Proc-Arch-Sol
ActiveSummary
Proc-Arch-Sol has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €99,426 and a net result of €99,484. Equity is growing by ~365% per year across the filed fiscal years. Its solvency ranks better than 47% of 17179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency82▼-6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
Liquidity ample (current ratio 3.2 against 3.0 in 2024; short-term debt: 23.2% and cash: 28.4% of total assets), and 43.5% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.5%
Return on assets
56.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
30 d late
2024
31 d late
2023
31 d late
2022
31 d late
2021
6 d late
2020
23 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 25 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€99,426▲ 7.9%
2024 · €92,117
Total assets
€175,842▲ 21.1%
2024 · €145,170
Net result
€99,484▲ 32.1%
2024 · €75,291
Working capital
€89,597▼ 5.2%
2024 · €94,533
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€80,807▲ 26.2%€95,006▲ 17.6%€104,490▲ 10.0%€102,382▼ 2.0%€132,112▲ 29.0%
Net result€59,587above the sector's middle half▲ 29.1%€76,393above the sector's middle half▲ 28.2%€83,669above the sector's middle half▲ 9.5%€75,291above the sector's middle half▼ 10.0%€99,484above the sector's middle half▲ 32.1%
Equity€54below the sector's middle half▼ 67.7%€10,158below the sector's middle half▲ 18,718%€16,826below the sector's middle half▲ 65.7%€92,117within the sector's middle half▲ 447%€99,426within the sector's middle half▲ 7.9%
Total assets€123,294within the sector's middle half▲ 5.0%€93,892within the sector's middle half▼ 23.8%€90,756within the sector's middle half▼ 3.3%€145,170within the sector's middle half▲ 60.0%€175,842within the sector's middle half▲ 21.1%
Debt€123,240▲ 5.2%€83,734▼ 32.1%€73,929▼ 11.7%€53,052▼ 28.2%€76,416▲ 44.0%
Working capital-€30,799▲ 30.2%€14,874€25,149▲ 69.1%€94,533▲ 276%€89,597▼ 5.2%
Solvency0.0%below the sector's middle half▼ 0.1pp10.8%below the sector's middle half▲ 10.8pp18.5%below the sector's middle half▲ 7.7pp63.5%within the sector's middle half▲ 44.9pp56.5%within the sector's middle half▼ 6.9pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 29% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €175,842
Fixed assets
€45,491 ▲ 1,244%
Current assets
€130,350 ▼ 8.1%
Equity and liabilities €175,842
Equity
€99,426 ▲ 7.9%
Debt
€76,416 ▲ 44.0%
Debt's share of the balance-sheet total rises from 36.5% to 43.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€135,863▲
2024 · €121,074
Cash flow
€103,234▲
2024 · €93,983
Current ratio
3.20▲
2024 · 3.00
Debt to equity
0.77▲
2024 · 0.58
ROE
100.1%▲
2024 · 81.7%
ROA
56.6%▲
2024 · 51.9%
Interest coverage
123.29▲
2024 · 89.54
Debt ≤ 1 year
€40,754▼
2024 · €47,251
Debt > 1 year
€35,663▲
2024 · €5,801
Income taxes
€35,363▲
2024 · €29,150
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,964 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,964 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €17,930 | €17,952 | €18,373 | €18,692 | €3,751 | ▼ 79.9% |
| Other operating charges640/8 | €1,629 | €472 | €510 | €973 | €400 | ▼ 58.9% |
| Gross operating margin9900 | €100,366 | €113,429 | €123,373 | €122,047 | €136,262 | ▲ 11.6% |
| Operating profit (loss)9901 | €80,807 | €95,006 | €104,490 | €102,382 | €132,112 | ▲ 29.0% |
| Financial income75/76B | - | €3 | - | €3,410 | €3,836 | ▲ 12.5% |
| Recurring financial income75 | - | €3 | - | €3,410 | €3,836 | ▲ 12.5% |
| Financial charges65/66B | €1,220 | €1,736 | €1,392 | €1,352 | €1,102 | ▼ 18.5% |
| Recurring financial charges65 | €1,220 | €1,736 | €1,392 | €1,352 | €1,102 | ▼ 18.5% |
| Profit (loss) for the period before taxes9903 | €79,587 | €93,272 | €103,098 | €104,441 | €134,846 | ▲ 29.1% |
| Income taxes67/77 | €20,000 | €16,879 | €19,429 | €29,150 | €35,363 | ▲ 21.3% |
| Profit (loss) for the period9904 | €59,587 | €76,393 | €83,669 | €75,291 | €99,484 | ▲ 32.1% |
| Profit (loss) for the period to be appropriated9905 | €59,587 | €76,393 | €83,669 | €75,291 | €99,484 | ▲ 32.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €123,294 | €93,892 | €90,756 | €145,170 | €175,842 | ▲ 21.1% |
| Fixed assets21/28 | €54,066 | €36,798 | €19,855 | €3,385 | €45,491 | ▲ 1,244% |
| Intangible fixed assets21 | €30,000 | €20,000 | €10,000 | - | - | - |
| Tangible fixed assets22/27 | €24,066 | €16,798 | €9,855 | €3,385 | €45,491 | ▲ 1,244% |
| Plant, machinery and equipment23 | €1,185 | €882 | €1,188 | €1,977 | €938 | ▼ 52.5% |
| Furniture and vehicles24 | €22,881 | €15,916 | €8,667 | €1,408 | €44,553 | ▲ 3,064% |
| Current assets29/58 | €69,228 | €57,094 | €70,900 | €141,785 | €130,350 | ▼ 8.1% |
| Amounts receivable within one year40/41 | €17,226 | €15,325 | €29,562 | €92,205 | €80,183 | ▼ 13.0% |
| Trade receivables40 | €17,226 | €15,325 | €16,226 | €14,429 | €16,353 | ▲ 13.3% |
| Other amounts receivable41 | - | - | €13,335 | €77,776 | €63,830 | ▼ 17.9% |
| Cash at bank and in hand54/58 | €52,002 | €41,186 | €41,219 | €40,218 | €49,884 | ▲ 24.0% |
| Deferred charges and accrued income490/1 | - | €583 | €120 | €9,362 | €283 | ▼ 97.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €123,294 | €93,892 | €90,756 | €145,170 | €175,842 | ▲ 21.1% |
| Equity10/15 | €54 | €10,158 | €16,826 | €92,117 | €99,426 | ▲ 7.9% |
| Contributions10/11 | €1 | €1 | €1 | €1 | €1 | = |
| Capital10 | €1 | - | - | - | - | - |
| Issued capital100 | €1 | - | - | - | - | - |
| Reserves13 | - | - | - | - | €99,425 | - |
| Distributable reserves133 | - | - | - | - | €99,425 | - |
| Profit (loss) carried forward14 | €53 | €10,157 | €16,825 | €92,116 | - | - |
| Amounts payable17/49 | €123,240 | €83,734 | €73,929 | €53,052 | €76,416 | ▲ 44.0% |
| Amounts payable after more than one year17 | €23,213 | €41,514 | €28,178 | €5,801 | €35,663 | ▲ 515% |
| Financial debts170/4 | €23,213 | €41,514 | €28,178 | €5,801 | €35,663 | ▲ 515% |
| Amounts payable within one year42/48 | €100,027 | €42,220 | €45,751 | €47,251 | €40,754 | ▼ 13.8% |
| Current portion of amounts payable after more than one year42 | €50,686 | €19,757 | €20,003 | €29,044 | €22,844 | ▼ 21.3% |
| Trade debts44 | €139 | €1,788 | €1,660 | €570 | €750 | ▲ 31.6% |
| Suppliers440/4 | €139 | €1,788 | €1,660 | €570 | €750 | ▲ 31.6% |
| Taxes, remuneration and social security45 | €25,931 | €9,268 | €24,088 | €17,637 | €17,159 | ▼ 2.7% |
| Taxes450/3 | €25,931 | €9,268 | €24,088 | €17,637 | €17,159 | ▼ 2.7% |
| Other amounts payable47/48 | €23,272 | €11,406 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €59,587 | €76,393 | €83,669 | €75,291 | €99,484 | ▲ 32.1% |
| + Depreciation and write-downs630 | €17,930 | €17,952 | €18,373 | €18,692 | €3,751 | ▼ 79.9% |
| Operating cash flow (approximation) | €77,516 | €94,345 | €102,041 | €93,983 | €103,234 | ▲ 9.8% |
| Investment in fixed assets (approximation) | - | -€684 | -€1,430 | -€2,221 | -€45,857 | ▼ 1,964% |
| Change in cash | - | -€10,816 | €33 | -€1,001 | €9,666 | ▲ 1,066% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Highest result since 2020net €99,484 ▲32.1%
Operating result €132,112, net result €99,484, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
06-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 6 days late
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2019
Ground area
107 m²
Building footprint
80 m²
Volume, LiDAR
822 m³
Parcel 21674C0289/00X000, Brussels · tallest building 14.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Proc-Arch-Sol
since 20192.294.978.725
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21674C0289/00X000 | Brussels | 107 m² | 1 · 80 m² | 14.7 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,007 companies in sector 62200 we hold annual accounts for 18,396. 15,577 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-10-2019
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
E-invoicing
Reachable via Peppol
Peppol ID
0208:0736559897
Also
9925:BE0736559897
Registered
16-07-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.