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PRO-FIX BUILDING MATERIALS

Active
Private limited companyfounded 2014active for 12 yearsRue des Nouvelles Technologies 27, 4460 Grâce-Hollogne, BelgiumKBO/BCE: BE 0544.812.970
Summary

PRO-FIX BUILDING MATERIALS has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.2m and a net result of €145,872. Equity is growing by about 66% per year across the filed financial years. Its solvency ranks better than 23% of 9,802 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Risk analysisFollow ReportCompare
PRO-FIX BUILDING MATERIALSActiveChecked score 64/100
Risk analysis ReportCompare

Overview

Activity
Insulation installation
NACE 43230Wholesale of construction materials, general range NACE 46831
3rd largest company by total assets in Grâce-Hollogne, Construction sector1 site
Size
€5.5mtotal assets 2025
Staff
7.2 FTE
Equity
€1.2m
Profit
€145,872
Financial health
64 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Structure
2025 accounts 24 days early3 of 7 deeds summarised
Why 64raises riskLiquidity: current ratio 1.36, cash €66,355Size: 7.2 FTE, total assets €5.5mEquity €1.2m (22.3% of total assets)Sector: Specialised construction activities (NACE 43)Show the evidence

Checked score

Score 2025
64 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 28% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 47-4
equity 22.3% of total assets
Liquidity 13+3
short-term debt 71.2% · cash 1.2%
Profitability 47-5
return on assets 2.7%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,621 companies, NACE 43, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.1%▼ -0.1 percentage points vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025lowest value 04-2025: 0.2%▲ +0.1 percentage points vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 1.3%▲ +1.1 percentage points vs 06-2025 08-2025: 1.3%● unchanged vs 07-2025 09-2025: 1.3%● unchanged vs 08-2025 10-2025: 1.3%● unchanged vs 09-2025 11-2025: 1.4%▲ +0.1 percentage points vs 10-2025 12-2025: 1.4%● unchanged vs 11-2025 01-2026: 1.4%● unchanged vs 12-2025 02-2026: 1.4%● unchanged vs 01-2026 03-2026: 1.4%● unchanged vs 02-2026 04-2026: 1.6%▲ +0.2 percentage points vs 03-2026 05-2026: 1.8%▲ +0.2 percentage points vs 04-2026highest value 06-2026: 1.0%▼ -0.8 percentage points vs 05-2026 07-2026: 1.2%▲ +0.2 percentage points vs 06-2026 08-2026: 1.1%▼ -0.1 percentage points vs 07-2026 09-2026: 1.1%● unchanged vs 08-2026 10-2026: 1.1%● unchanged vs 09-2026
Credit of up to €75,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.36, compared with 1.3 in 2024, below the usual 1.5; short-term debt: 71.2% and cash: 1.2% of total assets), and 77.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 24% on solvency, 8% on liquidity, 22% on profitability and 59% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
raises riskneutral
raises risk · Liquidity: current ratio 1.36, cash €66,355
NBB · annual accounts
raises risk · Size: 7.2 FTE, total assets €5.5m
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Equity €1.2m (22.3% of total assets)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 9802 sector peers (2025).
NBB · sector comparison
Position among 9802 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
24 days early
2024
48 days early
2023
113 days early
2022
46 days early
2021
30 days late
2020
131 days late
2019
117 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 7 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 June (4 of the last 5 filed years within 66 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · full…
  3. Highest result from 2018 to 2025net €173,045 ▲1,765%

Key points

  • Positive: 3rd largest company by total assets in Grâce-Hollogne, Construction sectorin the Checked rankings No. 3 View
  • Positive: 8 profitable years in a rowprofit 2025: €145,872 8 years View
  • Branch taken over from PRO-FIX BUILDING MATERIALStakeover on 14-05-2024 2024 View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

By topic

Financials

Financial year
2025
Total assets
€5.5m
Profit
€145,872
Solvency
22.3%
Total assets▲ 29.2%
Net result
20182025
Go to Financials

Timeline

Events
21
Since
2015
Next accounts
by 31-07-2027
  1. 31-12-2024Equity above €1m
  2. 14-05-2024Registered office · Capital & shares ·…
  3. 09-04-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Insulation installationNACE 43230
Founded
28-01-2014
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
16
Annual meeting
First Wednesday of June at 20:00
Purpose
“L'achatetlavente,ainsiquel'importationetl'exportationdetousmatériauxdeconstructionainsique…” (deed in French)
Go to Articles of association

Key facts about PRO-FIX BUILDING MATERIALS

What is the company number of PRO-FIX BUILDING MATERIALS?
0544.812.970. In Belgium the VAT number is the company number with BE in front: BE 0544.812.970.
Where is PRO-FIX BUILDING MATERIALS based?
The registered office is at Rue des Nouvelles Technologies 27, 4460 Grâce-Hollogne.Company details
What does PRO-FIX BUILDING MATERIALS do?
According to the KBO register, the main activity is insulation installation (NACE 43230).
What is the legal form of PRO-FIX BUILDING MATERIALS?
Private limited company (BV).
When was PRO-FIX BUILDING MATERIALS founded?
On 28-01-2014.
Is PRO-FIX BUILDING MATERIALS still active?
Yes, PRO-FIX BUILDING MATERIALS is an active enterprise in the KBO register.
How many employees does PRO-FIX BUILDING MATERIALS have?
On average 7.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of PRO-FIX BUILDING MATERIALS?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is PRO-FIX BUILDING MATERIALS profitable?
In financial year 2025, PRO-FIX BUILDING MATERIALS made a profit of €145,872.
Where can I find the annual accounts of PRO-FIX BUILDING MATERIALS?
PRO-FIX BUILDING MATERIALS filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PRO-FIX BUILDING MATERIALS due?
By 31-07-2027, for financial year 2026.Timeline

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