ProCerte
ActiveSummary
ProCerte has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €129,423 and a net result of €88,056. Its solvency ranks better than 80% of 1,680 sector peers (NACE 33, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
- Equity
- €129,423
- Profit
- €88,056
Why 88raises riskFounded in 2024Size: total assets €175,827lowers riskLiquidity: current ratio 3.62, cash €70,577Equity €129,423 (73.6% of total assets)Show the evidence
Checked score
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 33, micro): better than 81% on solvency, 88% on liquidity, 90% on profitability and 96% on growth.
The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
This company filed its last 2 accounts on average 77 days before the deadline; the sector median (NACE 33) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Equity above €100,000equity €129,423 ▲201%
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2025 annual accounts filed late (17 days) Filed on 17 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00401561.
2024 to 2025, 2 financial years
The operating result rises in 2025; 2025 is 104% above 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 33, Repair, maintenance and installation of machinery and equipment: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,796 | €470 | ▼ 73.8% |
| Other operating charges640/8 | €106 | €194 | ▲ 83.6% |
| Gross operating margin9900 | €56,348 | €111,543 | ▲ 98.0% |
| Operating profit (loss)9901 | €54,446 | €110,879 | ▲ 104% |
| Financial income75/76B | - | €1,840 | - |
| Recurring financial income75 | - | €1,840 | - |
| Financial charges65/66B | €151 | €106 | ▼ 29.4% |
| Recurring financial charges65 | €151 | €106 | ▼ 29.4% |
| Profit (loss) for the period before taxes9903 | €54,295 | €112,613 | ▲ 107% |
| Income taxes67/77 | €11,597 | €24,557 | ▲ 112% |
| Profit (loss) for the period9904 | €42,699 | €88,056 | ▲ 106% |
| Profit (loss) for the period to be appropriated9905 | €42,699 | €88,056 | ▲ 106% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €67,301 | €175,827 | ▲ 161% |
| Fixed assets21/28 | - | €7,913 | - |
| Tangible fixed assets22/27 | - | €7,913 | - |
| Plant, machinery and equipment23 | - | €939 | - |
| Other tangible fixed assets26 | - | €6,974 | - |
| Current assets29/58 | €67,301 | €167,914 | ▲ 149% |
| Amounts receivable after more than one year29 | - | €50,000 | - |
| Other amounts receivable291 | - | €50,000 | - |
| Amounts receivable within one year40/41 | €36,960 | €44,703 | ▲ 21.0% |
| Trade receivables40 | €36,662 | €42,056 | ▲ 14.7% |
| Other amounts receivable41 | €297 | €2,647 | ▲ 791% |
| Cash at bank and in hand54/58 | €29,521 | €70,577 | ▲ 139% |
| Deferred charges and accrued income490/1 | €820 | €2,634 | ▲ 221% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €67,301 | €175,827 | ▲ 161% |
| Equity10/15 | €43,033 | €129,423 | ▲ 201% |
| Contributions10/11 | €2,000 | €2,000 | = |
| Reserves13 | €41,033 | €127,423 | ▲ 211% |
| Distributable reserves133 | €41,033 | €127,423 | ▲ 211% |
| Amounts payable17/49 | €24,268 | €46,404 | ▲ 91.2% |
| Amounts payable within one year42/48 | €23,873 | €46,404 | ▲ 94.4% |
| Trade debts44 | €1,878 | €1,396 | ▼ 25.6% |
| Suppliers440/4 | €1,878 | €1,396 | ▼ 25.6% |
| Taxes, remuneration and social security45 | €20,851 | €42,846 | ▲ 105% |
| Taxes450/3 | €20,851 | €42,846 | ▲ 105% |
| Other amounts payable47/48 | €1,144 | €2,161 | ▲ 89.0% |
| Accrued charges and deferred income492/3 | €395 | - | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €42,699 | €88,056 | ▲ 106% |
| + Depreciation and write-downs630 | €1,796 | €470 | ▼ 73.8% |
| Operating cash flow (approximation) | €44,495 | €88,527 | ▲ 99.0% |
| Change in cash | - | €41,056 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 17-08-2026 | 2026-00401561 |
| 31-12-2024 | micro format | 11-02-2025 | 2025-00032607 |
Similar companies · same sector, comparable size
Subsidies and aid
Flemish government
2025 · 1 entry · €1,277 awarded · €265 paidPublic contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| LOOFFEN Pascal Joseph Jean Georges |
|
Owners and capital
Capital and shareholders
- LOOFFEN Pascal Joseph Jean Georges 100 shares (100%) · €2,000
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 22-05-2024 Incorporation · €2,000 · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
ProCerte was incorporated on 17 May 2024 as a private limited company by one natural person, with a starting capital of €2,000.12 Since 2024, LOOFFEN Pascal Joseph Jean Georges has served as director of the company.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Acts, filings and financial milestones
22-05
Gazette deed
IncorporationAppointment: LOOFFEN Pascal Joseph Jean Georges (director) · Founder · Founding capital11 facts ▸
- Founder, LOOFFEN Pascal Joseph Jean Georges
- Incorporation, “ProCerte” (deed in Dutch)
- Founding capital, €2,000
- Other provision, “gelden toebehorend aan gemeenschappelijk vermogen tussen oprichter en echtgenote, inschrijving met gemeenschappelijke gelden” (deed in Dutch)
- Capital
- Registered office clause, “8450 Bredene, Sluizenstraat 129” (deed in Dutch)
- Other provision, “contact@procerte.be, website en e-mail” (deed in Dutch)
- Board rule, 1
- Director appointment, LOOFFEN Pascal Joseph Jean Georges (director)
- Other provision, “geen rechterlijk verbod, geen verbod opgelegd om persoonlijk of via tussenpersoon onderneming uit te baten of functie van bestuurder,commissaris of zaakvoerder…” (deed in Dutch)
- Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen en alle activiteiten ondernomen in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 25 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 35302C0823/00M000 | Flanders | 913 m² | 1 · 113 m² | 7.9 m · 2 |
How the parcels are linked
Articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- ProCerte
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, bestuursorgaan kan waar dan ook bijkantoren,exploitatiezetels en andere centra oprichten,vestigen en opheffen in België en…” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Artikel 13. Extern bestuur (vertegenwoordiging) Iedere bestuurder vertegenwoordigt de vennootschap jegens derden en in rechte als eiser of…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Met of zonder beperking, een of meer bestuurders” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- One provision in the deed
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Third Friday of June at 19:00
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor