
2024 · 1.06
Quick ratio
1.26▲
2024 · 1.06
Debt / equity
8.61▲
2024 · 5.19
ROE
16.7%▲
2024 · 0.4%
ROA
1.7%▲
2024 · 0.1%
Interest coverage
410.53▲
2024 · 97.70
Debt
€2.57M▲
2024 · €1.29M
Debt ≤ 1 year
€422k▼
2024 · €440k
Debt > 1 year
€2.15M▲
2024 · €850k
Income taxes
€43k▼
2024 · €46k
Staff costs
€578k▲
2024 · €541k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.54M€2.87M▲
Fixed assets21/28€1.08M€2.34M▲
Tangible fixed assets22/27€888k€2.16M▲
Land and buildings22€888k€2.16M▲
Financial fixed assets28€187k€187k=
Current assets29/58€467k€530k▲
Amounts receivable within one year40/41€402k€388k▼
Trade receivables40€190k€176k▼
Other amounts receivable41€212k€212k=
Cash at bank and in hand54/58€65k€142k▲
Equity and liabilities
Total equity and liabilities10/49€1.54M€2.87M▲
Equity10/15€249k€299k▲
Contributions10/11€19k€19k=
Reserves13€230k€280k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€228k€278k▲
Profit (loss) carried forward14€457€457=
Amounts payable17/49€1.29M€2.57M▲
Amounts payable after more than one year17€850k€2.15M▲
Financial debts170/4€850k€2.15M▲
Amounts payable within one year42/48€440k€422k▼
Trade debts44€254k€277k▲
Suppliers440/4€254k€277k▲
Taxes, remuneration and social security45€186k€145k▼
Taxes450/3€86k€48k▼
Remuneration and social security454/9€100k€97k▼
Accrued charges and deferred income492/3€3k€3k=
Income statement
Code20242025
Remuneration, social security and pensions62€541k€578k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€97k▲
Other operating charges640/8€15k€27k▲
Gross operating margin9900€616k€795k▲
Operating profit (loss)9901€48k€93k▲
Financial income75/76B€64€0▼
Recurring financial income75€64€0▼
Financial charges65/66B€611€463▼
Recurring financial charges65€611€463▼
Profit (loss) for the period before taxes9903€47k€93k▲
Income taxes67/77€46k€43k▼
Profit (loss) for the period9904€891€50k▲
Profit (loss) for the period to be appropriated9905€891€50k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1k€50k▲
Profit (loss) brought forward from the previous period14P€457€457=
Transfer to equity691/2€891€50k▲
To other reserves6921€891€50k▲
Social balance
Average headcount (FTE)908710.510.3▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 18 days late
2025
30-09
Financial
Highest result since 2018net €50k ▲5496%
Operating result €93k, net result €50k, both a record.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €530 ▼59.7%
Net result drops to €530, the lowest in the series; recovery starts the following year.
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
30-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Equity above €200kEq €204k ▲5.9%
2 profitable years in a row build equity to €204k.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
11-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industriepark 472220 Heist-op-den-BergGround area
7,126 m²
Building footprint
1,126 m²
Volume, LiDAR
5,487 m³
Parcel 12014K0470/00F000, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Industriepark 47, 2220 Heist-op-den-Berg
since 19892.045.331.211
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12014K0470/00F000 | Flanders | 7,126 m² | 1 · 1,126 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 11,064 EUR awarded · 11,064 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 9,020 EUR | 9,020 EUR |
| 2022 | 2 | 2,044 EUR | 2,044 EUR |
Schemes
Individueel Maatwerk
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 1,803 companies in sector 46831 we hold annual accounts for 1,397. 997 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-1989
Fiscal year end30-09
Activities, NACEBEL
46831Wholesale of construction materials, general range
47783Retail trade
47784Retail trade
51532
52488
47521Retail sale of hardware, building materials, paint and glass (general range)
52461
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.