PROBATIMMO
ActivePROBATIMMO has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8.66M and a net result of €197k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 76% of 8862 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability11▲+9
Solvency67=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500k at 30 days acceptable
Liquidity short (current ratio 0.38 against 0.41 in 2024), and 33.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.4%
Return on assets
1.5%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
8 d early
2023
66 d late
2022
72 d late
2021
57 d late
2020
31 d late
2019
53 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
06-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€8.66M▲ 2.3%
2024 · €8.47M
2021: €7.68M
2022: €8.41M
2023: €8.43M
2024: €8.47M
2021 → 2025
Total assets
€13.06M▲ 23.3%
2024 · €10.59M
2021: €10.72M
2022: €10.99M
2023: €11.00M
2024: €10.59M
2021 → 2025
Net result
€197k▲ 388%
2024 · €40k
2021: €1.79M
2022: €733k
2023: €15k
2024: €40k
2021 → 2025
Working capital
€-2.23M▼ 121%
2024 · €-1.01M
2021: €-277k
2022: €-1.19M
2023: €-1.60M
2024: €-1.01M
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7.68M-€8.41M▲ 9.5%€8.43M▲ 0.2%€8.47M▲ 0.5%€8.66M▲ 2.3%
Operating result€404k-€-29k€155k€221k▲ 42.4%€31k▼ 86.0%
Net result€1.79M-€733k▼ 59.2%€15k▼ 97.9%€40k▲ 163%€197k▲ 388%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 86% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €13.06M
Fixed assets
€11.68M▲ 18.2%
Current assets
€1.38M▲ 94.9%
Equity and liabilities €13.06M
Equity
€8.66M▲ 2.3%
Provisions
€265k▲ 126%
Debt
€4.13M▲ 106%
The debt ratio rises from 18.9% to 31.6%: debt grows faster than equity.
Key figures and ratios
EBITDA
€548k▼
2024 · €723k
Cash flow
€714k▲
2024 · €542k
Solvency
66.4%▼
2024 · 80.0%
Current ratio
0.38▼
2024 · 0.41
Quick ratio
0.38▼
2024 · 0.41
Debt / equity
0.48▲
2024 · 0.24
ROE
2.3%▲
2024 · 0.5%
ROA
1.5%▲
2024 · 0.4%
Interest coverage
2.15▼
2024 · 4.15
Debt
€4.13M▲
2024 · €2.00M
Debt ≤ 1 year
€3.61M▲
2024 · €1.72M
Income taxes
€3k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€10.59M€13.06M▲
Fixed assets
21/28€9.88M€11.68M▲
Tangible fixed assets
22/27€9.31M€11.68M▲
Financial fixed assets
28€572k€500▼
Current assets
29/58€707k€1.38M▲
Amounts receivable within one year
40/41€317k€84k▼
Cash & bank
54/58€380k€1.27M▲
Total equity & liabilities
10/49€10.59M€13.06M▲
Equity
10/15€8.47M€8.66M▲
Contributions / capital
10/11€19k€19k=
Reserves
13€46k€242k▲
Accumulated profits (losses)
14€8.40M€8.40M=
Provisions & deferred taxes
16€117k€265k▲
Amounts payable
17/49€2.00M€4.13M▲
Amounts payable within one year
42/48€1.72M€3.61M▲
Trade debts payable within one year
44€8k€41k▲
Income statement
Code20242025
Gross operating margin
9900€753k€588k▼
Operating result
9901€221k€31k▼
Financial income
75€201€10k▲
Financial charges
65€174k€255k▲
Result before taxes
9903€47k€197k▲
Income taxes
67/77€7k€3k▼
Net result for the period
9904€40k€197k▲
Result to be appropriated
9905€40k€1k▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
19-05
State Gazette act
Open capture
General meeting · Officer resignation · Officer discharge · Power of attorney
2025
19-11
State Gazette act
Director changes
v3.2
08-08
State Gazette act
Miscellaneous
proposal
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
05-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 66 days late
2023
31-12
Financial
Weakest financial yearnet €15k ▼97.9%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
11-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 72 days late
2022
26-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 57 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 53 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 31 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
16-01
State Gazette act
Statutes amendment
v3.2
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
2015
10-06
State Gazette act
Capital & shares
v3.2
2013
14-02
State Gazette act
Registered-office change
v3.2
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
6 of 6 acts read
Directors · office · real estate
Directors
1 director, no change since 2025
LERINCKX William
CurrentDirector · since 19-11-2025
19-11-2025
Resigned as Director
19-11-2025
Appointed as Director
Location & real-estate footprint
Registered office, Duffel · 1 establishment unit since 2004
Ground area
1,202 m²
Building footprint
168 m²
Volume, LiDAR
1,003 m³
Parcel 12009A0442/00A002, Flanders · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PROBATIMMO
since 20042.138.973.031
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12009A0442/00A002 | Flanders | 1,202 m² | 1 · 168 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
IMMOBILIERE GUIDO ECKELMANS
BE 0433.876.149
Ottignies-Louvain-la-Neuve · Eq €8.66M
J & C SPENTEK
BE 0476.804.389
Beveren-Kruibeke-Zwijndrecht · Eq €8.65M
PATRONALE REAL ESTATE
BE 0533.769.521
Brussel · Eq €8.68M
PREMIUM ALLIANCE
BE 0453.714.233
Oudergem · Eq €8.64M
L'IMMOBILIERE HUON
BE 0447.595.117
Wavre · Eq €8.64M
Of 9,643 companies in sector 68121 we hold annual accounts for 7,108. 1,315 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded01-07-2004
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
70111
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 6 actsNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 21-07-2026. Scores and ratios are computed by Checked and are not a credit decision.