PROBITAS
ActiveSummary
PROBITAS has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €131k and a net result of €842. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 91% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-2
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 9.99 against 6.24 in 2024; short-term debt: 8% and cash: 71.2% of total assets), and 8.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.9%
Return on assets
0.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
1 d late
2023
13 d early
2022
59 d early
2021
38 d early
2020
60 d early
2019
38 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€131k▲ 0.6%
2024 · €130k
2018: €107k
2019: €99k
2020: €98k
2021: €109k
2022: €108k
2023: €128k
2024: €130k
2018 → 2025
Total assets
€143k▼ 3.6%
2024 · €148k
2018: €129k
2019: €122k
2020: €118k
2021: €126k
2022: €136k
2023: €143k
2024: €148k
2018 → 2025
Net result
€842▼ 64.3%
2024 · €2k
2018: €30k
2019: €2k
2020: €-1k
2021: €11k
2022: €24k
2023: €20k
2024: €2k
2018 → 2025
Working capital
€103k▲ 11.0%
2024 · €93k
2018: €107k
2019: €14k
2020: €23k
2021: €43k
2022: €52k
2023: €81k
2024: €93k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€109k-€108k▼ 0.3%€128k▲ 18.1%€130k▲ 1.8%€131k▲ 0.6%
Operating result€16k-€37k▲ 133%€30k▼ 17.5%€4k▼ 86.1%€2k▼ 58.3%
Net result€11k-€24k▲ 127%€20k▼ 18.8%€2k▼ 88.0%€842▼ 64.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 58% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €143k
Fixed assets
€28k ▼ 25.0%
Current assets
€115k ▲ 3.6%
Equity and liabilities €143k
Equity
€131k ▲ 0.6%
Debt
€12k ▼ 34.6%
Debt's share of the balance-sheet total falls from 12.0% to 8.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€11k▼
2024 · €14k
Cash flow
€10k▼
2024 · €12k
Current ratio
9.99▲
2024 · 6.24
Debt to equity
0.09▼
2024 · 0.14
ROE
0.6%▼
2024 · 1.8%
ROA
0.6%▼
2024 · 1.6%
Interest coverage
33.93▼
2024 · 103.69
Debt ≤ 1 year
€11k▼
2024 · €18k
Income taxes
€1k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€148k€143k▼
Fixed assets21/28€37k€28k▼
Intangible fixed assets21€37k€28k▼
Current assets29/58€111k€115k▲
Amounts receivable within one year40/41€10k€6k▼
Trade receivables40€10k€6k▼
Other amounts receivable41€261€0▼
Cash at bank and in hand54/58€99k€102k▲
Deferred charges and accrued income490/1€2k€7k▲
Equity and liabilities
Total equity and liabilities10/49€148k€143k▼
Equity10/15€130k€131k▲
Contributions10/11€19k€19k=
Reserves13€112k€113k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€110k€111k▲
Amounts payable17/49€18k€12k▼
Amounts payable within one year42/48€18k€11k▼
Trade debts44€2k€713▼
Suppliers440/4€2k€713▼
Taxes, remuneration and social security45€3k€518▼
Taxes450/3€3k€518▼
Other amounts payable47/48€13k€10k▼
Accrued charges and deferred income492/3-€114
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k=
Other operating charges640/8€514€400▼
Gross operating margin9900€14k€11k▼
Operating profit (loss)9901€4k€2k▼
Financial income75/76B€0€641▲
Recurring financial income75€0€641▲
Financial charges65/66B€131€327▲
Recurring financial charges65€131€327▲
Profit (loss) for the period before taxes9903€4k€2k▼
Income taxes67/77€2k€1k▼
Profit (loss) for the period9904€2k€842▼
Profit (loss) for the period to be appropriated9905€2k€842▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€842▼
Transfer to equity691/2€2k€842▼
To other reserves6921€2k€842▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 6.45
Current ratio from 2.89 to 6.45; short-term debt falls from €28k to €15k.
02-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
31-12
Financial
Equity above €100kEq €109k ▲10.9%
Equity rises from €98k to €109k.
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-1k ▼164%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tervuren · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselsesteenweg 153A3080 TervurenGround area
223 m²
Building footprint
179 m²
Volume, LiDAR
1,356 m³
Parcel 24302G0048/00T000, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PROBITAS BVBA
since 19922.058.604.274
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24302G0048/00T000 | Flanders | 222 m² | 1 · 178 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ELOY CONSULTING
BE 0476.228.428
Deerlijk · Eq €131,260
ManCo
BE 0767.801.520
Lendelede · Eq €130,745
BSide Accountancy
BE 0755.447.480
Enghien · Eq €131,944
ADFERON
BE 0521.921.564
Zonnebeke · Eq €130,198
OLINGO SOFTWARE
BE 0870.755.142
Namur · Eq €129,867
Of 2,267 companies in sector 69209 we hold annual accounts for 1,098. 860 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-1992
Fiscal year end31-12
Activities, NACEBEL 2025
69209Other tax advisory services
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.