PROBEAU
ActiveThe computed 12-month bankruptcy probability of PROBEAU is 2.0% (moderate). The 2025 annual accounts show equity of €67k and a net result of €-47k. Equity is shrinking by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 17% of 10289 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▼-16
Solvency32▼-4
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.93 against 0.9 in 2024; short-term debt: 54.1% and cash: 15.4% of total assets), and 93.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 10289 sector peers (2025).
NBB · sector comparisonPosition among 10289 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
30 d early
2022
7 d early
2021
27 d early
2020
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-47k
2024 · €39k
2020: €-82k
2021: €77k
2022: €12k
2023: €-82k
2024: €39k
2020 → 2025
Working capital
€-40k▲ 18.8%
2024 · €-50k
2020: €-188k
2021: €-86k
2022: €-120k
2023: €-147k
2024: €-50k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€145k-€157k▲ 8.5%€75k▼ 52.4%€114k▲ 52.3%€67k▼ 41.2%
Operating result€88k-€37k▼ 57.7%€-60k€63k€-27k
Net result€77k-€12k▼ 84.0%€-82k€39k€-47k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €27k after €63k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €989k
Fixed assets
€484k▼ 18.2%
Current assets
€505k▲ 15.6%
Equity and liabilities €1.01M
Equity
€67k▼ 41.2%
Debt
€940k▼ 1.9%
The debt ratio rises from 89.4% to 93.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€106k▼
2024 · €200k
Cash flow
€86k▼
2024 · €176k
Solvency
6.6%▼
2024 · 10.6%
Current ratio
0.93▲
2024 · 0.90
Quick ratio
0.46▲
2024 · 0.37
Debt / equity
14.04▲
2024 · 8.42
ROE
-70.0%▼
2024 · 34.4%
ROA
-4.7%▼
2024 · 3.6%
Interest coverage
5.34▼
2024 · 9.08
Debt
€940k▼
2024 · €958k
Debt ≤ 1 year
€545k▲
2024 · €487k
Debt > 1 year
€346k▼
2024 · €433k
Income taxes
€328▼
2024 · €379
Staff costs
€289k▲
2024 · €261k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.07M€1.01M▼
Formation expenses20€43k€18k▼
Fixed assets21/28€592k€484k▼
Tangible fixed assets22/27€592k€484k▼
Plant, machinery and equipment23€244k€200k▼
Furniture and vehicles24€17k€8k▼
Other tangible fixed assets26€332k€276k▼
Current assets29/58€437k€505k▲
Stocks and contracts in progress3€257k€255k▼
Stocks30/36€257k€255k▼
Amounts receivable within one year40/41€46k€81k▲
Trade receivables40€2k€30k▲
Other amounts receivable41€44k€50k▲
Cash at bank and in hand54/58€122k€155k▲
Deferred charges and accrued income490/1€11k€15k▲
Equity and liabilities
Total equity and liabilities10/49€1.07M€1.01M▼
Equity10/15€114k€67k▼
Contributions10/11€150k€150k=
Profit (loss) carried forward14€-36k€-83k▼
Amounts payable17/49€958k€940k▼
Amounts payable after more than one year17€433k€346k▼
Financial debts170/4€433k€346k▼
Amounts payable within one year42/48€487k€545k▲
Current portion of amounts payable after more than one year42€85k€87k▲
Financial debts43€0€11k▲
Credit institutions430/8€0€11k▲
Trade debts44€371k€412k▲
Suppliers440/4€371k€412k▲
Taxes, remuneration and social security45€30k€36k▲
Taxes450/3€3k€526▼
Remuneration and social security454/9€27k€35k▲
Other amounts payable47/48€144€0▼
Accrued charges and deferred income492/3€39k€49k▲
Income statement
Code20242025
Non-recurring operating income76A€3k€0▼
Remuneration, social security and pensions62€261k€289k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€137k€133k▼
Other operating charges640/8€4k€6k▲
Non-recurring operating charges66A€1k€0▼
Gross operating margin9900€466k€401k▼
Operating profit (loss)9901€63k€-27k▼
Financial income75/76B€22€312▲
Recurring financial income75€22€312▲
Financial charges65/66B€23k€20k▼
Recurring financial charges65€22k€20k▼
Non-recurring financial charges66B€1k€0▼
Profit (loss) for the period before taxes9903€39k€-47k▼
Income taxes67/77€379€328▼
Profit (loss) for the period9904€39k€-47k▼
Profit (loss) for the period to be appropriated9905€39k€-47k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-36k€-83k▼
Profit (loss) brought forward from the previous period14P€-75k€-36k▲
Transfer from equity791/2€0-
Social balance
Average headcount (FTE)908710.411.3▲
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €39k
Net result €39k after one loss-making year.
31-12
Financial
Equity above €100kEq €114k ▲52.3%
Equity rises from €75k to €114k.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Equity above €150kEq €157k ▲8.5%
2 profitable years in a row build equity to €157k.
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €77k
Net result €77k after one loss-making year.
31-12
Financial
Equity above €100kEq €145k ▲113%
Equity rises from €68k to €145k.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Eugène Van Geersdaele 576020 CharleroiGround area
3,287 m²
Building footprint
1,201 m²
Volume, LiDAR
466 m³
2 parcels, Wallonia · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PROBEAU
since 20202.298.381.742
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56005A0752/00G000 | Wallonia | 3,137 m² | 1 · 1,149 m² | - |
| 52016A0006/00N008 | Wallonia | 150 m² | 1 · 52 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeaumont2.298.381.742
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Of 12,968 companies in sector 47120 we hold annual accounts for 2,186. 1,526 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-01-2020
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47113Retail trade
47120Other non-specialised retail sale
47192Retail trade
47114Supermarkets
47252Retail sale of beverages, general range
47260Retail trade
92000Gambling and betting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:mustafa@groupbalikci.com
Phone:+32488819900