Pro Piscine
ActivePro Piscine has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €84k and a net result of €29k. Equity is growing by ~13% per year across the filed fiscal years. Its solvency ranks better than 51% of 2269 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+51
Solvency54▲+9
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.12 against 1.0 in 2024; short-term debt: 63.9% and cash: 6.9% of total assets), and 71.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.7%
Return on assets
9.8%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
26 d late
2024
29 d late
2023
16 d late
2022
14 d late
2021
37 d early
2020
22 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€84k▲ 51.8%
2024 · €55k
2019: €30k
2020: €109k
2021: €195k
2022: €236k
2023: €65k
2024: €55k
2019 → 2025
Total assets
€293k▲ 5.7%
2024 · €277k
2019: €166k
2020: €288k
2021: €346k
2022: €388k
2023: €306k
2024: €277k
2019 → 2025
Net result
€29k
2024 · €-10k
2019: €10k
2020: €79k
2021: €86k
2022: €41k
2023: €3k
2024: €-10k
2019 → 2025
Working capital
€22k
2024 · €-908
2019: €32k
2020: €110k
2021: €169k
2022: €196k
2023: €19k
2024: €-908
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€195k-€236k▲ 21.1%€65k▼ 72.5%€55k▼ 14.7%€84k▲ 51.8%
Operating result€118k-€59k▼ 50.2%€19k▼ 67.2%€-5k€45k
Net result€86k-€41k▼ 52.2%€3k▼ 92.1%€-10k€29k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €45k after a loss of €5k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €293k
Fixed assets
€84k▼ 11.1%
Current assets
€209k▲ 14.3%
Equity and liabilities €293k
Equity
€84k▲ 51.8%
Debt
€209k▼ 5.9%
The debt ratio falls from 80.0% to 71.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€58k▲
2024 · €7k
Cash flow
€41k▲
2024 · €3k
Solvency
28.7%▲
2024 · 20.0%
Current ratio
1.12▲
2024 · 1.00
Quick ratio
0.30▼
2024 · 0.32
Debt / equity
2.48▼
2024 · 4.00
ROE
34.1%▲
2024 · -17.3%
ROA
9.8%▲
2024 · -3.5%
Interest coverage
12.88▲
2024 · 1.84
Debt
€209k▼
2024 · €222k
Debt ≤ 1 year
€187k▲
2024 · €184k
Debt > 1 year
€22k▼
2024 · €38k
Income taxes
€12k▲
2024 · €179
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€277k€293k▲
Fixed assets21/28€94k€84k▼
Tangible fixed assets22/27€94k€84k▼
Land and buildings22€85k€79k▼
Plant, machinery and equipment23€1k€1k▼
Furniture and vehicles24€8k€3k▼
Current assets29/58€183k€209k▲
Stocks and contracts in progress3€123k€153k▲
Stocks30/36€123k€153k▲
Amounts receivable within one year40/41€46k€31k▼
Trade receivables40€38k€31k▼
Other amounts receivable41€7k€222▼
Cash at bank and in hand54/58€12k€20k▲
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€277k€293k▲
Equity10/15€55k€84k▲
Contributions10/11€20k€20k=
Reserves13€35k€64k▲
Non-distributable reserves130/1€525€525=
Reserves not available under the articles1311€525€525=
Distributable reserves133€34k€63k▲
Profit (loss) carried forward14€958€700▼
Amounts payable17/49€222k€209k▼
Amounts payable after more than one year17€38k€22k▼
Financial debts170/4€38k€22k▼
Amounts payable within one year42/48€184k€187k▲
Current portion of amounts payable after more than one year42€16k€16k▲
Trade debts44€13k€11k▼
Suppliers440/4€13k€11k▼
Taxes, remuneration and social security45€2k€5k▲
Taxes450/3€2k€5k▲
Other amounts payable47/48€153k€155k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€12k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0€4k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€10k€65k▲
Operating profit (loss)9901€-5k€45k▲
Financial income75/76B€31€181▲
Recurring financial income75€31€181▲
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€-9k€41k▲
Income taxes67/77€179€12k▲
Profit (loss) for the period9904€-10k€29k▲
Profit (loss) for the period to be appropriated9905€-10k€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€30k▲
Profit (loss) brought forward from the previous period14P€536€958▲
Transfer from equity791/2€10k€0▼
Transfer to equity691/2€0€29k▲
To other reserves6921€0€29k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-10k ▼393%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
16-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 16 days late
2023
14-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 14 days late
2022
31-12
Financial
Equity above €200kEq €236k ▲21.1%
4 profitable years in a row build equity to €236k.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2019net €86k ▲9.6%
Operating result €118k, net result €86k, both a record.
31-12
Financial
Equity above €150kEq €195k ▲79.3%
3 profitable years in a row build equity to €195k.
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €109k ▲261%
2 profitable years in a row build equity to €109k.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Houckaye 24800 VerviersGround area
61 m²
Building footprint
58 m²
Volume, LiDAR
429 m³
Parcel 63022A0654/00B004, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pro Piscine SPRL
since 20182.276.225.556
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63022A0654/00B004 | Wallonia | 61 m² | 1 · 58 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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JoKe
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Of 3,875 companies in sector 93199 we hold annual accounts for 606. 459 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded26-03-2018
Fiscal year end31-12
Activities, NACEBEL
93199Other sports activities
47639Retail sale of other sporting goods
47640Retail trade
47789Other retail sale of new goods
71113Urban planning and landscape architecture
93110Operation of sports facilities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.