Turnover
The micro format states no turnover.
The micro format states no turnover.
The dashed line is the sector median: 0.5% across 3,709 companies (NACE 25, micro).
About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 25, micro). It does better than 24% of them on solvency, 23% on liquidity and 76% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 7,976 companies had the same profile as PRO TECH WINDOWS has now. Each dot stands for 20 companies, two years later.
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of PRO TECH WINDOWS itself is higher: 7.8% within 12 months. It rests on far more data about PRO TECH WINDOWS than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for PRO TECH WINDOWS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is tight, with a current ratio of 1.26, below the usual 1.5. Short-term debt is 78.8% and cash 23.4% of total assets. 78.8% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its 2024 accounts 308 days after the deadline. In the sector (NACE 25), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| PRO TECH WINDOWS Brussels | €151,677 | €27,450 | 21.2% | - |
| LABENS BOUW & RENOVATIE Ostend | €115,100 | €37,890 | 67.1% | - |
| Hofman & Van Heule Zelzate | €110,804 | €19,505 | 15.0% | - |
| EXELDOOR Mouscron | €123,744 | €42,893 | 31.8% | - |
| Stemital Turnhout | €130,853 | €30,203 | 66.5% | - |
| Architectural Metals Deinze | €184,779 | €44,797 | -161.3% | - |
| NH Construct Malle | €143,790 | €48,867 | 60.9% | - |
These companies have the same main activity as PRO TECH WINDOWS: manufacture of fabricated metal products, except machinery and equipment (NACE 25120). They are comparable in size and age: total assets between €111,000 and €185,000, founded between 2021 and 2023.
The computed 12-month bankruptcy probability of PRO TECH WINDOWS is 7.8% (elevated). The 2024 annual accounts show equity of €32,230 and a net result of €22,230.
Its solvency ranks better than 25% of 2,405 sector peers (NACE 25, financial year 2024). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €110,000. Estimated: probably between €66,000 and €200,000.
Higher than 25% of 2,405 companies in 2024.
Higher than 35% of 2,367 companies in 2024.
Higher than 72% of 2,384 companies in 2024.
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
| Line | Trend | 2024 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
151,677 | |
21/28 |
838 | |
22/27 |
838 | |
24 |
838 | |
29/58 |
150,838 | |
40/41 |
115,346 | |
40 |
111,115 | |
41 |
4,230 | |
54/58 |
35,493 | |
| Balance sheet: equity and liabilities | ||
10/49 |
151,677 | |
10/15 |
32,230 | |
10/11 |
10,000 | |
14 |
22,230 | |
17/49 |
119,447 | |
42/48 |
119,447 | |
44 |
85,462 | |
440/4 |
85,462 | |
46 |
32,365 | |
47/48 |
1,620 | |
| Income statement | ||
9900 |
27,450 | |
630 |
4,162 | |
640/8 |
984 | |
9901 |
22,304 | |
65/66B |
74 | |
65 |
74 | |
9903 |
22,230 | |
9904 |
22,230 | |
9905 |
22,230 | |
| Appropriation of the result | ||
9906 |
22,230 | |
| Document | ||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2024 (PDF), filed on 04-06-2026.
2024 annual accounts filed 308 days after the deadline. Filed on 4 June 2026, deadline 31 July 2025 (7 months after the close on 31 December 2024, Companies Code art. 3:10). Source: NBB, 2026-00137556.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2024 | micro format | 04-06-2026 | 2026-00137556 |
| Line | Trend | 2024 |
|---|---|---|
| 26,465 | ||
| 26,392 | ||
| 5,000 | ||
| 31,392 | ||
| 21.2% | ||
| 1.26 | ||
| 3.71 | ||
| 69.0% | ||
| 14.7% | ||
| over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2024 |
|---|---|
| Tangible fixed assets | €5,000 |
| €4,162 |
Source: notes to the 2024 annual accounts (statement of fixed assets)
Debt's share of the balance-sheet total is 78.8%.
PRO TECH WINDOWS has no parent and no holdings in its annual accounts. BEN ABDELLAH Saïda is the only director. PRO TECH WINDOWS shares no director with another company.
| B.A.M.S IMMOBILIERE
establishment since 04-03-2015 · founded in 2015 |
total assets €1.1m (2025) 0599.880.761 |
| IMMOLINA
registered office since 18-04-2023 · founded in 2023 · negative equity (2023) |
total assets €4,497 (2023) 0797.039.892 |
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
PRO TECH WINDOWS was incorporated on 9 June 2023 as a private limited company by one natural person, with a starting capital of €10,000.12 The registered office was moved to Brussels in 2023.3 BEN ABDELLAH Saïda is director of the company, appointed by deed of 13-06-2023.2
| Establishment | Since | Unit number |
|---|---|---|
| Zwaluwenstraat 5 registered office 1000 Brussels | 09-06-2023 | 2.346.265.197 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21812N0805/00X000 | 185 m² | 1 · 189 m² | 17.1 m · 2 |
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