PRO - FIX
ActivePRO - FIX has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €241k and a net result of €11k. Equity is shrinking by ~15.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 25% of 4860 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability44▼-14
Solvency48▼-4
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity tight (current ratio 1.32 against 1.63 in 2024; short-term debt: 62.2% and cash: 20% of total assets), and 77.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Ten signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.5%
Return on assets
1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 4860 sector peers (2025).
NBB · sector comparisonPosition among 4860 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
58 d early
2024
34 d early
2023
37 d early
2022
12 d early
2021
29 d late
2020
50 d early
2019
49 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€11k▼ 74.8%
2024 · €43k
2018: €110k
2019: €109k
2020: €81k
2021: €126k
2022: €99k
2023: €79k
2024: €43k
2018 → 2025
Working capital
€213k▼ 12.7%
2024 · €244k
2018: €494k
2019: €528k
2020: €503k
2021: €630k
2022: €339k
2023: €291k
2024: €244k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€820k-€252k▼ 69.3%€260k▲ 3.0%€231k▼ 11.2%€241k▲ 4.7%
Operating result€169k-€144k▼ 14.7%€128k▼ 10.8%€90k▼ 29.8%€45k▼ 50.6%
Net result€126k-€99k▼ 21.9%€79k▼ 19.5%€43k▼ 45.8%€11k▼ 74.8%
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 51% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.07M
Fixed assets
€192k▼ 15.9%
Current assets
€880k▲ 39.4%
Equity and liabilities €1.07M
Equity
€241k▲ 4.7%
Debt
€830k▲ 32.1%
The debt ratio rises from 73.2% to 77.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€77k▼
2024 · €122k
Cash flow
€43k▼
2024 · €75k
Solvency
22.5%▼
2024 · 26.8%
Current ratio
1.32▼
2024 · 1.63
Quick ratio
0.90▼
2024 · 1.00
Debt / equity
3.44▲
2024 · 2.73
ROE
4.5%▼
2024 · 18.7%
ROA
1.0%▼
2024 · 5.0%
Interest coverage
2.83▼
2024 · 3.95
Debt
€830k▲
2024 · €629k
Debt ≤ 1 year
€667k▲
2024 · €387k
Debt > 1 year
€163k▼
2024 · €237k
Income taxes
€7k▼
2024 · €17k
Staff costs
€261k▲
2024 · €237k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€859k€1.07M▲
Fixed assets21/28€228k€192k▼
Tangible fixed assets22/27€218k€192k▼
Land and buildings22€171k€155k▼
Plant, machinery and equipment23€10k€12k▲
Leasing and similar rights25€10k€7k▼
Other tangible fixed assets26€28k€18k▼
Financial fixed assets28€9k€32▼
Current assets29/58€631k€880k▲
Stocks and contracts in progress3€244k€279k▲
Stocks30/36€244k€279k▲
Amounts receivable within one year40/41€320k€364k▲
Trade receivables40€319k€285k▼
Other amounts receivable41€240€79k▲
Cash at bank and in hand54/58€66k€214k▲
Deferred charges and accrued income490/1€2k€23k▲
Equity and liabilities
Total equity and liabilities10/49€859k€1.07M▲
Equity10/15€231k€241k▲
Contributions10/11€75k€75k=
Capital10€75k€75k=
Issued capital100€75k€75k=
Reserves13€8k€8k=
Non-distributable reserves130/1€8k€8k=
Legal reserve130€8k€8k=
Profit (loss) carried forward14€148k€159k▲
Amounts payable17/49€629k€830k▲
Amounts payable after more than one year17€237k€163k▼
Financial debts170/4€237k€163k▼
Amounts payable within one year42/48€387k€667k▲
Current portion of amounts payable after more than one year42€95k€175k▲
Financial debts43€150k€200k▲
Credit institutions430/8€150k€200k▲
Trade debts44€100k€234k▲
Suppliers440/4€100k€234k▲
Taxes, remuneration and social security45€41k€58k▲
Taxes450/3€12k€21k▲
Remuneration and social security454/9€29k€37k▲
Other amounts payable47/48€2k-
Accrued charges and deferred income492/3€5k-
Income statement
Code20242025
Remuneration, social security and pensions62€237k€261k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€32k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€9k
Other operating charges640/8€5k€8k▲
Gross operating margin9900€365k€354k▼
Operating profit (loss)9901€90k€45k▼
Financial income75/76B€595€426▼
Recurring financial income75€595€426▼
Financial charges65/66B€31k€27k▼
Recurring financial charges65€31k€27k▼
Profit (loss) for the period before taxes9903€60k€18k▼
Income taxes67/77€17k€7k▼
Profit (loss) for the period9904€43k€11k▼
Profit (loss) for the period to be appropriated9905€43k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€220k€159k▼
Profit (loss) brought forward from the previous period14P€177k€148k▼
Profit to be distributed694/7€72k-
Return on contributions (dividend)694€72k-
Social balance
Average headcount (FTE)90874.84.9▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €11k ▼74.8%
Net result drops to €11k, the lowest in the series.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 29 days late
2021
31-12
Financial
Highest result since 2018net €126k ▲56.2%
Operating result €169k, net result €126k, both a record.
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
12-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
02-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 2 establishment units since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Wallonie (G.) 4A7011 MonsGround area
4.3 ha
Building footprint
4.6 ha
Volume, LiDAR
490,952 m³
2 parcels, Wallonia · tallest building 15.1 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
PRO-FIX
since 19942.068.603.390
Route de Wallonie (G.) 4a, 7011 Mons
since 19992.068.603.489
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53030D0160/00N000 | Wallonia | 4.0 ha | 1 · 4.5 ha | 15.1 m · 4 fl. |
| 55044D0223/00D000 | Wallonia | 2,787 m² | 1 · 190 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Bovacks Invest
BE 0464.841.519
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VENDI MACHINERY
BE 0738.552.951
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Verhelst Machines
BE 0460.700.510
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ASRO
BE 0462.512.232
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EURO-TRAK
BE 0470.169.490
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Of 388 companies in sector 46630 we hold annual accounts for 276. 198 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded03-10-1994
Fiscal year end31-12
Activities, NACEBEL
46630Wholesale trade
46831Wholesale of construction materials, general range
51532
51820
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.