Pro - J
ActiveSummary
Pro - J has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24k and a net result of €-19k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 23% of 1991 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▼-1
Solvency38▼-3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.19 against 0.23 in 2024; short-term debt: 52.9% and cash: 5.7% of total assets), and 87.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 90
Relative position
BE, all sectors
reference
Sector 90
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.6%
Return on assets
-9.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-19k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 1991 sector peers (2025).
NBB · sector comparisonPosition among 1991 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
on the day
2023
on the day
2022
on the day
2021
22 d late
2020
26 d late
2019
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€24k▼ 44.1%
2024 · €44k
2018: €21k
2019: €-4k
2020: €-25k
2021: €-17k
2022: €21k
2023: €69k
2024: €44k
2018 → 2025
Total assets
€194k▼ 26.7%
2024 · €265k
2018: €124k
2019: €160k
2020: €111k
2021: €107k
2022: €181k
2023: €268k
2024: €265k
2018 → 2025
Net result
€-19k▲ 23.8%
2024 · €-25k
2018: €9k
2019: €-24k
2020: €-21k
2021: €8k
2022: €37k
2023: €48k
2024: €-25k
2018 → 2025
Working capital
€-83k▲ 5.4%
2024 · €-87k
2018: €-48k
2019: €-86k
2020: €-63k
2021: €-58k
2022: €-49k
2023: €-39k
2024: €-87k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-17k-€21k€69k▲ 235%€44k▼ 36.7%€24k▼ 44.1%
Operating result€9k-€40k▲ 322%€59k▲ 49.6%€-18k€-13k▲ 27.4%
Net result€8k-€37k▲ 366%€48k▲ 29.9%€-25k€-19k▲ 23.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €13k in 2025 against €18k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €194k
Fixed assets
€174k ▼ 27.2%
Current assets
€20k ▼ 22.5%
Equity and liabilities €194k
Equity
€24k ▼ 44.1%
Debt
€170k ▼ 23.3%
Debt's share of the balance-sheet total rises from 83.5% to 87.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€60k▲
2024 · €54k
Cash flow
€53k▲
2024 · €46k
Current ratio
0.19▼
2024 · 0.23
Debt to equity
6.97▲
2024 · 5.08
ROE
-79.0%▼
2024 · -57.9%
ROA
-9.9%▼
2024 · -9.5%
Interest coverage
9.65▲
2024 · 7.03
Debt ≤ 1 year
€103k▼
2024 · €113k
Debt > 1 year
€67k▼
2024 · €108k
Income taxes
€374▲
2024 · €217
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€265k€194k▼
Fixed assets21/28€239k€174k▼
Tangible fixed assets22/27€239k€174k▼
Land and buildings22€564€423▼
Plant, machinery and equipment23€157k€111k▼
Furniture and vehicles24€69k€55k▼
Leasing and similar rights25€12k€8k▼
Financial fixed assets28€120€120=
Current assets29/58€26k€20k▼
Amounts receivable within one year40/41€15k€9k▼
Trade receivables40€15k€9k▼
Other amounts receivable41€278€0▼
Current investments50/53€5k€0▼
Cash at bank and in hand54/58€6k€11k▲
Equity and liabilities
Total equity and liabilities10/49€265k€194k▼
Equity10/15€44k€24k▼
Contributions10/11€19k€19k=
Reserves13€50k€50k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€50k€50k=
Profit (loss) carried forward14€-25k€-45k▼
Amounts payable17/49€221k€170k▼
Amounts payable after more than one year17€108k€67k▼
Financial debts170/4€108k€67k▼
Amounts payable within one year42/48€113k€103k▼
Current portion of amounts payable after more than one year42€39k€41k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€15k€3k▼
Taxes450/3€15k€3k▼
Other amounts payable47/48€58k€55k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€71k€72k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€56k€61k▲
Operating profit (loss)9901€-18k€-13k▲
Financial income75/76B€79€15▼
Recurring financial income75€79€15▼
Financial charges65/66B€8k€6k▼
Recurring financial charges65€8k€6k▼
Profit (loss) for the period before taxes9903€-25k€-19k▲
Income taxes67/77€217€374▲
Profit (loss) for the period9904€-25k€-19k▲
Profit (loss) for the period to be appropriated9905€-25k€-19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-25k€-45k▼
Profit (loss) brought forward from the previous period14P-€-25k
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-25k ▼152%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €48k ▲29.9%
Operating result €59k, net result €48k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-12
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wichelen · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paepestraat 2129260 WichelenGround area
362 m²
Building footprint
65 m²
Volume, LiDAR
490 m³
Parcel 42026B1813/00X000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pro-J
since 20152.239.984.376
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42026B1813/00X000 | Flanders | 362 m² | 1 · 65 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,396 companies in sector 90393 we hold annual accounts for 940. 655 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-03-2015
Fiscal year end31-12
Activities, NACEBEL 2025
90393Specialised image, lighting and sound technical services
47400Retail sale of information and communication equipment
47690Retail sale of other cultural and recreation goods
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.