PRO-DECOR
ActiveSummary
PRO-DECOR has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-4k) and a net result of €-7k. Equity is shrinking by ~40.4% per year across the filed fiscal years. Its solvency ranks better than 6% of 7777 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
30
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability4▼-14
Solvency18▼-14
Growth32=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.86 against 0.85 in 2024; short-term debt: 106% and cash: 21.2% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-7.3%
Return on assets
-12.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
18202122232425
2018 to 2025 · latest year €-4k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-07-2026, 13 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
13 d early
2024
10 d early
2023
6 d early
2022
22 d late
2021
30 d late
2020
30 d late
2018
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-4k
2024 · €3k
2018: €51k
2020: €17k
2021: €19k
2022: €15k
2023: €11k
2024: €3k
2018 → 2025
Total assets
€61k▲ 38.4%
2024 · €44k
2018: €159k
2020: €88k
2021: €57k
2022: €53k
2023: €52k
2024: €44k
2018 → 2025
Net result
€-7k▲ 7.4%
2024 · €-8k
2018: €6k
2020: €-23k
2021: €2k
2022: €-4k
2023: €-4k
2024: €-8k
2018 → 2025
Working capital
€-9k▼ 41.6%
2024 · €-6k
2018: €34k
2020: €-13k
2021: €-10k
2022: €-18k
2023: €-6k
2024: €-6k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€15k▼ 22.7%€11k▼ 27.8%€3k▼ 73.3%€-4k
Operating result€3k-€-4k€4k€-8k€-10k▼ 37.1%
Net result€2k-€-4k€-4k▲ 7.3%€-8k▼ 94.9%€-7k▲ 7.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €10k in 2025 against €8k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €61k
Fixed assets
€5k ▼ 44.0%
Current assets
€56k ▲ 59.7%
Key figures and ratios
EBITDA
€-6k▼
2024 · €676
Cash flow
€-3k▼
2024 · €257
Solvency
-7.3%▼
2024 · 6.6%
Current ratio
0.86▲
2024 · 0.85
Debt to equity
-14.63▼
2024 · 14.23
ROA
-12.1%▲
2024 · -18.1%
Interest coverage
-21.75▼
2024 · 2.14
Debt
€65k▲
2024 · €41k
Debt ≤ 1 year
€64k▲
2024 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€44k€61k▲
Formation expenses20€0€0=
Fixed assets21/28€9k€5k▼
Tangible fixed assets22/27€8k€4k▼
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€8k€4k▼
Other tangible fixed assets26€0€0=
Financial fixed assets28€1k€1k=
Current assets29/58€35k€56k▲
Amounts receivable within one year40/41€16k€43k▲
Trade receivables40€10k€15k▲
Other amounts receivable41€7k€28k▲
Cash at bank and in hand54/58€19k€13k▼
Equity and liabilities
Total equity and liabilities10/49€44k€61k▲
Equity10/15€3k€-4k▼
Contributions10/11€19k€54k▲
Outside capital11€19k€54k▲
Share premium1100/10-€35k
Other1109/19€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-18k€-60k▼
Amounts payable17/49€41k€65k▲
Amounts payable within one year42/48€41k€64k▲
Trade debts44€817€4k▲
Suppliers440/4€817€4k▲
Taxes, remuneration and social security45-€32k
Taxes450/3-€32k
Other amounts payable47/48€40k€28k▼
Accrued charges and deferred income492/3-€798
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€4k▼
Other operating charges640/8€384€945▲
Gross operating margin9900€1k€-5k▼
Operating profit (loss)9901€-8k€-10k▼
Financial income75/76B€75€3k▲
Recurring financial income75€0€61▲
Non-recurring financial income76B€75€3k▲
Financial charges65/66B€494€291▼
Recurring financial charges65€317€291▼
Non-recurring financial charges66B€178-
Profit (loss) for the period before taxes9903€-8k€-7k▲
Profit (loss) for the period9904€-8k€-7k▲
Profit (loss) for the period to be appropriated9905€-8k€-7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-60k▼
Profit (loss) brought forward from the previous period14P€-10k€-53k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
21-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €-23k ▼485%
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
04-04
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 247 days late
04-04
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 612 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Da Vincilaan 11930 ZaventemGround area
9,116 m²
Building footprint
1,858 m²
Volume, LiDAR
62,256 m³
2 parcels, Brussels, Flanders · tallest building 45.7 m, ±14 floors. Linked by address, not a title deed.
1 establishment unit
PRO-DECOR
since 20042.138.795.461
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23094D0111/00M002 | Flanders | 8,965 m² | 1 · 1,730 m² | 45.7 m · 14 fl. |
| 21906D0128/00N006 | Brussels | 151 m² | 1 · 128 m² | 16.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
3 categoriesPRO-DECOR SRL39467
Similar companies · same sector, comparable size
JAKUBOWSKI
BE 0890.863.242
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Duin ter Schans
BE 0755.397.792
Maaseik · Eq €2,811
Concept Group
BE 0643.771.578
Antwerpen · Eq €2,961
LAM Menuiserie
BE 1009.767.030
Zaventem · Eq €2,999
RICHARD LABRO
BE 0740.474.145
Vorst · Eq €3,000
Of 7,293 companies in sector 43350 we hold annual accounts for 2,363. 705 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-08-2004
Fiscal year end31-12
Activities, NACEBEL 2025
43350Other building finishing work
43331Floor and wall tiling
43332Laying of wooden floor and wall coverings
43341Painting of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.