Skip to content

PRO - VERA

Active
Public limited companyfounded 199629 yrs activeAvenue Thomas Edison 152, 1402 Nivelles, BelgiumKBO/BCE: BE 0459.142.768
Summary

PRO - VERA has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.1m and a net result of €17,636. Equity is growing by ~11.3% per year across the filed fiscal years. Its solvency ranks better than 39% of 6131 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability38▲+25
Solvency58▲+4
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60,000 at 30 days acceptable
Liquidity short (current ratio 0.99 against 1.02 in 2023; short-term debt: 37.4% and cash: 0.4% of total assets), and 67% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 29 years 0 30 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
33%
Return on assets
0.5%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
38 d early
2024
29 d late
2023
30 d late
2022
17 d early
2021
30 d late
2020
12 d late
2019
19 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 9 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (4 of the last 5 filed years within 46 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 31 October 1996, PRO - VERA was incorporated.1 Total assets went from EUR 2 million in 2018 to EUR 3.4 million in 2024 and headcount from 4.8 to 1.7 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€17,636
2023 · -€172,005
Working capital
-€16,420
2023 · €37,592
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€95,411▼ 36.8%€88,653▼ 7.1%€42,626▼ 51.9%-€87,744€80,450
Net result€36,202within the sector's middle half▼ 46.6%€22,303within the sector's middle half▼ 38.4%-€33,087below the sector's middle half-€172,005below the sector's middle half▼ 420%€17,636within the sector's middle half
Equity€700,825within the sector's middle half▲ 5.4%€723,128within the sector's middle half▲ 3.2%€1.3mwithin the sector's middle half▲ 78.4%€1.1mwithin the sector's middle half▼ 15.5%€1.1mwithin the sector's middle half▲ 1.6%
Total assets€2.2mwithin the sector's middle half▼ 11.4%€3.9mwithin the sector's middle half▲ 75.0%€3.9mwithin the sector's middle half▲ 1.0%€3.8mwithin the sector's middle half▼ 3.7%€3.4mwithin the sector's middle half▼ 11.3%
Debt€1.5m▼ 17.5%€3.2m▲ 108%€2.6m▼ 16.7%€2.7m▲ 2.1%€2.2m▼ 16.5%
Working capital€262,497within the sector's middle half▼ 28.2%-€30,725below the sector's middle half€116,464within the sector's middle half€37,592below the sector's middle half▼ 67.7%-€16,420below the sector's middle half
Solvency31.6%within the sector's middle half▲ 5.1pp18.6%below the sector's middle half▼ 12.9pp32.9%within the sector's middle half▲ 14.3pp28.8%within the sector's middle half▼ 4.0pp33.0%within the sector's middle half▲ 4.2pp
Current ratio1.20within the sector's middle half▼ 0.040.98below the sector's middle half▼ 0.221.08below the sector's middle half▲ 0.101.02below the sector's middle half▼ 0.050.99below the sector's middle half▼ 0.04
Return on assets (ROA)1.6%within the sector's middle half▼ 1.1pp0.6%below the sector's middle half▼ 1.1pp-0.8%below the sector's middle half▼ 1.4pp-4.6%below the sector's middle half▼ 3.7pp0.5%within the sector's middle half▲ 5.1pp
Staff (FTE)4.7within the sector's middle half▼ 7.8%4.3within the sector's middle half▼ 8.5%3.2below the sector's middle half▼ 25.6%2.3below the sector's middle half▼ 28.1%1.7below the sector's middle half▼ 26.1%
above within below the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€200,000-€100,000€0€100,000Operating result 2020: €95,411€95,411Net result 2020: €36,202€36,202Operating result 2021: €88,653€88,653Net result 2021: €22,303€22,303Operating result 2022: €42,626€42,626Net result 2022: -€33,087-€33,087Operating result 2023: -€87,744-€87,744Net result 2023: -€172,005-€172,005Operating result 2024: €80,450€80,450Net result 2024: €17,636€17,63620202021202220232024-€200,000-€100,000€0€100,000Operating result 2022: €42,626€42,600Net result 2022: -€33,087-€33,100Operating result 2023: -€87,744-€87,700Net result 2023: -€172,005-€172,000Operating result 2024: €80,450€80,500Net result 2024: €17,636€17,600202220232024
The operating result returns to profit in 2024: €80,450 after a loss of €87,744 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.4m
Fixed assets €2.1m ▼ 2.8%
Current assets €1.2m ▼ 22.8%
Equity and liabilities €3.4m
Equity €1.1m ▲ 1.6%
Debt €2.2m ▼ 16.5%
Debt's share of the balance-sheet total falls from 71.2% to 67.0%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€141,629▲
2023 · -€12,699
Cash flow
€78,815▲
2023 · -€96,959
Quick ratio
0.27▼
2023 · 0.43
Debt to equity
2.03▼
2023 · 2.47
ROE
1.6%▲
2023 · -15.8%
Interest coverage
2.26▲
2023 · -0.18
Debt ≤ 1 year
€1.3m▼
2023 · €1.6m
Debt > 1 year
€929,027▼
2023 · €1.1m
Income taxes
€385▲
2023 · €323
Staff costs
€134,844▲
2023 · €92,693
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 60 lines
Balance sheet Code20232024
Assets
Total assets20/58€3.8m€3.4m▼
Fixed assets21/28€2.2m€2.1m▼
Intangible fixed assets21€135,090€77,134▼
Tangible fixed assets22/27€15,748€12,526▼
Plant, machinery and equipment23€1,415€651▼
Furniture and vehicles24€959-
Other tangible fixed assets26€13,375€11,875▼
Financial fixed assets28€2.0m€2.0m=
Current assets29/58€1.6m€1.2m▼
Amounts receivable after more than one year29€94,000€94,000=
Trade receivables290€94,000€94,000=
Stocks and contracts in progress3€921,449€899,758▼
Stocks30/36€921,449€899,758▼
Amounts receivable within one year40/41€401,895€83,114▼
Trade receivables40€11,487€43,948▲
Other amounts receivable41€390,408€39,166▼
Cash at bank and in hand54/58€48,149€13,131▼
Deferred charges and accrued income490/1€135,259€146,441▲
Equity and liabilities
Total equity and liabilities10/49€3.8m€3.4m▼
Equity10/15€1.1m€1.1m▲
Contributions10/11€1.1m€1.1m=
Capital10€1.1m€1.1m=
Issued capital100€1.1m€1.1m=
Reserves13€14,503€14,503=
Non-distributable reserves130/1€13,529€13,529=
Legal reserve130€13,529€13,529=
Distributable reserves133€974€974=
Profit (loss) carried forward14€7,253€24,889▲
Amounts payable17/49€2.7m€2.2m▼
Amounts payable after more than one year17€1.1m€929,027▼
Financial debts170/4€1.1m€929,027▼
Amounts payable within one year42/48€1.6m€1.3m▼
Current portion of amounts payable after more than one year42€253,394€145,315▼
Financial debts43€700,000€620,000▼
Credit institutions430/8€700,000€620,000▼
Trade debts44€262,926€127,401▼
Suppliers440/4€262,926€127,401▼
Taxes, remuneration and social security45€19,096€32,405▲
Taxes450/3€5,193€4,072▼
Remuneration and social security454/9€13,902€28,333▲
Other amounts payable47/48€327,743€327,743=
Accrued charges and deferred income492/3€51,862€64,350▲
Income statement Code20232024
Remuneration, social security and pensions62€92,693€134,844▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€75,046€61,179▼
Other operating charges640/8€100€1,100▲
Non-recurring operating charges66A€97,499-
Gross operating margin9900€177,593€277,573▲
Operating profit (loss)9901-€87,744€80,450▲
Financial income75/76B€495€164▼
Recurring financial income75€495€164▼
Financial charges65/66B€84,432€62,593▼
Recurring financial charges65€69,090€62,593▼
Non-recurring financial charges66B€15,343-
Profit (loss) for the period before taxes9903-€171,681€18,021▲
Income taxes67/77€323€385▲
Profit (loss) for the period9904-€172,005€17,636▲
Profit (loss) for the period to be appropriated9905-€172,005€17,636▲
Appropriation of the result
Profit (loss) to be appropriated9906€7,253€24,889▲
Profit (loss) brought forward from the previous period14P€179,258€7,253▼
Social balance
Average headcount (FTE)90872.31.7▼

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Remuneration, social security and pensions62-€178,291€136,908€92,693€134,844▲ 45.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22,011€42,839€68,476€75,046€61,179▼ 18.5%
Other operating charges640/8-€8,332€2,768€100€1,100▲ 1,000%
Non-recurring operating charges66A---€97,499--
Gross operating margin9900€363,607€318,116€250,778€177,593€277,573▲ 56.3%
Operating profit (loss)9901€95,411€88,653€42,626-€87,744€80,450▲ 192%
Financial income75/76B-€2,761€417€495€164▼ 67.0%
Recurring financial income75€233€2,761€417€495€164▼ 67.0%
Financial charges65/66B-€63,694€74,352€84,432€62,593▼ 25.9%
Recurring financial charges65€47,289€63,694€62,400€69,090€62,593▼ 9.4%
Non-recurring financial charges66B--€11,952€15,343--
Profit (loss) for the period before taxes9903€48,354€27,720-€31,309-€171,681€18,021▲ 110%
Income taxes67/77€12,153€5,418€1,778€323€385▲ 19.2%
Profit (loss) for the period9904€36,202€22,303-€33,087-€172,005€17,636▲ 110%
Profit (loss) for the period to be appropriated9905€36,202€22,303-€33,087-€172,005€17,636▲ 110%
Line20202021202220232024Change
Assets
Total assets20/58€2.2m€3.9m€3.9m€3.8m€3.4m▼ 11.3%
Fixed assets21/28€663,490€2.1m€2.3m€2.2m€2.1m▼ 2.8%
Intangible fixed assets21€109,366€133,180€205,999€135,090€77,134▼ 42.9%
Tangible fixed assets22/27€1,746€4,900€19,885€15,748€12,526▼ 20.5%
Plant, machinery and equipment23--€2,186€1,415€651▼ 54.0%
Furniture and vehicles24-€4,900€2,824€959--
Other tangible fixed assets26--€14,875€13,375€11,875▼ 11.2%
Financial fixed assets28€552,379€2.0m€2.1m€2.0m€2.0m=
Current assets29/58€1.6m€1.7m€1.6m€1.6m€1.2m▼ 22.8%
Amounts receivable after more than one year29---€94,000€94,000=
Trade receivables290---€94,000€94,000=
Stocks and contracts in progress3€916,510€974,299€917,869€921,449€899,758▼ 2.4%
Stocks30/36-€974,299€917,869€921,449€899,758▼ 2.4%
Amounts receivable within one year40/41€588,752€521,962€574,385€401,895€83,114▼ 79.3%
Trade receivables40-€166,634€95,740€11,487€43,948▲ 283%
Other amounts receivable41-€355,328€478,645€390,408€39,166▼ 90.0%
Cash at bank and in hand54/58€41,860€155,630€47,389€48,149€13,131▼ 72.7%
Deferred charges and accrued income490/1-€92,399€62,737€135,259€146,441▲ 8.3%
Equity and liabilities
Total equity and liabilities10/49€2.2m€3.9m€3.9m€3.8m€3.4m▼ 11.3%
Equity10/15€700,825€723,128€1.3m€1.1m€1.1m▲ 1.6%
Contributions10/11€468,592€468,592€1.1m€1.1m€1.1m=
Capital10-€468,592€1.1m€1.1m€1.1m=
Issued capital100-€468,592€1.1m€1.1m€1.1m=
Reserves13€14,503€14,503€14,503€14,503€14,503=
Non-distributable reserves130/1-€13,529€13,529€13,529€13,529=
Legal reserve130-€13,529€13,529€13,529€13,529=
Distributable reserves133-€974€974€974€974=
Profit (loss) carried forward14€217,730€240,033€206,945€7,253€24,889▲ 243%
Amounts payable17/49€1.5m€3.2m€2.6m€2.7m€2.2m▼ 16.5%
Amounts payable after more than one year17€219,412€1.4m€1.1m€1.1m€929,027▼ 13.5%
Financial debts170/4-€1.4m€1.1m€1.1m€929,027▼ 13.5%
Amounts payable within one year42/48€1.3m€1.8m€1.5m€1.6m€1.3m▼ 19.9%
Current portion of amounts payable after more than one year42-€284,263€261,840€253,394€145,315▼ 42.7%
Financial debts43-€700,000€700,000€700,000€620,000▼ 11.4%
Credit institutions430/8-€700,000€700,000€700,000€620,000▼ 11.4%
Trade debts44€228,763€457,144€221,580€262,926€127,401▼ 51.5%
Suppliers440/4-€457,144€221,580€262,926€127,401▼ 51.5%
Taxes, remuneration and social security45-€36,738€29,316€19,096€32,405▲ 69.7%
Taxes450/3-€17,571€11,238€5,193€4,072▼ 21.6%
Remuneration and social security454/9-€19,167€18,078€13,902€28,333▲ 104%
Other amounts payable47/48-€296,871€273,180€327,743€327,743=
Accrued charges and deferred income492/3-€14,265€18,047€51,862€64,350▲ 24.1%
Line20202021202220232024Change
Profit (loss) for the period9904€36,202€22,303-€33,087-€172,005€17,636▲ 110%
+ Depreciation and write-downs630€22,011€42,839€68,476€75,046€61,179▼ 18.5%
Operating cash flow (approximation)€58,213€65,141€35,389-€96,959€78,815▲ 181%
Investment in fixed assets (approximation)--€1.5m-€249,613€67,780€0▼ 100%
Change in cash-€113,771-€108,241€759-€35,017▼ 4,711%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
23-06
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
31-12
Financial Back to profitnet €17,636
Net result €17,636 after 2 loss-making years.
30-08
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
31-12
Financial Weakest financial yearnet -€172,005
Net result drops to -€172,005, the lowest in the series; recovery starts the following year.
14-07
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial Equity above €1mEq €1.3m ▲78.4%
Equity rises from €723,128 to €1.3m.
30-08
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
12-08
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 12 days late
2020
19-08
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 19 days late
2019
31-12
Financial Highest result since 2018net €67,735 ▲543%
Operating result €150,873, net result €67,735, both a record.
20-07
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
05-06
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
17-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 10 acts read
About the unread acts

We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nivelles · 1 establishment unit since 2000
seat establishment The establishment unit on the map
Ground area
4,000 m²
Building footprint
1,825 m²
Parcel 25099D0012/00H011, Wallonia. Linked by address, not a title deed.
6 companies at this address See who is registered here
1 establishment unit
PRO-VERA SPRL
Avenue Thomas Edison 152, 1402 NivellesWholesale trade
since 20002.079.148.280
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25099D0012/00H011 Wallonia 4,000 m² 1 · 1,825 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

2 owners · 3 holdings · 3 subsidiaries in the tree

Chain of control

  1. CORPACOM 60%
  2. PRO - VERA

Highest known parent: CORPACOM. The sources do not say who stands above it.

Owners 2

Holdings 3

All subsidiaries, including indirect ones 3

Companies in which this company or one of its subsidiaries holds more than half, or which it consolidates according to the LEI register.

According to the 2024 annual accounts of PRO - VERA and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Nivelles2.079.148.280
1 permission
Groothandelaar LM>3 maand · since 22-02-2018

Similar companies · same sector, comparable size

Of 1,424 companies in sector 46389 we hold annual accounts for 856. 457 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded31-10-1996
Fiscal year end31-12
Activities, NACEBEL 2025
46389Wholesale of other food products
47279Other retail sale of food
Contact
E-mail info@provera.bizNivelles
Phone +32 67 22 27 61Nivelles
Fax +32 67 22 03 32Nivelles
E-invoicing
Reachable via Peppol
Peppol ID 0208:0459142768
Also 9925:BE0459142768
Registered 28-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.