Processguard Group
ActiveSummary
The computed 12-month bankruptcy probability of Processguard Group is 1.9% (moderate). The 2025 annual accounts show equity of €432,083 and a net result of -€67,917. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability16
Solvency37
Growth-
Track record67
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €17,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.05; short-term debt: 29% and cash: 1.6% of total assets), and 87.8% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
29 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
€432,083
Total assets
€3.6m
Net result
-€67,917
Working capital
-€977,085
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €3.6m
Fixed assets
€3.5m
Current assets
€55,354
Equity and liabilities €3.6m
Equity
€432,083
Debt
€3.1m
Debt finances 87.8% of the balance-sheet total.
Key figures and ratios
EBITDA
-€3,751
Cash flow
-€66,073
Current ratio
0.05
Debt to equity
7.23
ROE
-15.7%
ROA
-1.9%
Interest coverage
-0.06
Debt ≤ 1 year
€1.0m
Debt > 1 year
€2.1m
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,844 |
| Gross operating margin9900 | -€3,751 |
| Operating profit (loss)9901 | -€5,595 |
| Financial charges65/66B | €62,322 |
| Recurring financial charges65 | €62,322 |
| Profit (loss) for the period before taxes9903 | -€67,917 |
| Profit (loss) for the period9904 | -€67,917 |
| Profit (loss) for the period to be appropriated9905 | -€67,917 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €3.6m | |
| Formation expenses20 | €783 | |
| Fixed assets21/28 | €3.5m | |
| Financial fixed assets28 | €3.5m | |
| Current assets29/58 | €55,354 | |
| Cash at bank and in hand54/58 | €55,354 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €3.6m | |
| Equity10/15 | €432,083 | |
| Contributions10/11 | €500,000 | |
| Profit (loss) carried forward14 | -€67,917 | |
| Amounts payable17/49 | €3.1m | |
| Amounts payable after more than one year17 | €2.1m | |
| Financial debts170/4 | €1.6m | |
| Other amounts payable178/9 | €500,000 | |
| Amounts payable within one year42/48 | €1.0m | |
| Current portion of amounts payable after more than one year42 | €265,324 | |
| Financial debts43 | €550,000 | |
| Credit institutions430/8 | €550,000 | |
| Other amounts payable47/48 | €217,114 | |
| Accrued charges and deferred income492/3 | €14,875 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€67,917 |
| + Depreciation and write-downs630 | €1,844 |
| Operating cash flow (approximation) | -€66,073 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven
Ground area
233 m²
Building footprint
233 m²
Parcel 24126C0092/00X000, Flanders. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24126C0092/00X000 | Flanders | 233 m² | 1 · 233 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded27-02-2025
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.