PRO-FIL DIFFUSION
ActivePRO-FIL DIFFUSION has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.35M and a net result of €53k. Equity is growing by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 9900 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
86
/ 100
Excellent▼ -14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability20▼-33
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 10.23 against 10.85 in 2024), and 9.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.3%
Return on assets
3.6%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
20 d early
2023
29 d late
2022
27 d late
2021
31 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
05-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€53k▼ 61.0%
2024 · €137k
2022: €181k
2023: €122k
2024: €137k
2022 → 2025
Working capital
€1.34M▲ 4.2%
2024 · €1.29M
2022: €1.02M
2023: €1.15M
2024: €1.29M
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€1.04M-€1.16M▲ 11.7%€1.30M▲ 11.8%€1.35M▲ 4.1%
Operating result€206k-€176k▼ 14.4%€169k▼ 3.7%€98k▼ 41.9%
Net result€181k-€122k▼ 32.8%€137k▲ 12.2%€53k▼ 61.0%
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 42% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.50M
Fixed assets
€7k▼ 14.0%
Current assets
€1.49M▲ 4.8%
Equity and liabilities €1.50M
Equity
€1.35M▲ 4.1%
Debt
€146k▲ 11.0%
The debt ratio rises from 9.2% to 9.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€103k▼
2024 · €174k
Cash flow
€58k▼
2024 · €141k
Solvency
90.3%▼
2024 · 90.8%
Current ratio
10.23▼
2024 · 10.85
Quick ratio
8.73▲
2024 · 8.51
Debt / equity
0.11▲
2024 · 0.10
ROE
3.9%▼
2024 · 10.5%
ROA
3.6%▼
2024 · 9.6%
Interest coverage
25.99▼
2024 · 47.66
Debt
€146k▲
2024 · €131k
Debt ≤ 1 year
€146k▲
2024 · €131k
Income taxes
€64k▲
2024 · €55k
Staff costs
€168k▼
2024 · €213k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€1.43M€1.50M▲
Fixed assets
21/28€8k€7k▼
Tangible fixed assets
22/27€7k€6k▼
Financial fixed assets
28€470€470=
Current assets
29/58€1.42M€1.49M▲
Stocks & contracts in progress
3€307k€219k▼
Amounts receivable within one year
40/41€6k€57k▲
Cash & bank
54/58€1.11M€1.21M▲
Total equity & liabilities
10/49€1.43M€1.50M▲
Equity
10/15€1.30M€1.35M▲
Contributions / capital
10/11€379k€379k=
Reserves
13€272k€325k▲
Accumulated profits (losses)
14€647k€647k=
Amounts payable
17/49€131k€146k▲
Amounts payable within one year
42/48€131k€146k▲
Trade debts payable within one year
44€50k€67k▲
Income statement
Code20242025
Gross operating margin
9900€388k€273k▼
Operating result
9901€169k€98k▼
Financial income
75€26k€23k▼
Financial charges
65€4k€4k▲
Result before taxes
9903€191k€118k▼
Income taxes
67/77€55k€64k▲
Net result for the period
9904€137k€53k▼
Result to be appropriated
9905€137k€53k▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €53k ▼61%
Net result drops to €53k, the lowest in the series.
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
01-12
State Gazette act
Director changes
Olivier DUBUISSON
27-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 27 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 31 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
MODECOUPON SINT-NIKLAAS
BE 0893.059.204
Sint-Niklaas · Eq €1.35M
EVOS
BE 0430.445.616
Mechelen · Eq €1.43M
De Gapaard
BE 0422.776.775
Chimay · Eq €1.43M
STANFORD
BE 0448.451.883
Schilde · Eq €1.25M
STOFFEN VERKEMPINCK
BE 0878.219.588
Oostende · Eq €1.25M
Of 1,272 companies in sector 47512 we hold annual accounts for 554. 258 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-1991
Fiscal year end31-12
Activities, NACEBEL
47512Retail sale of household textiles and bedding
47711Retail sale of women's outerwear
52410
52423
47120Other non-specialised retail sale
47910Retail trade
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 1 actNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 21-07-2026. Scores and ratios are computed by Checked and are not a credit decision.