Procescoaching.be
ActiveProcescoaching.be has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €-12k. Equity is shrinking by ~9% per year across the filed fiscal years. Its solvency ranks better than 31% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability21▲+21
Solvency56▼-12
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.72 against 0.82 in 2024; short-term debt: 50.8% and cash: 15.7% of total assets), and 68.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.4%
Return on assets
-19.6%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-12k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
2 d early
2022
4 d early
2021
3 d early
2020
3 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▼ 38.4%
2024 · €30k
2019: €35k
2020: €52k
2021: €54k
2022: €87k
2023: €80k
2024: €30k
2019 → 2025
Total assets
€59k▼ 16.3%
2024 · €71k
2019: €53k
2020: €65k
2021: €71k
2022: €110k
2023: €119k
2024: €71k
2019 → 2025
Net result
€-12k▲ 76.5%
2024 · €-49k
2019: €522
2020: €18k
2021: €3k
2022: €33k
2023: €4k
2024: €-49k
2019 → 2025
Working capital
€-8k▼ 96.4%
2024 · €-4k
2019: €35k
2020: €54k
2021: €53k
2022: €86k
2023: €38k
2024: €-4k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€54k-€87k▲ 61.2%€80k▼ 9.0%€30k▼ 62.1%€19k▼ 38.4%
Operating result€4k-€47k▲ 1,028%€6k▼ 86.8%€-48k€-10k▲ 79.2%
Net result€3k-€33k▲ 1,081%€4k▼ 88.9%€-49k€-12k▲ 76.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €10k in 2025 against €48k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €59k
Fixed assets
€37k▼ 26.6%
Current assets
€22k▲ 10.2%
Equity and liabilities €59k
Equity
€19k▼ 38.4%
Debt
€41k▲ 0.1%
The debt ratio rises from 57.3% to 68.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€4k▲
2024 · €-34k
Cash flow
€2k▲
2024 · €-35k
Solvency
31.4%▼
2024 · 42.7%
Current ratio
0.72▼
2024 · 0.82
Quick ratio
0.72▼
2024 · 0.82
Debt / equity
2.18▲
2024 · 1.34
ROE
-62.4%▲
2024 · -163.6%
ROA
-19.6%▲
2024 · -69.9%
Interest coverage
2.49▲
2024 · -22.61
Debt
€41k▲
2024 · €41k
Debt ≤ 1 year
€30k▲
2024 · €24k
Debt > 1 year
€11k▼
2024 · €16k
Income taxes
€197▲
2024 · €193
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€71k€59k▼
Fixed assets21/28€51k€37k▼
Tangible fixed assets22/27€51k€37k▼
Land and buildings22€1k€1k▼
Plant, machinery and equipment23€993€648▼
Furniture and vehicles24€49k€36k▼
Current assets29/58€20k€22k▲
Amounts receivable within one year40/41€10k€10k▲
Trade receivables40€5k€10k▲
Other amounts receivable41€5k€5▼
Cash at bank and in hand54/58€8k€9k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€71k€59k▼
Equity10/15€30k€19k▼
Contributions10/11€12k€12k=
Reserves13€61k€61k=
Distributable reserves133€61k€61k=
Profit (loss) carried forward14€-43k€-54k▼
Amounts payable17/49€41k€41k▲
Amounts payable after more than one year17€16k€11k▼
Financial debts170/4€16k€11k▼
Amounts payable within one year42/48€24k€30k▲
Current portion of amounts payable after more than one year42€5k€6k▲
Financial debts43-€126
Credit institutions430/8-€126
Trade debts44€48€1k▲
Suppliers440/4€48€1k▲
Taxes, remuneration and social security45€13k€12k▼
Taxes450/3€10k€9k▼
Remuneration and social security454/9€3k€3k▼
Other amounts payable47/48€6k€11k▲
Accrued charges and deferred income492/3€394-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k▼
Other operating charges640/8€613€153▼
Gross operating margin9900€-33k€4k▲
Operating profit (loss)9901€-48k€-10k▲
Financial income75/76B€139€2▼
Recurring financial income75€139€2▼
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€-49k€-11k▲
Income taxes67/77€193€197▲
Profit (loss) for the period9904€-49k€-12k▲
Profit (loss) for the period to be appropriated9905€-49k€-12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-43k€-54k▼
Profit (loss) brought forward from the previous period14P€7k€-43k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €-49k ▼1439%
Net result drops to €-49k, the lowest in the series; recovery starts the following year.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2019net €33k ▲1081%
Operating result €47k, net result €33k, both a record.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Liquidity doublescurrent ratio 6.23
Current ratio from 2.99 to 6.23; short-term debt falls from €17k to €10k.
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
29-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Steenokkerzeel · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dennenlaan 61820 SteenokkerzeelGround area
879 m²
Building footprint
170 m²
Volume, LiDAR
666 m³
Parcel 23081A0053/00C000, Flanders · tallest building 5.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Procescoaching.be
since 20132.220.714.832
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23081A0053/00C000 | Flanders | 879 m² | 1 · 170 m² | 5.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,562. 29,785 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-07-2013
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:inge.singule@telenet.be
Phone:0475203322