PRO TILING
ActiveSummary
PRO TILING has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €102,458 and a net result of €4,678. Equity is growing by ~12.3% per year across the filed fiscal years. Its solvency ranks better than 68% of 36386 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability34▼-24
Solvency88▼-3
Growth60=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days only on tighter terms
Liquidity ample (current ratio 2.65 against 2.9 in 2023; short-term debt: 37.2% and cash: 20% of total assets), and 37.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
62.8%
Return on assets
2.9%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-11-2025, 119 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
119 d late
2023
77 d late
2022
60 d late
2021
151 d late
2020
61 d late
2019
123 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 99 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
€526,744▼ 4.3%
2021 · €550,521
EBIT margin
3.3%▲ 1.3pp
2021 · 2.0%
Net result
€4,678▼ 83.3%
2023 · €28,077
Working capital
€100,106▲ 6.6%
2023 · €93,910
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€384,602▼ 9.5%€550,521▲ 43.1%€526,744▼ 4.3%
Operating result€9,791▼ 55.8%€10,799▲ 10.3%€17,393▲ 61.1%€11,578▼ 33.4%€27,383▲ 137%
Net result€6,799within the sector's middle half▲ 44.0%€1,967within the sector's middle half▼ 71.1%€5,504within the sector's middle half▲ 180%€28,077within the sector's middle half▲ 410%€4,678within the sector's middle half▼ 83.3%
EBIT margin2.5%▼ 2.7pp2.0%▼ 0.6pp3.3%▲ 1.3pp
Equity€62,232within the sector's middle half▲ 12.3%€64,199within the sector's middle half▲ 3.2%€69,703within the sector's middle half▲ 8.6%€97,780within the sector's middle half▲ 40.3%€102,458within the sector's middle half▲ 4.8%
Total assets€82,970within the sector's middle half▼ 41.1%€200,923within the sector's middle half▲ 142%€155,864within the sector's middle half▼ 22.4%€147,333within the sector's middle half▼ 5.5%€163,222within the sector's middle half▲ 10.8%
Debt€20,738▼ 75.7%€136,723▲ 559%€86,161▼ 37.0%€49,553▼ 42.5%€60,764▲ 22.6%
Working capital€60,666within the sector's middle half▲ 13.8%€40,605within the sector's middle half▼ 33.1%€47,855within the sector's middle half▲ 17.9%€93,910above the sector's middle half▲ 96.2%€100,106above the sector's middle half▲ 6.6%
Solvency75.0%above the sector's middle half▲ 35.6pp32.0%within the sector's middle half▼ 43.1pp44.7%within the sector's middle half▲ 12.8pp66.4%within the sector's middle half▲ 21.6pp62.8%within the sector's middle half▼ 3.6pp
Current ratio3.93above the sector's middle half▲ 2.301.32within the sector's middle half▼ 2.601.59within the sector's middle half▲ 0.272.90within the sector's middle half▲ 1.312.65within the sector's middle half▼ 0.25
Return on assets (ROA)8.2%within the sector's middle half▲ 4.8pp1.0%within the sector's middle half▼ 7.2pp3.5%within the sector's middle half▲ 2.6pp19.1%above the sector's middle half▲ 15.5pp2.9%within the sector's middle half▼ 16.2pp
Staff (FTE)0.7below the sector's middle half▼ 56.3%0.31▲ 233%2▲ 100%
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 137% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €163,222
Fixed assets
€2,352 ▼ 39.2%
Current assets
€160,870 ▲ 12.1%
Equity and liabilities €163,222
Equity
€102,458 ▲ 4.8%
Debt
€60,764 ▲ 22.6%
Debt's share of the balance-sheet total rises from 33.6% to 37.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€28,901▲
2023 · €12,400
Cash flow
€6,196▼
2023 · €28,899
Quick ratio
1.49▼
2023 · 1.54
Debt to equity
0.59▲
2023 · 0.51
ROE
4.6%▼
2023 · 28.7%
Interest coverage
1.36▼
2023 · 1.88
Debt ≤ 1 year
€60,764▲
2023 · €49,553
Income taxes
€3,535▼
2023 · €5,546
Staff costs
€93,094▲
2023 · €49,235
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 10,905 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.6%
went bankrupt
4.0%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,905 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €384,602 | €550,521 | €526,744 | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €533,029 | €483,664 | - | - | - |
| Remuneration, social security and pensions62 | - | €825 | €8,913 | €49,235 | €93,094 | ▲ 89.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,067 | €2,058 | €12,955 | €822 | €1,518 | ▲ 84.7% |
| Other operating charges640/8 | - | €3,811 | €3,820 | €3,817 | €6,291 | ▲ 64.8% |
| Gross operating margin9900 | €34,708 | €17,492 | €43,080 | €65,452 | €128,286 | ▲ 96.0% |
| Operating profit (loss)9901 | €9,791 | €10,799 | €17,393 | €11,578 | €27,383 | ▲ 137% |
| Financial income75/76B | - | €3,526 | €930 | €28,647 | €2,150 | ▼ 92.5% |
| Recurring financial income75 | €7,209 | €3,526 | €930 | €1,361 | €2,150 | ▲ 58.0% |
| Non-recurring financial income76B | - | - | - | €27,286 | - | - |
| Financial charges65/66B | - | €10,453 | €8,867 | €6,602 | €21,320 | ▲ 223% |
| Recurring financial charges65 | €7,874 | €10,453 | €8,867 | €6,602 | €21,320 | ▲ 223% |
| Profit (loss) for the period before taxes9903 | €9,126 | €3,872 | €9,456 | €33,623 | €8,213 | ▼ 75.6% |
| Income taxes67/77 | €2,326 | €1,905 | €3,952 | €5,546 | €3,535 | ▼ 36.3% |
| Profit (loss) for the period9904 | €6,799 | €1,967 | €5,504 | €28,077 | €4,678 | ▼ 83.3% |
| Profit (loss) for the period to be appropriated9905 | €6,799 | €1,967 | €5,504 | €28,077 | €4,678 | ▼ 83.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €82,970 | €200,923 | €155,864 | €147,333 | €163,222 | ▲ 10.8% |
| Fixed assets21/28 | €1,567 | €34,509 | €26,852 | €3,870 | €2,352 | ▼ 39.2% |
| Tangible fixed assets22/27 | €1,067 | €34,009 | €26,352 | €3,370 | €1,852 | ▼ 45.0% |
| Furniture and vehicles24 | - | €34,009 | €26,352 | €3,370 | €1,852 | ▼ 45.0% |
| Financial fixed assets28 | €500 | €500 | €500 | €500 | €500 | = |
| Current assets29/58 | €81,404 | €166,413 | €129,012 | €143,463 | €160,870 | ▲ 12.1% |
| Stocks and contracts in progress3 | €10,315 | €6,770 | €28,787 | €67,271 | €70,463 | ▲ 4.7% |
| Stocks30/36 | - | €6,770 | €28,787 | €67,271 | €70,463 | ▲ 4.7% |
| Amounts receivable within one year40/41 | €66,073 | €156,946 | €62,740 | €66,905 | €57,803 | ▼ 13.6% |
| Trade receivables40 | - | €110,429 | €52,803 | €55,036 | €49,315 | ▼ 10.4% |
| Other amounts receivable41 | - | €46,517 | €9,936 | €11,869 | €8,488 | ▼ 28.5% |
| Current investments50/53 | - | €2,697 | - | - | - | - |
| Cash at bank and in hand54/58 | €5,015 | - | €2,349 | €9,287 | €32,604 | ▲ 251% |
| Deferred charges and accrued income490/1 | - | - | €35,136 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €82,970 | €200,923 | €155,864 | €147,333 | €163,222 | ▲ 10.8% |
| Equity10/15 | €62,232 | €64,199 | €69,703 | €97,780 | €102,458 | ▲ 4.8% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €79,180 | €83,858 | ▲ 5.9% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | - | - | €77,320 | €81,998 | ▲ 6.1% |
| Profit (loss) carried forward14 | €41,772 | €43,739 | €49,243 | - | - | - |
| Amounts payable17/49 | €20,738 | €136,723 | €86,161 | €49,553 | €60,764 | ▲ 22.6% |
| Amounts payable after more than one year17 | - | €10,914 | €5,004 | - | - | - |
| Financial debts170/4 | - | €10,914 | €5,004 | - | - | - |
| Amounts payable within one year42/48 | €20,738 | €125,809 | €81,157 | €49,553 | €60,764 | ▲ 22.6% |
| Current portion of amounts payable after more than one year42 | - | €5,810 | €5,911 | €5,004 | - | - |
| Trade debts44 | €10,045 | €115,701 | €56,703 | €10,866 | €23,575 | ▲ 117% |
| Suppliers440/4 | - | €115,701 | €56,703 | €10,866 | €23,575 | ▲ 117% |
| Taxes, remuneration and social security45 | - | €4,298 | €10,746 | €23,439 | €36,061 | ▲ 53.9% |
| Taxes450/3 | - | €4,298 | €6,098 | €18,067 | €17,332 | ▼ 4.1% |
| Remuneration and social security454/9 | - | - | €4,648 | €5,372 | €18,729 | ▲ 249% |
| Other amounts payable47/48 | - | - | €7,797 | €10,245 | €1,127 | ▼ 89.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6,799 | €1,967 | €5,504 | €28,077 | €4,678 | ▼ 83.3% |
| + Depreciation and write-downs630 | €1,067 | €2,058 | €12,955 | €822 | €1,518 | ▲ 84.7% |
| Operating cash flow (approximation) | €7,866 | €4,024 | €18,459 | €28,899 | €6,196 | ▼ 78.6% |
| Investment in fixed assets (approximation) | - | -€35,000 | -€5,298 | €22,160 | €0 | ▼ 100% |
| Change in cash | - | - | - | €6,939 | €23,316 | ▲ 236% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
27-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 119 days late
2024
31-12
Financial
Equity above €100,000Eq €102,458 ▲4.8%
7 profitable years in a row build equity to €102,458.
16-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 77 days late
2023
31-12
Financial
Highest result since 2018net €28,077 ▲410%
Net result €28,077, the highest in the series.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
29-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 151 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 3.93
Current ratio from 1.62 to 3.93; short-term debt falls from €85,348 to €20,738.
01-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 123 days late
2019
26-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 57 days late
2018
30-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
21-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 10 acts read
About the unread acts
We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2009
Ground area
595 m²
Building footprint
176 m²
Volume, LiDAR
1,023 m³
Parcel 71005C1333/00N025, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
NURI VLOEREN
since 20092.181.201.089
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71005C1333/00N025 | Flanders | 595 m² | 1 · 176 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,020 companies in sector 43310 we hold annual accounts for 1,749. 1,506 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-05-2009
Fiscal year end31-12
Activities, NACEBEL 2025
43310Plastering work
43331Floor and wall tiling
41001General construction of residential buildings
E-invoicing
Reachable via Peppol
Peppol ID
0208:0811963343
Also
9925:BE0811963343
Registered
27-03-2026
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.