Turnover
≈ €20,000 estimated
The micro format states no turnover.
PROCESSO
Overview
Lifetime
1 annual account with figurespeak €3,725 (2025)
€3,725
peak €2,616 (2025)
€2,616
peak €4,616 (2025)
€4,616
€970
Board1 name since 2025
1 directorJANSSENS, Sien
Documentsfilings and deeds
24-07-20267 days before the deadline
2025micro format
Incorporation 04-081 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€2,000 100 shares
Position in the sector
€4,616
Less equity than 87% of companies in computer programming and consultancy. Sector median €69,062 · 21,212 companies.
Checked score
98
Excellent
Financially stronger than 84% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2026: < 0.1%lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026highest value
11-2026: < 0.1%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2025
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 5.76, cash €4,520
Equity €4,616 (82.6% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 85% on liquidity and 82% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as PROCESSO has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of PROCESSO itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for PROCESSO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
7 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1026095593
Incorporation
Founding capital of €2,000, 100 shares · Founder: JANSSENS, Sien · Appointment: JANSSENS, Sien (director) · published on 04-08-2025 · Gazette deed
First establishment
Delphine Adriaensstraat 13, Lille
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PROCESSO Lille | €5,586 | €3,725 | 82.6% | - |
| ART-IT Berlare | €6,399 | €3,826 | 77.4% | - |
| Smart.ee Auderghem | €4,130 | €3,630 | 100.0% | - |
| HSH TECH-SOLUTIONS Bierbeek | €5,912 | €2,998 | 84.5% | - |
| Pixion Antwerp | €4,745 | €5,061 | 41.1% | - |
| Thomax Ventures Aartselaar | €9,145 | €3,840 | 59.2% | - |
| CHANGE AGENT Brussels | €7,893 | €3,728 | 83.0% | - |
These companies have the same main activity as PROCESSO: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €4,130 and €9,150, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 31-07-2025Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 4 others
- Establishment unit
- 2.376.557.6062275 Lille, since 31-07-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 01-09-2025
Annual accounts 2025
- €3,725
- €2,616
- €4,616
- €5,586
- Filing
- Filed on 24-07-2026, 7 days before the end of the filing period
Insights on PROCESSO
PROCESSO has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4,616 and a net result of €2,616.
Its solvency ranks better than 78% of 21,206 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 24-07-2026, 7 days before the deadline€3,725
€3,334
€2,616
€4,616
82.6%
5.76
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €20,000. Estimated: probably between €9,600 and €39,000.
Balance sheet
balance sheet total €5,586 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
82.6%
Higher than 78% of 21,206 companies in 2025.
5.76
Higher than 79% of 20,569 companies in 2025.
46.8%
Higher than 83% of 20,744 companies in 2025.
PROCESSO
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
5,586 | |
29/58 |
5,586 | |
40/41 |
652 | |
40 |
652 | |
54/58 |
4,520 | |
490/1 |
415 | |
| Balance sheet: equity and liabilities | ||
10/49 |
5,586 | |
10/15 |
4,616 | |
10/11 |
2,000 | |
13 |
2,616 | |
133 |
2,616 | |
17/49 |
970 | |
42/48 |
970 | |
44 |
22 | |
440/4 |
22 | |
45 |
862 | |
450/3 |
862 | |
47/48 |
87 | |
| Income statement | ||
9900 |
3,725 | |
640/8 |
391 | |
9901 |
3,334 | |
65/66B |
33 | |
65 |
33 | |
9903 |
3,301 | |
67/77 |
685 | |
9904 |
2,616 | |
9905 |
2,616 | |
| Appropriation of the result | ||
9906 |
2,616 | |
691/2 |
2,616 | |
6921 |
2,616 | |
| Document | ||
The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 24-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 24-07-2026 | 2026-00328083 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 4,616 | ||
| 82.6% | ||
| 5.76 | ||
| 0.21 | ||
| 56.7% | ||
| 46.8% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on PROCESSO
Debt's share of the balance-sheet total is 17.4%.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 04-08-2025
term without a fixed end
listed in the 2025 annual accounts, filed on 24-07-2026
Mandates through the years
1 name, the dashed line is todayJANSSENS, Sien
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- JANSSENS, Sien
- Director (not named in the articles), appointed by deed of 04-08-2025, still in office
Control
Capital
- Contribution
- €2,000
- Shares
- 100
- Contribution per share
- €20
- Equity per share
- €46.16 in 2025
- Source
- deed of 04-08-2025
Articles of association
deed of 04-08-2025 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Thursday of June
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Om welke reden en op welk ogenblik ook, recht algemene vergadering een of meer vereffenaars aan te duiden, bevoegdheden te omlijnen en…”
Shareholders
At incorporation
deed of 04-08-2025 ↗
- JANSSENS, Sien 100 shares (100%) · €2,000
Network & group
No group
PROCESSO has no parent and no holdings in its annual accounts. JANSSENS, Sien is the only director. PROCESSO shares no director with another company.
At the same address
Delphine Adriaensstraat 13, 2275 Lille · 3 other companies| NECESS
registered office since 03-09-2018 · founded in 2018 |
total assets €996,112 (2025) 0701.973.558 |
| DIGITAL CLIMAX
registered office since 14-04-2023 · founded in 2023 |
total assets €201,275 (2025) 0800.762.120 |
| Datapps
registered office since 12-08-2025 |
founded in 2025 1026.408.171 |
Timeline
Timeline
4 events since 2025Filings
Establishments
20252026
2026
Annual accounts 2025 filed NBBmicro format · 7 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1026095593
IncorporationFounding capital of €2,000, 100 shares · Founder: JANSSENS, Sien · Appointment: JANSSENS, Sien (director) · published on 04-08-20255 points ▸
- Registered office clause, Delphine Adriaensstraat 13, 2275 Lille
- Board rule, 1
- Director appointment, JANSSENS, Sien (director (not named in the articles))
- Founder, JANSSENS, Sien
- Founding capital, €2,000, 100 shares
- The deed holds 3 more points.
First establishment Delphine Adriaensstraat 13, Lille
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1026.095.593
- VAT number
- BE 1026.095.593
- Peppol ID
- 0208:1026095593
- Other Peppol ID
- 9925:BE1026095593
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 31-07-2025
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Thursday of Junedeed of 04-08-2025 (in Dutch)
- Peppol
- Reachable since 01-09-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- PROCESSO in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 04-08-2025 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 04-08-2025 (in Dutch)
Activities
NACEBEL 202562200
Computer consultancy and computer facilities management main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Alle mogelijke advies-en/dienstenfuncties,het geven van workshops en trainingen op het vlak van procesoptimalisatie in administratie (dit op…”deed of 04-08-2025 (in Dutch)
24 activities
- Alle mogelijke advies-en/dienstenfuncties,het geven van workshops en trainingen op het vlak van procesoptimalisatie in administratie (dit op juridisch,financieel en sociaal vlak);
- Consultancy en bijstand verlenen en geven op het vlak van procesoptimalisatie in interne administratie;
- Het geven van opleidingen,webinars,workshops,het verzorgen van publicaties op het gebied van personeelsbeleid,public relations,sociaal-juridische dienstverlening en algemene zakelijke dienstverlening
- Arbitrage en bemiddeling tussen bedrijfsleiders en werknemers
- Loonadministratie,loonverwerking,payroll
- HR dienstverlening: sollicitatiegesprekken,screening
- Juridisch advies met betrekking tot loopbaanonderbreking,reward,juridische documenten
- Coaching (individuele opleidingstrajecten)
- Opleiding & workshop in alle vormen
- Het begeleiden,adviseren,coördineren en ondersteunen bij het inrichten en het uitbaten van evenementen en aanverwante bedrijven;
- Het ontwerpen en plaatsen van standen op beurzen
- Het verlenen van bijstand,diensten & studies,rechtstreeks of onrechtstreeks op het vlak van artiestenmanagement,administratie,computerservices,verkoop,productie,marketing en algemeen bestuur,personeelsbeleid,…
- Algemene dienstverlening aan bedrijven,instellingen,zelfstandigen & particulieren zoals onder meer en niet beperkend: het ter beschikking stellen van infrastructuur,materiaal,handelsruimtes,secretariaatsdiensten,tele-secretariaat & onthaal,
- Het organiseren van evenementen
- De uitbating,het beheer en de inrichting van drankgelegenheden,cafés,tavernes,tearooms,restaurants,hotels,clubs,bars,traiteurdiensten;
- Het maken en aanbieden van afhaalgerechten,alsook het inrichten van banketten,feestelijkheden en de verhuring van feestzalen,de bereiding en de handel,import en export van alle mogelijke koude en warme gerechten,dranken,gebak en confiserie,vlees- en viswaren,ijs en rookwaren en alle aanverwante artikelen;
- Het branden van koffie,de vervaardiging van gemalen koffie,van oploskoffie,van extracten en concentraten van koffie;
- De aankoop,verkoop import,export,productie,distributie,commercialisering en bereiding van producten die verband houden met de bakkerij,banketbakkerij,beschuiten,koekjes,snoepgoed,versnaperingen en alle andere voedingswaren in de ruimste zin van het woord.
- Handel,import,export van kledij,juwelen,schoeisel,decoratie-artikelen,bloemen,huishoudartikelen,huishoudproducten,parfums,make-up,producten lichaamsverzorging,lederwaren,bijouterie,(…);
- De teelt van bloemen,snijbloemen en kamerplanten;
- De vervaardiging van gedroogde bloemen;
- De teelt van zaai- en plantgoed voor de bloementeelt;
- Groothandel en kleinhandel in bloemen en planten;
- Groothandel en kleinhandel is sportartikelen en sportvoeding.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Delphine Adriaensstraat 13 registered office 2275 Lille | 31-07-2025 | 2.376.557.606 |
Buildings and parcels at the address
- Ground area
- 297 m²
- Buildings
- 113 m²
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 13019E0500/00Y000 | 297 m² | 1 · 113 m² | - |