PROADVIZ

Active

Private limited companyfounded 201511 yrs activeFrans Buyensstraat 15, 2000 Antwerpen, BelgiumKBO/BCE: BE 0507.937.827

Summary

PROADVIZ has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €248,917 and a net result of €5,484. Equity is growing by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 38% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysis Watch Report Compare

PROADVIZActiveChecked score 75/100

Risk analysis Report Compare

Checked score

Score 2025

75 / 100

Excellent

Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability63▲+10

Solvency66▲+3

Growth52=

Track record100

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €18,000 at 30 days acceptable

Liquidity tight (current ratio 1.31 against 1.14 in 2024; short-term debt: 12.8% and cash: 11% of total assets), and 58.9% of the assets are financed with debt.

Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.

−lowers risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Activities of head offices; management consultancy activities (NACE 70)

about 69% fewer bankruptcies

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

41.1%

Return on assets

0.9%

Age of the figures

9 mo

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-04-2026, 107 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

107 d early

2024

105 d early

2023

27 d early

2022

151 d early

2021

18 d early

2020

87 d early

2019

52 d early

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

26-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

History

On 6 January 2015, PROADVIZ was incorporated.¹ Total assets went from EUR 175,602 in 2018 to EUR 605,333 in 2025.²

Go further with this company

How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication

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Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity

€248,917▲ 2.3%

2024 · €243,433

Total assets

€605,333▼ 5.3%

2024 · €638,968

Net result

€5,484▼ 6.4%

2024 · €5,860

Working capital

€24,074▲ 86.2%

2024 · €12,928

Trend over the years

Chart Table

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before

favourable unfavourable

Line20212022202320242025

Operating result€55,010▼ 50.4%€34,623▼ 37.1%€125,425▲ 262%€16,777▼ 86.6%€18,728▲ 11.6%

Net result€40,981▼ 48.7%€27,605▼ 32.6%€87,291▲ 216%€5,860▼ 93.3%€5,484▼ 6.4%

Equity€259,347▲ 18.8%€286,953▲ 10.6%€276,825▼ 3.5%€243,433▼ 12.1%€248,917▲ 2.3%

Total assets€564,199▲ 102%€568,588▲ 0.8%€564,312▼ 0.8%€638,968▲ 13.2%€605,333▼ 5.3%

Debt€304,851▲ 396%€281,635▼ 7.6%€287,487▲ 2.1%€395,535▲ 37.6%€356,416▼ 9.9%

Working capital€409,970▲ 95.2%€282,664▼ 31.1%€110,157▼ 61.0%€12,928▼ 88.3%€24,074▲ 86.2%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result recovers in 2025; 2025 is 12% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €605,333

83.3%

16.7%

Fixed assets €503,942 ▼ 5.8%

Current assets €101,391 ▼ 2.6%

Equity and liabilities €605,333

41.1%

58.9%

Equity €248,917 ▲ 2.3%

Debt €356,416 ▼ 9.9%

Debt's share of the balance-sheet total falls from 61.9% to 58.9%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€51,178▲

2024 · €41,856

Cash flow

€37,934▲

2024 · €30,939

Current ratio

1.31▲

2024 · 1.14

Debt to equity

1.43▼

2024 · 1.62

ROE

2.2%▼

2024 · 2.4%

ROA

0.9%▼

2024 · 0.9%

Interest coverage

5.19▲

2024 · 4.02

Debt ≤ 1 year

€77,317▼

2024 · €91,148

Debt > 1 year

€279,100▼

2024 · €304,387

Income taxes

€3,568▲

2024 · €1,645

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Annual accounts

OverviewIncome statement Balance sheet Cash flow

Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines

Balance sheet Code20242025

Assets

Total assets20/58€638,968€605,333▼

Fixed assets21/28€534,893€503,942▼

Tangible fixed assets22/27€534,893€503,942▼

Land and buildings22€522,591€496,910▼

Plant, machinery and equipment23€172-

Furniture and vehicles24€12,129€7,033▼

Current assets29/58€104,076€101,391▼

Amounts receivable within one year40/41€32,817€30,274▼

Trade receivables40€16,563€22,774▲

Other amounts receivable41€16,253€7,500▼

Cash at bank and in hand54/58€65,999€66,531▲

Deferred charges and accrued income490/1€5,261€4,586▼

Equity and liabilities

Total equity and liabilities10/49€638,968€605,333▼

Equity10/15€243,433€248,917▲

Reserves13€243,433€248,917▲

Distributable reserves133€243,433€248,917▲

Amounts payable17/49€395,535€356,416▼

Amounts payable after more than one year17€304,387€279,100▼

Financial debts170/4€304,387€279,100▼

Amounts payable within one year42/48€91,148€77,317▼

Current portion of amounts payable after more than one year42€25,065€25,288▲

Trade debts44€682€1,085▲

Suppliers440/4€682€1,085▲

Taxes, remuneration and social security45€26,149€19,021▼

Taxes450/3€26,149€19,021▼

Other amounts payable47/48€39,252€31,923▼

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25,079€32,450▲

Other operating charges640/8€6,974€1,526▼

Gross operating margin9900€48,830€52,704▲

Operating profit (loss)9901€16,777€18,728▲

Financial income75/76B€1,144€181▼

Recurring financial income75€1,144€181▼

Financial charges65/66B€10,417€9,857▼

Recurring financial charges65€10,417€9,857▼

Profit (loss) for the period before taxes9903€7,505€9,052▲

Income taxes67/77€1,645€3,568▲

Profit (loss) for the period9904€5,860€5,484▼

Profit (loss) for the period to be appropriated9905€5,860€5,484▼

Appropriation of the result

Profit (loss) to be appropriated9906€5,860€5,484▼

Transfer from equity791/2€39,252-

Transfer to equity691/2€5,860€5,484▼

To other reserves6921€5,860€5,484▼

Profit to be distributed694/7€39,252-

Return on contributions (dividend)694€39,252-

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line	2021	2022	2023	2024	2025	Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630	€6,500	€8,511	€13,591	€25,079	€32,450	▲ 29.4%
Other operating charges640/8	€647	€512	€735	€6,974	€1,526	▼ 78.1%
Gross operating margin9900	€62,157	€43,646	€139,752	€48,830	€52,704	▲ 7.9%
Operating profit (loss)9901	€55,010	€34,623	€125,425	€16,777	€18,728	▲ 11.6%
Financial income75/76B	€1,978	€1,884	€1,133	€1,144	€181	▼ 84.1%
Recurring financial income75	€1,978	€1,884	€1,133	€1,144	€181	▼ 84.1%
Financial charges65/66B	€5,015	€4,410	€6,110	€10,417	€9,857	▼ 5.4%
Recurring financial charges65	€5,015	€4,410	€6,110	€10,417	€9,857	▼ 5.4%
Profit (loss) for the period before taxes9903	€51,973	€32,098	€120,448	€7,505	€9,052	▲ 20.6%
Income taxes67/77	€10,992	€4,493	€33,157	€1,645	€3,568	▲ 117%
Profit (loss) for the period9904	€40,981	€27,605	€87,291	€5,860	€5,484	▼ 6.4%
Transfer from tax-exempt reserves789	€1,765	-	-	-	-	-
Profit (loss) for the period to be appropriated9905	€42,746	€27,605	€87,291	€5,860	€5,484	▼ 6.4%

Line	2021	2022	2023	2024	2025	Change
Assets
Total assets20/58	€564,199	€568,588	€564,312	€638,968	€605,333	▼ 5.3%
Fixed assets21/28	€139,378	€258,585	€402,787	€534,893	€503,942	▼ 5.8%
Tangible fixed assets22/27	€139,378	€258,585	€397,987	€534,893	€503,942	▼ 5.8%
Land and buildings22	€131,812	€253,733	€396,791	€522,591	€496,910	▼ 4.9%
Plant, machinery and equipment23	€4,471	€3,195	€977	€172	-	-
Furniture and vehicles24	€3,094	€1,657	€219	€12,129	€7,033	▼ 42.0%
Financial fixed assets28	-	-	€4,800	-	-	-
Current assets29/58	€424,821	€310,003	€161,525	€104,076	€101,391	▼ 2.6%
Amounts receivable within one year40/41	€72,596	€61,422	€44,420	€32,817	€30,274	▼ 7.7%
Trade receivables40	€28,179	€28,142	€36,690	€16,563	€22,774	▲ 37.5%
Other amounts receivable41	€44,417	€33,281	€7,730	€16,253	€7,500	▼ 53.9%
Current investments50/53	€9,500	€9,500	€9,500	-	-	-
Cash at bank and in hand54/58	€339,888	€236,202	€103,963	€65,999	€66,531	▲ 0.8%
Deferred charges and accrued income490/1	€2,837	€2,879	€3,641	€5,261	€4,586	▼ 12.8%
Equity and liabilities
Total equity and liabilities10/49	€564,199	€568,588	€564,312	€638,968	€605,333	▼ 5.3%
Equity10/15	€259,347	€286,953	€276,825	€243,433	€248,917	▲ 2.3%
Reserves13	€259,347	€286,953	€276,825	€243,433	€248,917	▲ 2.3%
Distributable reserves133	€259,347	€286,953	€276,825	€243,433	€248,917	▲ 2.3%
Amounts payable17/49	€304,851	€281,635	€287,487	€395,535	€356,416	▼ 9.9%
Amounts payable after more than one year17	€290,000	€254,296	€236,119	€304,387	€279,100	▼ 8.3%
Financial debts170/4	€290,000	€254,296	€236,119	€304,387	€279,100	▼ 8.3%
Amounts payable within one year42/48	€14,851	€27,339	€51,368	€91,148	€77,317	▼ 15.2%
Current portion of amounts payable after more than one year42	-	€17,960	€18,177	€25,065	€25,288	▲ 0.9%
Trade debts44	€1,123	€3,185	€118	€682	€1,085	▲ 59.0%
Suppliers440/4	€1,123	€3,185	€118	€682	€1,085	▲ 59.0%
Taxes, remuneration and social security45	€13,729	€6,195	€33,073	€26,149	€19,021	▼ 27.3%
Taxes450/3	€13,729	€6,195	€33,073	€26,149	€19,021	▼ 27.3%
Other amounts payable47/48	-	-	-	€39,252	€31,923	▼ 18.7%

Line	2021	2022	2023	2024	2025	Change
Profit (loss) for the period9904	€40,981	€27,605	€87,291	€5,860	€5,484	▼ 6.4%
+ Depreciation and write-downs630	€6,500	€8,511	€13,591	€25,079	€32,450	▲ 29.4%
Operating cash flow (approximation)	€47,481	€36,117	€100,882	€30,939	€37,934	▲ 22.6%
Investment in fixed assets (approximation)	-	-€127,718	-€157,793	-€157,184	-€1,500	▲ 99.0%
Change in cash	-	-€103,686	-€132,238	-€37,965	€532	▲ 101%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

All 14Financial 4Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

15-04

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Weakest financial yearnet €5,484 ▼6.4%

Net result drops to €5,484, the lowest in the series.

17-04

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

04-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Highest result since 2018net €87,291 ▲216%

Operating result €125,425, net result €87,291, both a record.

02-03

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

13-07

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

31-12

Financial Liquidity times 6current ratio 28.60

Current ratio from 4.41 to 28.60; short-term debt falls from €61,517 to €14,851.

05-05

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2020

31-12

Financial Equity above €200,000Eq €218,367 ▲9.4%

3 profitable years in a row build equity to €218,367.

09-06

NBB filing Annual accounts filed

fiscal year 2019 · micro schema

2019

08-07

NBB filing Annual accounts filed

fiscal year 2018 · micro schema

2018

11-06

NBB filing Annual accounts filed

fiscal year 2017 · abbreviated schema

2017

15-06

NBB filing Annual accounts filed

fiscal year 2016 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

0 of 7 acts read

About the unread acts

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Antwerpen · 1 establishment unit since 2015

seat establishment The establishment unit on the map

Ground area

7,079 m²

Building footprint

1,267 m²

Volume, LiDAR

1 m³

Parcel 11811L3917/00P002, Flanders · tallest building 0.6 m. Linked by address, not a title deed.

31 companies at this address See who is registered here

1 establishment unit

proadviz

Frans Buyensstraat 15, 2000 AntwerpenFinancial service activities, except insurance and pension funding

since 20152.238.505.721

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11811L3917/00P002	Flanders	7,079 m²	1 · 1,267 m²	0.6 m

Linked by address, not proof of ownership

Good to know

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

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Be2Build

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CARHAT CONSULTING

BE 0743.387.016

Andenne · Eq €248,904

Schilde · Eq €249,007

Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 38,930 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification

Legal formPrivate limited company

Founded06-01-2015

Fiscal year end31-12

Activities, NACEBEL 2025

70200Business and other management consultancy

Contact

E-mail peter@proadviz.beAntwerpen

Scores and ratios are computed by Checked and are not a credit decision.