Skip to content

PRO.IT

Active
Private limited companyfounded 20214 yrs activeOudergemlaan 16, 1040 Etterbeek, BelgiumKBO/BCE: BE 0778.536.351
Summary

The computed 12-month bankruptcy probability of PRO.IT is 8.6% (elevated). The annual accounts of PRO.IT for fiscal year 2025 show a net loss of 53% of the equity at the start of that year. The 2025 annual accounts show equity of €7,281 and a net result of -€8,347. Equity is shrinking by ~32.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 46% of 3762 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability0▼-90
Solvency51▼-29
Growth32=
Track record94
Bankruptcy probability, 12 months
8.6% Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.16 against 0.23 in 2024; short-term debt: 74.1% and cash: 11.1% of total assets), and 74.1% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
25.9%
Return on assets
-29.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
29 d late
2024
19 d early
2023
117 d late
2022
25 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 38 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

PRO.IT was incorporated on 13 December 2021 as a Private limited company.1 Total assets fell from EUR 32,073 in 2022 to EUR 28,095 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, abbreviated schema

Equity
€7,281▼ 53.4%
2024 · €15,628
Total assets
€28,095▼ 0.5%
2024 · €28,228
Net result
-€8,347
2024 · €4,689
Working capital
-€17,487▼ 81.0%
2024 · -€9,661
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result€26,185--€11,538€5,334-€8,235
Net result€19,569above the sector's middle half--€11,631below the sector's middle half€4,689within the sector's middle half-€8,347below the sector's middle half
Equity€22,569within the sector's middle half-€10,939within the sector's middle half▼ 51.5%€15,628within the sector's middle half▲ 42.9%€7,281within the sector's middle half▼ 53.4%
Total assets€32,073below the sector's middle half-€29,418below the sector's middle half▼ 8.3%€28,228below the sector's middle half▼ 4.0%€28,095below the sector's middle half▼ 0.5%
Debt€9,504-€18,479▲ 94.4%€12,600▼ 31.8%€20,813▲ 65.2%
Working capital€10,242within the sector's middle half--€15,454within the sector's middle half-€9,661within the sector's middle half▲ 37.5%-€17,487within the sector's middle half▼ 81.0%
Solvency70.4%above the sector's middle half-37.2%within the sector's middle half▼ 33.2pp55.4%within the sector's middle half▲ 18.2pp25.9%within the sector's middle half▼ 29.4pp
Current ratio2.08within the sector's middle half-0.16below the sector's middle half▼ 1.910.23below the sector's middle half▲ 0.070.16below the sector's middle half▼ 0.07
Return on assets (ROA)61.0%above the sector's middle half--39.5%below the sector's middle half▼ 100.6pp16.6%within the sector's middle half▲ 56.1pp-29.7%below the sector's middle half▼ 46.3pp
Staff (FTE)0.2-
above within below the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000-€10,000€0€10,000€20,000€30,000Operating result 2022: €26,185€26,185Net result 2022: €19,569€19,569Operating result 2023: -€11,538-€11,538Net result 2023: -€11,631-€11,631Operating result 2024: €5,334€5,334Net result 2024: €4,689€4,689Operating result 2025: -€8,235-€8,235Net result 2025: -€8,347-€8,3472022202320242025-€15,000-€10,000-€5,000€0€5,000Operating result 2023: -€11,538-€11,500Net result 2023: -€11,631-€11,600Operating result 2024: €5,334€5,330Net result 2024: €4,689€4,690Operating result 2025: -€8,235-€8,240Net result 2025: -€8,347-€8,350202320242025
The operating result turns negative in 2025: a loss of €8,235 after €5,334 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €28,095
Fixed assets €24,768 ▼ 2.1%
Current assets €3,327 ▲ 13.2%
Equity and liabilities €28,095
Equity €7,281 ▼ 53.4%
Debt €20,813 ▲ 65.2%
Debt's share of the balance-sheet total rises from 44.6% to 74.1%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€5,405▼
2024 · €8,016
Cash flow
-€5,516▼
2024 · €7,371
Debt to equity
2.86▲
2024 · 0.81
ROE
-114.6%▼
2024 · 30.0%
Interest coverage
-20.53▼
2024 · 121.43
Debt ≤ 1 year
€20,813▲
2024 · €12,600
Income taxes
€6▼
2024 · €1,172
Staff costs
€17,416
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,206 companies that looked in July 2024 the way this one looks now, 4.2% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a loss of 10% of the balance sheet or more
4.2% went bankrupt
4.1% stopped otherwise
90% still going

A further 1.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 8.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,206 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€28,228€28,095▼
Fixed assets21/28€25,289€24,768▼
Intangible fixed assets21€13,253€11,753▼
Tangible fixed assets22/27€4,281€4,810▲
Furniture and vehicles24€2,486€3,251▲
Other tangible fixed assets26€1,795€1,559▼
Financial fixed assets28€7,754€8,204▲
Current assets29/58€2,939€3,327▲
Amounts receivable within one year40/41-€209
Trade receivables40-€209
Cash at bank and in hand54/58€2,939€3,118▲
Equity and liabilities
Total equity and liabilities10/49€28,228€28,095▼
Equity10/15€15,628€7,281▼
Contributions10/11€3,000€3,000=
Capital10€3,000-
Issued capital100€3,000-
Outside capital11-€3,000
Other1109/19-€3,000
Profit (loss) carried forward14€12,628€4,281▼
Amounts payable17/49€12,600€20,813▲
Amounts payable within one year42/48€12,600€20,813▲
Trade debts44€239€976▲
Suppliers440/4€239€976▲
Taxes, remuneration and social security45€1,931€346▼
Taxes450/3€1,931€346▼
Other amounts payable47/48€10,429€19,491▲
Income statement Code20242025
Remuneration, social security and pensions62-€17,416
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,682€2,830▲
Other operating charges640/8€128€429▲
Gross operating margin9900€8,143€12,441▲
Operating profit (loss)9901€5,334-€8,235▼
Financial income75/76B€594€158▼
Recurring financial income75€32€158▲
Non-recurring financial income76B€562-
Financial charges65/66B€66€263▲
Recurring financial charges65€66€263▲
Profit (loss) for the period before taxes9903€5,862-€8,340▼
Income taxes67/77€1,172€6▼
Profit (loss) for the period9904€4,689-€8,347▼
Profit (loss) for the period to be appropriated9905€4,689-€8,347▼
Appropriation of the result
Profit (loss) to be appropriated9906€12,628€4,281▼
Profit (loss) brought forward from the previous period14P€7,939€12,628▲

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Non-recurring operating income76A€55,339----
Remuneration, social security and pensions62€5,802--€17,416-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€803€935€2,682€2,830▲ 5.5%
Other operating charges640/8€367€1,500€128€429▲ 236%
Non-recurring operating charges66A€2,105----
Gross operating margin9900€35,262-€9,103€8,143€12,441▲ 52.8%
Operating profit (loss)9901€26,185-€11,538€5,334-€8,235▼ 254%
Financial income75/76B€1-€594€158▼ 73.4%
Recurring financial income75€1-€32€158▲ 396%
Non-recurring financial income76B--€562--
Financial charges65/66B€94€93€66€263▲ 299%
Recurring financial charges65€94€93€66€263▲ 299%
Profit (loss) for the period before taxes9903€26,092-€11,631€5,862-€8,340▼ 242%
Income taxes67/77€6,523-€1,172€6▼ 99.5%
Profit (loss) for the period9904€19,569-€11,631€4,689-€8,347▼ 278%
Profit (loss) for the period to be appropriated9905€19,569-€11,631€4,689-€8,347▼ 278%
Line2022202320242025Change
Assets
Total assets20/58€32,073€29,418€28,228€28,095▼ 0.5%
Fixed assets21/28€12,327€26,392€25,289€24,768▼ 2.1%
Intangible fixed assets21-€14,753€13,253€11,753▼ 11.3%
Tangible fixed assets22/27€4,573€3,884€4,281€4,810▲ 12.4%
Furniture and vehicles24€2,232€1,854€2,486€3,251▲ 30.8%
Other tangible fixed assets26€2,341€2,031€1,795€1,559▼ 13.1%
Financial fixed assets28€7,754€7,754€7,754€8,204▲ 5.8%
Current assets29/58€19,746€3,026€2,939€3,327▲ 13.2%
Stocks and contracts in progress3€2,750€2,750---
Stocks30/36€2,750€2,750---
Amounts receivable within one year40/41€1,679--€209-
Trade receivables40---€209-
Other amounts receivable41€1,679----
Cash at bank and in hand54/58€15,317€276€2,939€3,118▲ 6.1%
Equity and liabilities
Total equity and liabilities10/49€32,073€29,418€28,228€28,095▼ 0.5%
Equity10/15€22,569€10,939€15,628€7,281▼ 53.4%
Contributions10/11€3,000€3,000€3,000€3,000=
Capital10-€3,000€3,000--
Issued capital100-€3,000€3,000--
Outside capital11---€3,000-
Other1109/19---€3,000-
Profit (loss) carried forward14€19,569€7,939€12,628€4,281▼ 66.1%
Amounts payable17/49€9,504€18,479€12,600€20,813▲ 65.2%
Amounts payable within one year42/48€9,504€18,479€12,600€20,813▲ 65.2%
Trade debts44€1,973-€239€976▲ 308%
Suppliers440/4€1,973-€239€976▲ 308%
Taxes, remuneration and social security45€7,394€9,354€1,931€346▼ 82.1%
Taxes450/3€6,523€8,483€1,931€346▼ 82.1%
Remuneration and social security454/9€871€871---
Other amounts payable47/48€137€9,126€10,429€19,491▲ 86.9%
Line2022202320242025Change
Profit (loss) for the period9904€19,569-€11,631€4,689-€8,347▼ 278%
+ Depreciation and write-downs630€803€935€2,682€2,830▲ 5.5%
Operating cash flow (approximation)€20,372-€10,696€7,371-€5,516▼ 175%
Investment in fixed assets (approximation)--€15,000-€1,579-€2,310▼ 46.3%
Change in cash--€15,041€2,662€179▼ 93.3%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 29 days late
2025
12-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €4,689
Net result €4,689 after one loss-making year.
25-11
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 117 days late
2023
31-12
Financial Weakest financial yearnet -€11,631
Net result drops to -€11,631, the lowest in the series; recovery starts the following year.
25-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
126 m²
Building footprint
162 m²
Volume, LiDAR
1,428 m³
Parcel 21806F0368/00N003, Brussels · tallest building 32.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Beluko
Oudergemlaan 16, 1040 EtterbeekFood and beverage service activities
since 20212.326.789.478
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21806F0368/00N003 Brussels 126 m² 1 · 162 m² 32.8 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Etterbeek2.326.789.478
1 permission
Toelating · Eetgelegenheid · since 19-12-2024

Similar companies · same sector, comparable size

Of 21,859 companies in sector 56112 we hold annual accounts for 9,782. 6,147 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded13-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0778536351
Also 9925:BE0778536351
Registered 12-11-2025

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.