Equity
-€93,681
Debts exceed assets in financial year 2026.
Proban
Lifetime
16 annual accounts with figures on one time axisGross marginpeak €223,176 (2026)
€223,176▲ 99.2%
Resultlowest -€115,814 (2020)
€111,561▲ 131×
Equitypeak €53,238 (2013)
-€93,681▲ €111,561
Debts
€3.3m▼ 5.8%
Staffpeak 2.4 FTE (2015)
-not published
Board1 name since 2022
1 directorLavent Bart
Documentsfilings and deeds
27-10-20264 days before the deadline
2026micro format
Gross margin from €112,038 to €223,176Result from €851 to €111,561Equity from -€205,242 to -€93,681Cash from €10,741 to €111,718
Key points
from the 2026 annual accountsResult
€111,561 ▲ 131×
The result rose in 2026: mostly from a one-off income of €128,592.
Debts
€3.3m 103% of the balance sheet
Financial debts 17%Suppliers 0%Taxes and wages 0%Other 82%
Of this, €109,819 falls due within a year.
Liquidity
1.13 was 0.08 in 2025
Short-term debts fell from €133,414 to €109,819.
Filings
16 annual accounts since 2011
Three of the last ten came late. The 2023 accounts came latest: 30 days after the end of the period.
Position in the sector
-€93,681
Less equity than 95% of companies in real estate. Sector median €123,117 · 431 companies.
Checked score
57
Fair
Financially stronger than 65% of small companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 6,995 companies (NACE 68, small).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.3%▲ +0.1 percentage points vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025
08-2025: 0.3%● unchanged vs 07-2025
09-2025: 0.4%▲ +0.1 percentage points vs 08-2025
10-2025: 0.5%▲ +0.1 percentage points vs 09-2025
11-2025: 0.3%▼ -0.2 percentage points vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.4%▲ +0.1 percentage points vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.5%▲ +0.1 percentage points vs 07-2026
09-2026: 0.6%▲ +0.1 percentage points vs 08-2026highest value
10-2026: 0.1%▼ -0.5 percentage points vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€93,681
Liquidity: current ratio 1.13, cash €111,718
lowers risk
Size: total assets €3.2m
Figures for financial year 2026 (filed on 27-10-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 11% of them on solvency, 78% on liquidity, 80% on profitability and 90% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 522 companies had the same profile as Proban has now. Each dot stands for 2 companies, two years later.
93.7%
were still trading
1.7%
stopped another way
3.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Proban itself is lower: 0.1% within 12 months. It rests on far more data about Proban than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 522 companies, not a prediction for Proban. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is tight, with a current ratio of 1.13 (0.08 in 2025), below the usual 1.5. Short-term debt is 3.4% and cash 3.5% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 431 sector peers (2026).
NBB · sector comparisonPosition among 431 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 27-10-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
4 days early
2025
on the day
2024
7 days early
2023
30 days late
2022
7 days late
2021
6 days early
2020
20 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 6 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 31 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-03-2027 year end31-10-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0818293186
Change of role: Lavent Bart, from manager to director
“De onderneming heeft als bijkomend,sociaal geïnspireerd voorwerp dat zij wenst aanwervingen te doen van mensen…” (deed in Dutch) · Lavent Bart holds 100 shares · General meeting of 22-08-2023 · Gazette deed
First establishment
Oude Heirbaan 22, Deinze
Incorporation
published on 15-09-2009 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| Proban Deinze | €3.2m | €223,176 | -2.9% | - |
| SEGERS INVEST Retie | €3.0m | €218,675 | 13.7% | - |
| Immo SDJ Bruges | €3.2m | €192,942 | 75.8% | - |
| LA TREBIA Wezembeek-Oppem | €3.1m | €248,552 | 21.4% | - |
| DCB Maasmechelen België Kapellen | €3.1m | €259,455 | -24.4% | - |
| Belgische Business Groep Machelen (Brab.) | €3.1m | €279,936 | 7.8% | 1.1 |
| IMMO EXCLUSIVE Thuin | €3.5m | €255,398 | 58.8% | - |
These companies have the same main activity as Proban: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €3m and €3.5m, founded between 2006 and 2012.
Official details
Source: KBO- Status
- Active since 04-09-2009Normal situation
- Activity
- Renting and operating of own or leased non-residential real estate, excluding landNACE 68203and 1 other
- Establishment unit
- 2.182.697.9589800 Deinze, since 23-11-2009
- Financial year end
- 31 March
- Peppol
- Reachable since 24-11-2023
Annual accounts to 31-03-2026
- Turnover
- ≈ €300,000estimated
- Total assets
- €3.2m▼ 2.8%
- Filing
- Filed on 27-10-2026, 4 days before the end of the filing period
Insights on Proban
Proban files the micro format. That format states no turnover. The gross margin rose from €23,656 in 2011 to €223,176 in 2026.
The balance sheet grew most from 2021 to 2023 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Proban
- What is the company number of Proban?
- The company number of Proban is 0818.293.186. The VAT number is the same number with BE in front: BE 0818.293.186.
- Where is Proban based?
- The registered office is at Oude Heirbaan 22, 9800 Deinze.Company details
- What does Proban do?
- According to the KBO register, the main activity is renting and operating of own or leased non-residential real estate, excluding land (NACE 68203).
- What is the legal form of Proban?
- Proban is a private limited company (BV).
- When was Proban founded?
- Proban was founded on 04-09-2009.
- Is Proban still active?
- Yes, Proban is an active enterprise in the KBO register.
- What is the turnover of Proban?
- The turnover in financial year 2026 is ≈ €300,000. This figure is estimated from the gross margin of €223,176 and 37 comparable companies (NACE 68203). It probably lies between €240,000 and €480,000.Financials
- Is Proban profitable?
- In financial year 2026, Proban made a profit of €111,561.
- Where can I find the annual accounts of Proban?
- Proban filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of Proban due?
- Proban must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
Next steps
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