Pro-Veto
ActivePro-Veto has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €224k and a net result of €120k. Equity is growing by ~27.8% per year across the filed fiscal years. Its solvency ranks better than 48% of 1259 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+13
Solvency76▼-18
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 1.99 against 3.05 in 2024; short-term debt: 49.1% and cash: 61% of total assets), and 49.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Sector 75
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.9%
Return on assets
27.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
2 d early
2024
25 d late
2023
23 d late
2022
31 d late
2021
60 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€224k▲ 29.0%
2024 · €173k
2021: €72k
2022: €97k
2023: €137k
2024: €173k
2021 → 2025
Total assets
€439k▲ 73.9%
2024 · €253k
2021: €294k
2022: €212k
2023: €285k
2024: €253k
2021 → 2025
Net result
€120k▲ 227%
2024 · €37k
2021: €62k
2022: €26k
2023: €39k
2024: €37k
2021 → 2025
Working capital
€213k▲ 31.3%
2024 · €162k
2021: €67k
2022: €94k
2023: €125k
2024: €162k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€72k-€97k▲ 35.8%€137k▲ 40.5%€173k▲ 26.9%€224k▲ 29.0%
Operating result€83k-€35k▼ 58.0%€53k▲ 52.6%€51k▼ 5.0%€138k▲ 172%
Net result€62k-€26k▼ 58.4%€39k▲ 53.4%€37k▼ 6.7%€120k▲ 227%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 172% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €439k
Fixed assets
€11k▼ 4.2%
Current assets
€428k▲ 77.5%
Equity and liabilities €439k
Equity
€224k▲ 29.0%
Debt
€216k▲ 172%
The debt ratio rises from 31.4% to 49.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€138k▲
2024 · €51k
Cash flow
€121k▲
2024 · €38k
Solvency
50.9%▼
2024 · 68.6%
Current ratio
1.99▼
2024 · 3.05
Quick ratio
1.66▼
2024 · 2.08
Debt / equity
0.96▲
2024 · 0.46
ROE
53.8%▲
2024 · 21.2%
ROA
27.4%▲
2024 · 14.5%
Interest coverage
259.04▲
2024 · 77.55
Debt
€216k▲
2024 · €79k
Debt ≤ 1 year
€216k▲
2024 · €79k
Income taxes
€17k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€253k€439k▲
Fixed assets21/28€11k€11k▼
Intangible fixed assets21€834€634▼
Tangible fixed assets22/27€400€127▼
Plant, machinery and equipment23€318€127▼
Furniture and vehicles24€82-
Financial fixed assets28€10k€10k=
Current assets29/58€241k€428k▲
Stocks and contracts in progress3€77k€70k▼
Stocks30/36€77k€70k▼
Amounts receivable within one year40/41€120k€90k▼
Trade receivables40€110k€90k▼
Other amounts receivable41€10k-
Cash at bank and in hand54/58€44k€268k▲
Equity and liabilities
Total equity and liabilities10/49€253k€439k▲
Equity10/15€173k€224k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€163k€214k▲
Amounts payable17/49€79k€216k▲
Amounts payable within one year42/48€79k€216k▲
Trade debts44€76k€141k▲
Suppliers440/4€76k€141k▲
Taxes, remuneration and social security45€3k€3k▲
Taxes450/3€3k€3k▲
Other amounts payable47/48-€71k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€947€473▼
Gross operating margin9900€51k€138k▲
Operating profit (loss)9901€51k€138k▲
Financial income75/76B-€20
Recurring financial income75-€20
Financial charges65/66B€664€533▼
Recurring financial charges65€664€533▼
Profit (loss) for the period before taxes9903€50k€137k▲
Income taxes67/77€13k€17k▲
Profit (loss) for the period9904€37k€120k▲
Profit (loss) for the period to be appropriated9905€37k€120k▲
Appropriation of the result
Profit (loss) to be appropriated9906€163k€284k▲
Profit (loss) brought forward from the previous period14P€127k€163k▲
Profit to be distributed694/7-€70k
Directors or managers695-€70k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €120k ▲227%
Operating result €138k, net result €120k, both a record.
31-12
Financial
Equity above €200kEq €224k ▲29%
5 profitable years in a row build equity to €224k.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Equity above €150kEq €173k ▲26.9%
4 profitable years in a row build equity to €173k.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial
Equity above €100kEq €137k ▲40.5%
3 profitable years in a row build equity to €137k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €26k ▼58.4%
Net result drops to €26k, the lowest in the series; recovery starts the following year.
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etalle · 2 establishment units since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Harret 236740 EtalleGround area
4,462 m²
Building footprint
323 m²
Volume, LiDAR
1,938 m³
2 parcels, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Pro-Veto
since 20202.305.388.409
Pro-Veto
since 20202.305.388.508
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 85028B1261/00E000 | Wallonia | 3,021 m² | 1 · 195 m² | 7.5 m · 2 fl. |
| 85009C1706/00K000 | Wallonia | 1,441 m² | 1 · 128 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,077 companies in sector 75000 we hold annual accounts for 1,948. 1,617 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-07-2020
Fiscal year end31-12
Activities, NACEBEL
75000Veterinary services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.