Skip to content

PRO-FISCOM

Active
Private limited companyfounded 201115 yrs activeOude Vijversstraat 40, 1190 Vorst, BelgiumKBO/BCE: BE 0832.818.838

PRO-FISCOM has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €387k and a net result of €33k. Equity is growing by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 64% of 15367 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2024
82 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability76▼-1
Solvency96▲+7
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 3.34 against 3.43 in 2023; short-term debt: 27.3% and cash: 10.8% of total assets), and 29.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 15 years 0 20 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
60 d late
2023
68 d late
2022
78 d late
2021
78 d late
2020
107 d late
2019
122 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€387k▲ 2.8%
2023 · €376k
2018: €301k 2019: €292k 2020: €300k 2021: €299k 2022: €337k 2023: €376k
2018 → 2024
Total assets
€546k▼ 7.2%
2023 · €589k
2018: €762k 2019: €790k 2020: €707k 2021: €622k 2022: €609k 2023: €589k
2018 → 2024
Net result
€33k▼ 17.4%
2023 · €40k
2018: €54k 2019: €3k 2020: €8k 2021: €-745 2022: €38k 2023: €40k
2018 → 2024
Working capital
€349k▼ 2.5%
2023 · €358k
2018: €264k 2019: €169k 2020: €191k 2021: €213k 2022: €325k 2023: €358k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€300k-€299k▼ 0.2%€337k▲ 12.6%€376k▲ 11.7%€387k▲ 2.8%
Operating result€21k-€5k▼ 77.1%€60k▲ 1,144%€64k▲ 6.2%€50k▼ 22.0%
Net result€8k-€-745€38k€40k▲ 5.0%€33k▼ 17.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40k€60kOperating result 2020: €21k€21kNet result 2020: €8k€8kOperating result 2021: €5k€5kNet result 2021: €-745€-745Operating result 2022: €60k€60kNet result 2022: €38k€38kOperating result 2023: €64k€64kNet result 2023: €40k€40kOperating result 2024: €50k€50kNet result 2024: €33k€33k20202021202220232024
The operating result falls in 2024; 2024 is 22% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €546k
Fixed assets €48k▼ 42.2%
Current assets €498k▼ 1.4%
Equity and liabilities €546k
Equity €387k▲ 2.8%
Debt €159k▼ 24.9%
The debt ratio falls from 36.1% to 29.2%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€87k
2023 · €105k
Cash flow
€70k
2023 · €81k
Solvency
70.8%
2023 · 63.9%
Current ratio
3.34
2023 · 3.43
Quick ratio
3.34
2023 · 3.43
Debt / equity
0.41
2023 · 0.56
ROE
8.4%
2023 · 10.5%
ROA
6.0%
2023 · 6.7%
Interest coverage
39.60
2023 · 28.21
Debt
€159k
2023 · €212k
Debt ≤ 1 year
€149k
2023 · €147k
Income taxes
€15k
2023 · €21k
Staff costs
€109k
2023 · €123k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€589k€546k
Fixed assets21/28€83k€48k
Intangible fixed assets21€41k€3k
Tangible fixed assets22/27€1k€1k
Furniture and vehicles24€1k€1k
Financial fixed assets28€42k€43k
Current assets29/58€505k€498k
Amounts receivable within one year40/41€55k€50k
Trade receivables40€50k€45k
Other amounts receivable41€5k€5k=
Cash at bank and in hand54/58€62k€59k
Deferred charges and accrued income490/1€388k€389k
Equity and liabilities
Total equity and liabilities10/49€589k€546k
Equity10/15€376k€387k
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€71k€71k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Tax-exempt reserves132€39k€39k=
Distributable reserves133€30k€30k=
Profit (loss) carried forward14€287k€297k
Amounts payable17/49€212k€159k
Amounts payable after more than one year17€56k-
Financial debts170/4€56k-
Amounts payable within one year42/48€147k€149k
Current portion of amounts payable after more than one year42€53k€31k
Financial debts43€742-
Credit institutions430/8€742-
Trade debts44€25k€24k
Suppliers440/4€25k€24k
Taxes, remuneration and social security45€50k€64k
Taxes450/3€43k€50k
Remuneration and social security454/9€7k€14k
Other amounts payable47/48€19k€30k
Accrued charges and deferred income492/3€9k€10k
Income statement Code20232024
Remuneration, social security and pensions62€123k€109k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€38k
Other operating charges640/8€3k€4k
Non-recurring operating charges66A-€121
Gross operating margin9900€231k€200k
Operating profit (loss)9901€64k€50k
Financial income75/76B€262€760
Recurring financial income75€262€760
Financial charges65/66B€4k€2k
Recurring financial charges65€4k€2k
Profit (loss) for the period before taxes9903€60k€48k
Income taxes67/77€21k€15k
Profit (loss) for the period9904€40k€33k
Profit (loss) for the period to be appropriated9905€40k€33k
Appropriation of the result
Profit (loss) to be appropriated9906€317k€319k
Profit (loss) brought forward from the previous period14P€277k€287k
Transfer to equity691/2€30k-
To other reserves6921€30k-
Profit to be distributed694/7-€22k
Return on contributions (dividend)694-€22k

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

2025
29-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
07-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
17-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 78 days late
2022
31-12
Financial Back to profitnet €38k
Net result €38k after one loss-making year.
17-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
31-12
Financial Weakest financial yearnet €-745 ▼109%
Net result drops to €-745, the lowest in the series; recovery starts the following year.
15-11
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 107 days late
2020
30-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
09-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 40 days late
2018
23-11
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 115 days late
2017
27-09
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 58 days late
2016
31-07
NBB filing Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2011
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Oude Vijversstraat 401190 Vorst
Ground area
1,894 m²
Building footprint
682 m²
Volume, LiDAR
5,046 m³
Parcel 21382C0028/00G003, Brussels · tallest building 8.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PRO-FISCOM
Oude Vijversstraat 40, 1190 VorstCertified accountants and tax accountants
since 20112.195.842.052
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21382C0028/00G003 Brussels 1,894 m² 1 · 682 m² 8.8 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,173 companies in sector 69201 we hold annual accounts for 7,637. 5,804 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded14-01-2011
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.