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PRO LOCUS

Active
Private limited companyfounded 200917 yrs activeBohemen 101, 9260 Wichelen, BelgiumKBO/BCE: BE 0810.491.319
Summary

PRO LOCUS has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.05M and a net result of €164k. Equity is growing by ~19.6% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability51=
Solvency77▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €250k at 30 days acceptable
Liquidity tight (current ratio 1.05 against 0.35 in 2024; short-term debt: 21.9% and cash: 1.8% of total assets), and 48.1% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
51.9%
Return on assets
2.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 17 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 d early
2024
35 d early
2023
41 d early
2022
19 d early
2021
1 d late
2020
37 d early
2019
38 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 18 March 2009, PRO LOCUS was incorporated.1 Total assets went from EUR 2.8 million in 2018 to EUR 7.8 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

Financials · fiscal year 2025, micro schema

Equity
€4.05M▲ 16.9%
2024 · €3.47M
Total assets
€7.81M▲ 8.0%
2024 · €7.23M
Net result
€164k▲ 17.9%
2024 · €139k
Working capital
€84k
2024 · €-1.05M
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€10k▼ 96.2%€308k▲ 3,095%€257k▼ 16.3%€310k▲ 20.3%€325k▲ 5.0%
Net result€-49k€166k€115k▼ 30.4%€139k▲ 20.4%€164k▲ 17.9%
Equity€3.05M▲ 97.9%€3.21M▲ 5.4%€3.33M▲ 3.6%€3.47M▲ 4.2%€4.05M▲ 16.9%
Total assets€7.41M▲ 132%€7.42M▲ 0.1%€7.25M▼ 2.3%€7.23M▼ 0.3%€7.81M▲ 8.0%
Debt€4.25M▲ 178%€4.09M▼ 3.6%€3.81M▼ 6.8%€3.66M▼ 4.2%€3.53M▼ 3.5%
Working capital€-945k€-958k▼ 1.3%€-923k▲ 3.7%€-1.05M▼ 13.7%€84k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-100k€0€100k€200k€300kOperating result 2021: €10k€10kNet result 2021: €-49k€-49kOperating result 2022: €308k€308kNet result 2022: €166k€166kOperating result 2023: €257k€257kNet result 2023: €115k€115kOperating result 2024: €310k€310kNet result 2024: €139k€139kOperating result 2025: €325k€325kNet result 2025: €164k€164k20212022202320242025€0€100k€200k€300kOperating result 2023: €257k€257kNet result 2023: €115k€115kOperating result 2024: €310k€310kNet result 2024: €139k€139kOperating result 2025: €325k€325kNet result 2025: €164k€164k202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 5% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.81M
Fixed assets €6.02M ▼ 9.9%
Current assets €1.79M ▲ 223%
Equity and liabilities €7.81M
Equity €4.05M ▲ 16.9%
Provisions €233k ▲ 110%
Debt €3.53M ▼ 3.5%
Debt's share of the balance-sheet total falls from 50.5% to 45.1%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€492k▼
2024 · €498k
Cash flow
€331k▲
2024 · €328k
Current ratio
1.05▲
2024 · 0.35
Debt to equity
0.87▼
2024 · 1.05
ROE
4.0%▲
2024 · 4.0%
ROA
2.1%▲
2024 · 1.9%
Interest coverage
3.60▲
2024 · 3.57
Debt ≤ 1 year
€1.71M▲
2024 · €1.60M
Debt > 1 year
€1.80M▼
2024 · €2.05M
Income taxes
€58k▲
2024 · €50k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet Code20242025
Assets
Total assets20/58€7.23M€7.81M▲
Fixed assets21/28€6.68M€6.02M▼
Tangible fixed assets22/27€6.68M€6.02M▼
Land and buildings22€6.66M€6.01M▼
Plant, machinery and equipment23€13k€10k▼
Current assets29/58€554k€1.79M▲
Amounts receivable within one year40/41€98k€160k▲
Other amounts receivable41€98k€160k▲
Current investments50/53€382k€1.49M▲
Cash at bank and in hand54/58€68k€140k▲
Deferred charges and accrued income490/1€6k€5k▼
Equity and liabilities
Total equity and liabilities10/49€7.23M€7.81M▲
Equity10/15€3.47M€4.05M▲
Contributions10/11€2.50M€2.50M=
Reserves13€965k€1.55M▲
Tax-exempt reserves132€285k€698k▲
Distributable reserves133€680k€854k▲
Provisions and deferred taxes16€111k€233k▲
Deferred taxes168€111k€233k▲
Amounts payable17/49€3.66M€3.53M▼
Amounts payable after more than one year17€2.05M€1.80M▼
Financial debts170/4€2.03M€1.77M▼
Other amounts payable178/9€22k€22k=
Amounts payable within one year42/48€1.60M€1.71M▲
Current portion of amounts payable after more than one year42€589k€603k▲
Trade debts44€39k€11k▼
Suppliers440/4€39k€11k▼
Taxes, remuneration and social security45€32k€70k▲
Taxes450/3€32k€70k▲
Other amounts payable47/48€944k€1.02M▲
Accrued charges and deferred income492/3-€21k
Income statement Code20242025
Non-recurring operating income76A-€3k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€189k€167k▼
Other operating charges640/8€41k€22k▼
Gross operating margin9900€539k€514k▼
Operating profit (loss)9901€310k€325k▲
Financial income75/76B€15k€30k▲
Recurring financial income75€15k€30k▲
Financial charges65/66B€140k€137k▼
Recurring financial charges65€140k€137k▼
Profit (loss) for the period before taxes9903€185k€218k▲
Transfer from deferred taxes780€4k€3k▼
Income taxes67/77€50k€58k▲
Profit (loss) for the period9904€139k€164k▲
Transfer from tax-exempt reserves789€10k€10k▲
Profit (loss) for the period to be appropriated9905€149k€174k▲
Appropriation of the result
Profit (loss) to be appropriated9906€149k€174k▲
Transfer to equity691/2€149k€174k▲
To other reserves6921€149k€174k▲

The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A----€3k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€221k€189k€186k€189k€167k▼ 11.5%
Other operating charges640/8€18k€35k€39k€41k€22k▼ 45.0%
Gross operating margin9900€248k€532k€482k€539k€514k▼ 4.6%
Operating profit (loss)9901€10k€308k€257k€310k€325k▲ 5.0%
Financial income75/76B€9k€5k€13k€15k€30k▲ 105%
Recurring financial income75€9k€5k€13k€15k€30k▲ 105%
Financial charges65/66B€72k€101k€117k€140k€137k▼ 2.1%
Recurring financial charges65€72k€101k€117k€140k€137k▼ 2.1%
Profit (loss) for the period before taxes9903€-53k€212k€153k€185k€218k▲ 18.2%
Transfer from deferred taxes780€4k€4k€4k€4k€3k▼ 8.9%
Transfer to deferred taxes680€0-----
Income taxes67/77€-222€49k€42k€50k€58k▲ 17.1%
Profit (loss) for the period9904€-49k€166k€115k€139k€164k▲ 17.9%
Transfer from tax-exempt reserves789€10k€10k€10k€10k€10k▲ 6.3%
Transfer to tax-exempt reserves689€0-----
Profit (loss) for the period to be appropriated9905€-40k€176k€125k€149k€174k▲ 17.1%
Line20212022202320242025Change
Assets
Total assets20/58€7.41M€7.42M€7.25M€7.23M€7.81M▲ 8.0%
Fixed assets21/28€7.04M€6.85M€6.67M€6.68M€6.02M▼ 9.9%
Tangible fixed assets22/27€7.04M€6.85M€6.67M€6.68M€6.02M▼ 9.9%
Land and buildings22€7.02M€6.84M€6.65M€6.66M€6.01M▼ 9.9%
Plant, machinery and equipment23€11k€8k€15k€13k€10k▼ 19.3%
Current assets29/58€379k€576k€586k€554k€1.79M▲ 223%
Amounts receivable within one year40/41€133k€138k€144k€98k€160k▲ 63.0%
Other amounts receivable41€133k€138k€144k€98k€160k▲ 63.0%
Current investments50/53--€325k€382k€1.49M▲ 289%
Cash at bank and in hand54/58€237k€366k€111k€68k€140k▲ 106%
Deferred charges and accrued income490/1€9k€73k€6k€6k€5k▼ 7.7%
Equity and liabilities
Total equity and liabilities10/49€7.41M€7.42M€7.25M€7.23M€7.81M▲ 8.0%
Equity10/15€3.05M€3.21M€3.33M€3.47M€4.05M▲ 16.9%
Contributions10/11€2.50M€2.50M€2.50M€2.50M€2.50M=
Reserves13€532k€711k€826k€965k€1.55M▲ 60.8%
Non-distributable reserves130/1€0-----
Reserves not available under the articles1311€0-----
Tax-exempt reserves132€315k€305k€295k€285k€698k▲ 145%
Distributable reserves133€218k€406k€531k€680k€854k▲ 25.6%
Profit (loss) carried forward14€13k€0----
Provisions and deferred taxes16€122k€119k€115k€111k€233k▲ 110%
Deferred taxes168€122k€119k€115k€111k€233k▲ 110%
Amounts payable17/49€4.25M€4.09M€3.81M€3.66M€3.53M▼ 3.5%
Amounts payable after more than one year17€2.92M€2.56M€2.31M€2.05M€1.80M▼ 12.5%
Financial debts170/4€2.92M€2.54M€2.28M€2.03M€1.77M▼ 12.6%
Other amounts payable178/9€877€22k€22k€22k€22k=
Amounts payable within one year42/48€1.32M€1.53M€1.51M€1.60M€1.71M▲ 6.5%
Current portion of amounts payable after more than one year42€549k€630k€580k€589k€603k▲ 2.5%
Trade debts44€33k€34k€38k€39k€11k▼ 72.3%
Suppliers440/4€33k€34k€38k€39k€11k▼ 72.3%
Taxes, remuneration and social security45€0€73k€28k€32k€70k▲ 120%
Taxes450/3€0€73k€28k€32k€70k▲ 120%
Other amounts payable47/48€742k€797k€862k€944k€1.02M▲ 8.5%
Accrued charges and deferred income492/3€5k€0--€21k-
Line20212022202320242025Change
Profit (loss) for the period9904€-49k€166k€115k€139k€164k▲ 17.9%
+ Depreciation and write-downs630€221k€189k€186k€189k€167k▼ 11.5%
Operating cash flow (approximation)€171k€355k€301k€328k€331k▲ 0.9%
Investment in fixed assets (approximation)-€0€-9k€-196k€493k▲ 351%
Change in cash-€129k€-255k€-43k€72k▲ 267%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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More with these figures Sector benchmark What changed Value indication

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Liquidity triplescurrent ratio 1.05
Current ratio from 0.35 to 1.05.
26-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
20-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
12-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Back to profitnet €166k
Net result €166k after one loss-making year.
01-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
31-12
Financial Weakest financial yearnet €-49k
Net result drops to €-49k, the lowest in the series; recovery starts the following year.
31-12
Financial Equity above €2MEq €3.05M ▲97.9%
Equity rises from €1.54M to €3.05M.
24-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
23-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Highest result since 2018net €234k ▲6,369%
Operating result €404k, net result €234k, both a record.
Show earlier events
28-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
21-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wichelen · 1 establishment unit since 2009
seat establishment The establishment unit on the map
Ground area
2.7 ha
Building footprint
462 m²
Volume, LiDAR
3,215 m³
Parcel 42026B0573/00T000, Flanders · tallest building 12.0 m, ±2 floors. Linked by address, not a title deed.
17 companies at this address See who is registered here
1 establishment unit
PRO LOCUS
Bohemen 101, 9260 WichelenFinancial service activities, except insurance and pension funding
since 20092.177.017.223
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42026B0573/00T000 Flanders 2.7 ha 1 · 462 m² 12.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded18-03-2009
Fiscal year end31-12

Scores and ratios are computed by Checked and are not a credit decision.