Pro-Letter
ActivePro-Letter has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €131k and a net result of €8k. Equity is growing by ~8% per year across the filed fiscal years. Its solvency ranks better than 54% of 951 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+4
Solvency82▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 2.03 against 2.23 in 2024; short-term debt: 21% and cash: 36.4% of total assets), and 43.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Sector 18
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.7%
Return on assets
3.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-01-2026, 12 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
12 d early
2024
10 d early
2023
19 d early
2022
32 d early
2021
40 d early
2020
8 d early
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€131k▲ 5.3%
2024 · €125k
2019: €70k
2020: €82k
2021: €115k
2022: €122k
2023: €124k
2024: €125k
2019 → 2025
Total assets
€232k▲ 3.7%
2024 · €223k
2019: €264k
2020: €239k
2021: €259k
2022: €272k
2023: €246k
2024: €223k
2019 → 2025
Net result
€8k▲ 575%
2024 · €1k
2019: €11k
2020: €13k
2021: €34k
2022: €8k
2023: €3k
2024: €1k
2019 → 2025
Working capital
€50k▼ 14.5%
2024 · €59k
2019: €48k
2020: €46k
2021: €48k
2022: €46k
2023: €52k
2024: €59k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€115k-€122k▲ 6.3%€124k▲ 1.4%€125k▲ 0.3%€131k▲ 5.3%
Operating result€50k-€17k▼ 66.8%€8k▼ 52.8%€5k▼ 31.9%€15k▲ 185%
Net result€34k-€8k▼ 76.3%€3k▼ 68.1%€1k▼ 52.1%€8k▲ 575%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 185% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €232k
Fixed assets
€133k▲ 13.6%
Current assets
€99k▼ 7.2%
Equity and liabilities €232k
Equity
€131k▲ 5.3%
Debt
€100k▲ 1.6%
The debt ratio falls from 44.2% to 43.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€41k▲
2024 · €32k
Cash flow
€35k▲
2024 · €28k
Solvency
56.7%▲
2024 · 55.8%
Current ratio
2.03▼
2024 · 2.23
Quick ratio
1.99▼
2024 · 2.18
Debt / equity
0.76▼
2024 · 0.79
ROE
6.3%▲
2024 · 1.0%
ROA
3.6%▲
2024 · 0.5%
Interest coverage
17.15▲
2024 · 9.98
Debt
€100k▲
2024 · €99k
Debt ≤ 1 year
€49k▲
2024 · €48k
Debt > 1 year
€52k▲
2024 · €51k
Income taxes
€5k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€223k€232k▲
Fixed assets21/28€117k€133k▲
Tangible fixed assets22/27€117k€133k▲
Land and buildings22€59k€52k▼
Plant, machinery and equipment23€5k€276▼
Furniture and vehicles24€53k€81k▲
Current assets29/58€107k€99k▼
Stocks and contracts in progress3€2k€2k▲
Stocks30/36€2k€2k▲
Amounts receivable within one year40/41€16k€12k▼
Trade receivables40€16k€12k▼
Cash at bank and in hand54/58€87k€84k▼
Deferred charges and accrued income490/1€815€55▼
Equity and liabilities
Total equity and liabilities10/49€223k€232k▲
Equity10/15€125k€131k▲
Contributions10/11€17k€17k=
Reserves13€108k€114k▲
Distributable reserves133€108k€114k▲
Amounts payable17/49€99k€100k▲
Amounts payable after more than one year17€51k€52k▲
Financial debts170/4€51k€52k▲
Amounts payable within one year42/48€48k€49k▲
Current portion of amounts payable after more than one year42€21k€19k▼
Trade debts44€10k€10k▲
Suppliers440/4€10k€10k▲
Advances received on contracts in progress46-€73
Taxes, remuneration and social security45€10k€10k▲
Taxes450/3€10k€10k▲
Other amounts payable47/48€7k€9k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€26k▼
Other operating charges640/8€4k€7k▲
Gross operating margin9900€36k€49k▲
Operating profit (loss)9901€5k€15k▲
Financial income75/76B€412€554▲
Recurring financial income75€412€554▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€3k€13k▲
Income taxes67/77€1k€5k▲
Profit (loss) for the period9904€1k€8k▲
Profit (loss) for the period to be appropriated9905€1k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1k€8k▲
Transfer from equity791/2€3k€2k▼
Transfer to equity691/2€3k€8k▲
To other reserves6921€3k€8k▲
Profit to be distributed694/7€800€2k▲
Return on contributions (dividend)694€800€2k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €1k ▼52.1%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
12-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
30-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
22-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Highest result since 2019net €34k ▲165%
Operating result €50k, net result €34k, both a record.
30-06
Financial
Equity above €100kEq €115k ▲40.3%
3 profitable years in a row build equity to €115k.
23-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
10-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
14-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
27-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
26-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Veurne · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Spiekerstraat 418630 VeurneGround area
4,822 m²
Building footprint
460 m²
Volume, LiDAR
2,591 m³
2 parcels, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pro-Letter
since 20002.097.227.003
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38025F0288/00M000 | Flanders | 4,280 m² | 1 · 305 m² | 7.8 m · 2 fl. |
| 38368B0313/00R002 | Flanders | 542 m² | 1 · 155 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TOTUS PRODUCTIONS
BE 0847.594.908
Hasselt · Eq €131k
SODAFISH
BE 0884.886.854
Alken · Eq €131k
WHITE HOUSE DESIGN
BE 0849.490.366
Anzegem · Eq €131k
COORDINATED all about interiors
BE 0647.579.918
Deinze · Eq €130k
WINDOW TINTING SHOP
BE 0877.368.958
Spiere-Helkijn · Eq €130k
Of 2,856 companies in sector 18130 we hold annual accounts for 831. 676 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-02-2000
Fiscal year end30-06
Activities, NACEBEL
18130Pre-press and pre-media services
22250
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@proletters.be
Phone:0475/40.13.66