PRO-NOVA
Open bankruptcyA bankruptcy procedure is open for PRO-NOVA according to publications in the Belgian State Gazette; curator: BENNY GOOSSENS. The 2024 annual accounts show equity of €61k and a net result of €4k.
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 7446 sector peers (2024).
NBB · sector comparisonPosition among 7446 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-10-2025, 81 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
81 d late
2023
20 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Turnover
€2.01M▼ 12.9%
2023 · €2.30M
2023: €2.30M
2023 → 2024
EBIT margin
0.5%▼ 1.9pp
2023 · 2.5%
2023: 2.5%
2023 → 2024
Net result
€4k▼ 92.3%
2023 · €56k
2023: €56k
2023 → 2024
Working capital
€47k▲ 21.5%
2023 · €39k
2023: €39k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Turnover€2.30M-€2.01M▼ 12.9%
Equity€56k-€61k▲ 7.7%
Operating result€57k-€10k▼ 81.7%
Net result€56k-€4k▼ 92.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 82% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €442k
Fixed assets
€13k▼ 23.6%
Current assets
€429k▲ 39.1%
Equity and liabilities €442k
Equity
€61k▲ 7.7%
Debt
€382k▲ 41.6%
The debt ratio rises from 82.7% to 86.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€14k▼
2023 · €60k
Cash flow
€8k▼
2023 · €59k
Solvency
13.7%▼
2023 · 17.3%
Current ratio
1.12▼
2023 · 1.14
Quick ratio
1.12▲
2023 · 0.85
Debt / equity
6.30▲
2023 · 4.79
ROE
7.1%▼
2023 · 100.0%
ROA
1.0%▼
2023 · 17.3%
Interest coverage
2.34▼
2023 · 146.39
Debt
€382k▲
2023 · €269k
Debt ≤ 1 year
€382k▲
2023 · €269k
Staff costs
€486k▼
2023 · €633k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€326k€442k▲
Fixed assets21/28€17k€13k▼
Tangible fixed assets22/27€17k€13k▼
Furniture and vehicles24€17k€13k▼
Current assets29/58€308k€429k▲
Stocks and contracts in progress3€80k-
Contracts in progress37€80k-
Amounts receivable within one year40/41€224k€424k▲
Trade receivables40€184k€365k▲
Other amounts receivable41€39k€59k▲
Cash at bank and in hand54/58€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€326k€442k▲
Equity10/15€56k€61k▲
Contributions10/11€1€1=
Outside capital11€1€1=
Other1109/19€1€1=
Profit (loss) carried forward14€56k€61k▲
Amounts payable17/49€269k€382k▲
Amounts payable within one year42/48€269k€382k▲
Financial debts43-€61k
Credit institutions430/8-€61k
Trade debts44€265k€312k▲
Suppliers440/4€265k€312k▲
Taxes, remuneration and social security45€423€4k▲
Taxes450/3-€730
Remuneration and social security454/9€423€4k▲
Other amounts payable47/48€4k€3k▼
Income statement
Code20232024
Turnover70€2.30M€2.01M▼
Goods, raw materials, services and sundry goods60/61€1.61M€1.50M▼
Remuneration, social security and pensions62€633k€486k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€6k€5k▼
Gross operating margin9900€699k€505k▼
Operating profit (loss)9901€57k€10k▼
Financial income75/76B€2€112▲
Recurring financial income75€2€112▲
Financial charges65/66B€409€6k▲
Recurring financial charges65€409€6k▲
Profit (loss) for the period before taxes9903€56k€4k▼
Profit (loss) for the period9904€56k€4k▼
Profit (loss) for the period to be appropriated9905€56k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€56k€61k▲
Profit (loss) brought forward from the previous period14P-€56k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
26-05
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · PRO-NOVA BV BOOMSE- STEENWEG 78/9, 2630 AARTSELAAR · event 19-05-2026
2025
20-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 81 days late
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
SignalNBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aartselaar · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boomsesteenweg 78/92630 AartselaarGround area
1.9 ha
Building footprint
5,122 m²
Parcel 11372A0301/00D002, Flanders. Linked by address, not a title deed.
1 establishment unit
PRO-NOVA
since 20222.330.838.338
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11372A0301/00D002indicative | Flanders | 1.9 ha | 1 · 5,122 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | BENNY GOOSSENS MARKTPLEIN 22, 2110 WIJNEGEM- |
19-05-2026 → present |
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Of 4,097 companies in sector 43240 we hold annual accounts for 1,632. 1,357 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-04-2022
Fiscal year end31-12
Activities, NACEBEL
43240Other construction installation
43299Specialised construction activities
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.