PRO VICOS
ActivePRO VICOS has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51k and a net result of €-5k. Equity is growing by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 35% of 4477 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability41▲+40
Solvency52▲+8
Growth52=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.31 against 1.27 in 2024; short-term debt: 55.9% and cash: 1.6% of total assets), and 73.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.6%
Return on assets
-2.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-5k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
60 d late
2023
86 d late
2022
57 d late
2021
64 d late
2020
177 d late
2019
32 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€51k▼ 9.5%
2024 · €56k
2018: €41k
2019: €32k
2020: €47k
2021: €75k
2022: €96k
2023: €101k
2024: €56k
2018 → 2025
Total assets
€192k▼ 36.6%
2024 · €303k
2018: €121k
2019: €159k
2020: €215k
2021: €127k
2022: €260k
2023: €305k
2024: €303k
2018 → 2025
Net result
€-5k▲ 88.1%
2024 · €-45k
2018: €15k
2019: €-9k
2020: €15k
2021: €28k
2022: €20k
2023: €6k
2024: €-45k
2018 → 2025
Working capital
€33k▲ 11.1%
2024 · €30k
2018: €10k
2019: €4k
2020: €38k
2021: €74k
2022: €49k
2023: €45k
2024: €30k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€75k-€96k▲ 27.2%€101k▲ 5.9%€56k▼ 44.5%€51k▼ 9.5%
Operating result€41k-€31k▼ 24.9%€23k▼ 23.6%€-33k€16k
Net result€28k-€20k▼ 27.1%€6k▼ 72.5%€-45k€-5k▲ 88.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €16k after a loss of €33k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €192k
Fixed assets
€52k▼ 67.9%
Current assets
€140k▼ 1.0%
Equity and liabilities €192k
Equity
€51k▼ 9.5%
Debt
€141k▼ 42.8%
The debt ratio falls from 81.4% to 73.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€52k▲
2024 · €1k
Cash flow
€30k▲
2024 · €-11k
Solvency
26.6%▲
2024 · 18.6%
Current ratio
1.31▲
2024 · 1.27
Quick ratio
1.31▲
2024 · 1.27
Debt / equity
2.77▼
2024 · 4.37
ROE
-10.5%▲
2024 · -80.0%
ROA
-2.8%▲
2024 · -14.9%
Interest coverage
3.07▲
2024 · 0.16
Debt
€141k▼
2024 · €246k
Debt ≤ 1 year
€107k▼
2024 · €112k
Debt > 1 year
€34k▼
2024 · €134k
Income taxes
€5k▼
2024 · €6k
Staff costs
€19k▼
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€303k€192k▼
Fixed assets21/28€161k€52k▼
Tangible fixed assets22/27€161k€51k▼
Land and buildings22€74k-
Plant, machinery and equipment23€675€50▼
Furniture and vehicles24€80k€48k▼
Leasing and similar rights25€6k€3k▼
Financial fixed assets28€350€350=
Current assets29/58€142k€140k▼
Amounts receivable within one year40/41€132k€137k▲
Trade receivables40€119k€119k▼
Other amounts receivable41€13k€18k▲
Cash at bank and in hand54/58€9k€3k▼
Deferred charges and accrued income490/1€910-
Equity and liabilities
Total equity and liabilities10/49€303k€192k▼
Equity10/15€56k€51k▼
Contributions10/11€6k€6k=
Reserves13€26k€26k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€24k€24k=
Profit (loss) carried forward14€24k€19k▼
Amounts payable17/49€246k€141k▼
Amounts payable after more than one year17€134k€34k▼
Financial debts170/4€134k€34k▼
Amounts payable within one year42/48€112k€107k▼
Current portion of amounts payable after more than one year42€41k€29k▼
Financial debts43€5k€51k▲
Credit institutions430/8€5k€51k▲
Trade debts44€32k€6k▼
Suppliers440/4€32k€6k▼
Taxes, remuneration and social security45€34k€21k▼
Taxes450/3€8k€5k▼
Remuneration and social security454/9€27k€16k▼
Income statement
Code20242025
Remuneration, social security and pensions62€30k€19k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€35k▲
Other operating charges640/8€47k€5k▼
Gross operating margin9900€77k€76k▼
Operating profit (loss)9901€-33k€16k▲
Financial income75/76B€24€24▼
Recurring financial income75€24€24▼
Financial charges65/66B€7k€17k▲
Recurring financial charges65€7k€17k▲
Profit (loss) for the period before taxes9903€-39k€-723▲
Income taxes67/77€6k€5k▼
Profit (loss) for the period9904€-45k€-5k▲
Profit (loss) for the period to be appropriated9905€-45k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€24k€19k▼
Profit (loss) brought forward from the previous period14P€69k€24k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Weakest financial yearnet €-45k ▼900%
Net result drops to €-45k, the lowest in the series; recovery starts the following year.
25-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 86 days late
2023
31-12
Financial
Equity above €100kEq €101k ▲5.9%
4 profitable years in a row build equity to €101k.
26-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 57 days late
2022
03-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 64 days late
24-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 177 days late
2021
31-12
Financial
Highest result since 2018net €28k ▲87.2%
Operating result €41k, net result €28k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 3.15
Current ratio from 1.28 to 3.15; short-term debt falls from €136k to €34k.
2020
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
01-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 32 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
15-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 76 days late
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2020
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-01-2020
Moscaliuc Anatolii: Resigned as Director
30-09-2017
Moskaliuk Kostiantyn: Resigned as Manager
Location & real-estate footprint
Registered office, Tienen · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leuvenselaan 1723300 TienenGround area
4,045 m²
Building footprint
1,180 m²
Volume, LiDAR
6,695 m³
Parcel 24592F0044/00R002, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pro Vicos
since 20132.224.441.810
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24592F0044/00R002 | Flanders | 4,045 m² | 1 · 1,180 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TOPRUIMERS
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FACOS
BE 1018.806.539
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CLEAN & COSY
BE 0726.837.331
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ICM-Belgium
BE 0663.639.554
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AMB SERVICES
BE 0543.365.987
Schaarbeek · Eq €51k
Of 7,356 companies in sector 81210 we hold annual accounts for 2,735. 2,246 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-11-2013
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
81210General cleaning of buildings
43230Insulation installation
43291Specialised construction activities
43310Plastering work
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.