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PRO MASTER CONSTRUCT

Active
Private limited companyfounded 2025active for 1 yearSteenweg op Mechelen 455, 1950 Kraainem, BelgiumKBO/BCE: BE 1027.220.892
Summary

PRO MASTER CONSTRUCT has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4,848 and a net result of €4,848. Its solvency ranks better than 80% of 34,263 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
Demolition
NACE 43110
1 site
Size
€25,484turnover 2025
Equity
€4,848
Profit
€4,848
Financial health
88 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Structure
Accounts filed 4 days late
Why 88raises riskSize: turnover €25,484, total assets €6,431Founded in 2025lowers riskLiquidity: current ratio 4.06, cash €5,870Equity €4,848 (75.4% of total assets)Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 90% of its sector peers (NACE 43, micro)
Financial strength
Strong
Solvency 100
equity 75.4% of total assets
Liquidity 91
short-term debt 24.6% · cash 91.3%
Profitability 100
return on assets 75.4%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,538 companies, NACE 43, micro)
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 90% on solvency, 88% on liquidity and 93% on profitability.

The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Size: turnover €25,484, total assets €6,431
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 4.06, cash €5,870
NBB · annual accounts
raises risk · Founded in 2025
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Equity €4,848 (75.4% of total assets)
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
4 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointments: ASSIS VITORINO Julio (non-statutory…

Financials · financial year 2025, micro format

Turnover
€25,484
EBIT margin
23.8%
Net result
€4,848
Working capital
€4,848
Balance-sheet composition
Equity and liabilities €6,431
Equity €4,848
Debt €1,583
Debt finances 24.6% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
4.06
Debt to equity
0.33
ROE
100.0%
ROA
75.4%
Debt ≤ 1 year
€1,583
Income taxes
€1,212

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 27 lines
Balance sheet Code2025
Assets
Total assets20/58€6,431
Current assets29/58€6,431
Amounts receivable within one year40/41€561
Trade receivables40€207
Other amounts receivable41€353
Cash at bank and in hand54/58€5,870
Equity and liabilities
Total equity and liabilities10/49€6,431
Equity10/15€4,848
Profit (loss) carried forward14€4,848
Amounts payable17/49€1,583
Amounts payable within one year42/48€1,583
Trade debts44€371
Suppliers440/4€371
Taxes, remuneration and social security45€1,212
Taxes450/3€1,212
Income statement Code2025
Turnover70€25,484
Goods, raw materials, services and sundry goods60/61€19,010
Other operating charges640/8€400
Gross operating margin9900€6,474
Operating profit (loss)9901€6,074
Financial charges65/66B€14
Recurring financial charges65€14
Profit (loss) for the period before taxes9903€6,060
Income taxes67/77€1,212
Profit (loss) for the period9904€4,848
Profit (loss) for the period to be appropriated9905€4,848
Appropriation of the result
Profit (loss) to be appropriated9906€4,848
Line2025
Turnover70€25,484
Goods, raw materials, services and sundry goods60/61€19,010
Other operating charges640/8€400
Gross operating margin9900€6,474
Operating profit (loss)9901€6,074
Financial charges65/66B€14
Recurring financial charges65€14
Profit (loss) for the period before taxes9903€6,060
Income taxes67/77€1,212
Profit (loss) for the period9904€4,848
Profit (loss) for the period to be appropriated9905€4,848
Line2025
Assets
Total assets20/58€6,431
Current assets29/58€6,431
Amounts receivable within one year40/41€561
Trade receivables40€207
Other amounts receivable41€353
Cash at bank and in hand54/58€5,870
Equity and liabilities
Total equity and liabilities10/49€6,431
Equity10/15€4,848
Profit (loss) carried forward14€4,848
Amounts payable17/49€1,583
Amounts payable within one year42/48€1,583
Trade debts44€371
Suppliers440/4€371
Taxes, remuneration and social security45€1,212
Taxes450/3€1,212
Line2025
Profit (loss) for the period9904€4,848
Operating cash flow (approximation)€4,848

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Public contracts: not fully processed yet. The notices from August 2020 to September 2026 are still being read.

Directors

Directors
No sitting directors in the Gazette act read. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

PRO MASTER CONSTRUCT was incorporated on 4 September 2025 as a private limited company.1 The company has filed annual accounts once, for financial year 2025.2

  1. 1KBO (Crossroads Bank for Enterprises)
  2. 2National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
04-08
NBB filing Annual accounts filed
financial year 2025 · micro format · 4 days late
2025
08-09
Gazette deed Incorporation
Appointments: ASSIS VITORINO Julio (non-statutory director) and LIMA MONTEIRO Bento (non-statutory director) · Founder · Capital13 facts ▸
  • Incorporation, 03-09-2025
  • Founder, VITORINO José Antonio
  • Founder, ASSIS VITORINO Julio
  • Founder, LIMA MONTEIRO Bento
  • Capital
  • Registered office clause, “Chaussée de Malines 455, 1950 Kraainem” (deed in Dutch)
  • Board rule, 2
  • Director appointment, ASSIS VITORINO Julio (non-statutory director)
  • Director appointment, LIMA MONTEIRO Bento (non-statutory director)
  • Pre-incorporation commitments, PRO MASTER CONSTRUCT
  • Power of attorney, ASSIS VITORINO Julio
  • Power of attorney, LIMA MONTEIRO Bento
  • +1 further fact in this act
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded04-09-2025
Financial year end31-12
Activities, NACEBEL 2025
43110Demolition
43310Plastering work
43333Wallpapering and laying of floor and wall coverings in other materials
43350Other building finishing work
43990Other specialised construction activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:1027220892
Also 9925:BE1027220892
Registered 27-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 10 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1027.220.892

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Kraainem · 1 establishment unit since 2025
registered office establishment The establishment unit on the map
Ground area
1.1 ha
Building footprint
865 m²
Building volume
33,994 m³
Parcel 22002C0073/00N009, Flanders · tallest building 42.8 m. Linked by address, not a title deed.
966 companies at this address See who is registered here
1 establishment unit
PRO MASTER CONSTRUCT
Steenweg op Mechelen 455, 1950 KraainemDemolition
since 2025unit no. 2.379.158.887
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
22002C0073/00N009 Flanders 1.1 ha 1 · 865 m² 42.8 m · 14
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Pleisterwerken, plafonnering, cementering en bepleistering; Schilderwerken, decoratie en muurbekledingen; Plaatsen van vloer- en wandtegels…” (deed in Dutch)
26 activities
  1. Pleisterwerken, plafonnering, cementering en bepleistering
  2. Schilderwerken, decoratie en muurbekledingen
  3. Plaatsen van vloer- en wandtegels, faiences, natuursteen, marmer en andere vloer- en wandbekledingen
  4. Uitvoering van chapewerken, cementeringswerken en industriële vloeren
  5. Binneninrichting, waaronder het plaatsen van scheidingswanden, valse plafonds, binnenschrijnwerk, keukens, badkamers en bergruimtes
  6. Glas- en spiegelwerken
  7. Algemene bouwwerken, verbouwings- en renovatiewerken van residentiële, commerciële en industriële gebouwen
  8. Metselwerken, ruwbouwwerken, gewapend beton, metalen en houten constructies
  9. Afbraakwerken en ontruimingen
  10. Grondwerken, nivelleringswerken en funderingen
  11. Dakwerken en dakrenovaties (pannen, leien, zink, platte daken, waterdichting)
  12. Schrijnwerkerij en buitenschrijnwerk
  13. Plaatsen van ramen, deuren en rolluiken
  14. Thermische en akoestische isolatiewerken (muren, daken, vloeren, gevels)
  15. Gevelwerken: gevelrenovatie, zandstralen, hydrofugatie, bepleistering en gevelbekleding
  16. Injectiewerken en vochtbestrijding
  17. Installatie van verwarming, ventilatie, sanitair, loodgieterij en elektriciteit in het kader van bouw- en renovatiewerken
  18. Buitenaanslag en verhardingswerken: bestrating, terrassen, afsluitingen, opritten en parkings
  19. Algemene afwerkings- en afbouwwerken
  20. Verhuur van bouwmaterieel en gereedschap, in het bijzonder steigers, ladders, machines en bedrijfsvoertuigen
  21. Alle commerciële, financiële, roerende en onroerende handelingen stellen die rechtstreeks of onrechtstreeks verband houden met haar maatschappelijk doel
  22. Deelnemen in andere ondernemingen of vennootschappen met een gelijkaardig of aanvullend doel
  23. De volle rechtsbekwaamheid om alle handelingen en verrichtingen te voltrekken die een rechtstreeks of onrechtstreeks verband houden met haar voorwerp of welke van die aard zouden zijn dat zij de verwezenlijking van dit voorwerp, rechtstreeks of onrechtstreeks, geheel of ten dele vergemakkelijken
  24. Belangen nemen door associatie, inbreng, fusie, financiële tussenkomst of op gelijk welke andere wijze, in alle vennootschappen, verenigingen of ondernemingen met een identiek, gelijklopend of samenhangend voorwerp met het hare of die van aard kunnen zijn de ontwikkeling van haar onderneming te begunstigen of een bron van afzetten te vormen
  25. De functies van bestuurder of vereffenaar uitoefenen in andere vennootschappen
  26. Zich borgstellen of zakelijke zekerheden verlenen ten voordele van vennootschappen of particulieren, in de meest ruime zin

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Artikel 2. Zetel” (deed in Dutch)
Elected domicileThe address where directors or the company receive official documents.
“Waar alle mededelingen, aanmaningen, dagvaardingen en betekeningen hem geldig kunnen worden gedaan, op de zetel” (deed in Dutch)

deed of 08-09-2025

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
3 provisions in the deed

deed of 08-09-2025

Capital, shares and profit

Share classWhich classes of shares exist and what rights each class carries.
“Gelijk recht in de winstverdeling en in het vereffeningsaldo” (deed in Dutch)
“Op naam” (deed in Dutch)
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
One provision in the deed
Share issue ruleHow and by whom new shares can be issued.
“In geval van een enige aandeelhouder-bestuurder, bepaalt deze laatste vrij, naargelang de behoeften van de vennootschap en op door hem…” (deed in Dutch)
“15, e-mail of, voor de personen waarvan de vennootschap niet over een e-mailadres beschikt, per gewone post” (deed in Dutch)
Profit allocationHow profit is distributed; a BV may only pay out after a balance-sheet and liquidity test.
“Bestuursorgaan, elk aandeel recht geeft op een gelijk aandeel in de winstverdeling” (deed in Dutch)

deed of 08-09-2025

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
First Monday of June at 18:00
Meeting noticeHow and how far ahead shareholders are invited to a meeting; by law at least fifteen days.
One provision in the deed
Meeting accessWho may attend the meeting and what is needed to be admitted.
“Indien enkel de stemrechten geschorst zijn, mag hij nog steeds deelnemen aan de algemene vergadering zonder te kunnen deelnemen aan de…” (deed in Dutch)
1 more provision on this in the deed
Meeting procedureHow the meeting runs, from opening to minutes.
“Zij die aan de algemene vergadering hebben deelgenomen of er waren vertegenwoordigd kunnen inzage krijgen in de aanwezigheidslijst…” (deed in Dutch)
Voting ruleWhich majority the meeting decides by, for example a simple or a special majority.
“Elke aandeelhouder kan aan ieder andere persoon, al dan niet aandeelhouder, door alle middelen van overdracht, een schriftelijke volmacht…” (deed in Dutch)

deed of 08-09-2025

Oversight and winding up

Auditor ruleHow a statutory auditor is appointed and what they check, if the company has one.
One provision in the deed
Dissolution ruleWhen and by whom the company can be dissolved.
“Beslissing van de algemene vergadering, in de vormen vereist voor de statutenwijziging” (deed in Dutch)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Indien geen andere vereffenaar zou zijn benoemd, bestuurder(s) in functie” (deed in Dutch)
JurisdictionWhich court has jurisdiction in a dispute about the company.
One provision in the deed

deed of 08-09-2025

Other provisionsOther rules from the articles that fall under none of the themes above.

“De tweede vergadering zal beraadslagen over dezelfde agenda en beslist definitief, tijdens de zitting” (deed in Dutch)
“Bestuursorgaan, op eigen verantwoordelijkheid en overeenkomstig de wettelijke bepalingen” (deed in Dutch)
Liquidation distribution: “Het netto actief verdeeld onder alle aandeelhouders naar verhouding van het aantal aandelen dat zij bezitten en worden de goederen die nog…” (deed in Dutch)
2 more provisions in the deed, see the deed of 08-09-2025

deed of 08-09-2025