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PRO CONSTRUCT

Active
Public limited companyfounded 1999active for 27 yearsRue Henri Goossens 7, 4431 Ans, Belgium13 active companies are registered at this addressKBO/BCE: BE 0465.340.474
Summary

PRO CONSTRUCT has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.2m and a net result of -€108,378. Equity is shrinking by about 4.3% per year across the filed financial years. Its solvency ranks better than 65% of 1,013 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Financials · financial year 2025, full format

2025 annual accounts filed late (13 days) Filed on 13 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00396988.

Source amounts without an identifiable currency are assumed to be EUR.

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€108,378▲ 19.3%
2024 · -€134,255
Working capital
€869,682▼ 5.1%
2024 · €916,816
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result stays negative: a loss of €61,158 in 2025 against €85,847 in 2024; the loss shrinks.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€0.06m 2025 Net result-€0.1m 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result€0.03m-€0.05m▲ 63.6%-€0.02m-€0.1m▼ 420%€0.2m-€0.1m-€0.09m▲ 37.3%-€0.06m▲ 28.8%
Net result-€0.03m--€0.03m=-€0.04mbelow the sector's middle half▼ 28.2%-€0.1mbelow the sector's middle half▼ 273%€0.2mwithin the sector's middle half-€0.2mbelow the sector's middle half-€0.1mbelow the sector's middle half▲ 21.2%-€0.1mbelow the sector's middle half▲ 19.3%
Equity€1.6m-€1.6m▼ 1.3%€1.6mabove the sector's middle half▼ 2.3%€1.4mabove the sector's middle half▼ 8.7%€1.6mabove the sector's middle half▲ 10.8%€1.4mwithin the sector's middle half▼ 10.8%€1.3mwithin the sector's middle half▼ 9.6%€1.2mwithin the sector's middle half▼ 8.6%
Total assets€2.9m-€2.9m▼ 1.0%€2.8mwithin the sector's middle half▼ 4.9%€2.6mwithin the sector's middle half▼ 4.6%€2.7mwithin the sector's middle half▲ 3.3%€2.5mwithin the sector's middle half▼ 6.7%€2.5mwithin the sector's middle half▼ 0.4%€2.5mwithin the sector's middle half▼ 1.7%
Debt€1.3m-€1.3m=€1.2m▼ 8.4%€1.2m▲ 3.8%€1.1m▼ 5.5%€1.1m▼ 0.9%€1.3m▲ 11.1%€1.3m▲ 5.2%
Working capital€0.3m-€0.3m=€0.5mwithin the sector's middle half▲ 66.9%€0.5mwithin the sector's middle half▼ 10.2%€1.1mabove the sector's middle half▲ 136%€1.0mabove the sector's middle half▼ 12.4%€0.9mwithin the sector's middle half▼ 7.4%€0.9mwithin the sector's middle half▼ 5.1%
Solvency55.2%-55.0%▼ 0.2pp56.4%above the sector's middle half▲ 1.5pp54.0%above the sector's middle half▼ 2.4pp57.9%above the sector's middle half▲ 3.9pp55.4%above the sector's middle half▼ 2.6pp50.2%within the sector's middle half▼ 5.1pp46.7%within the sector's middle half▼ 3.5pp
Current ratio1.25-1.25=1.46within the sector's middle half▲ 0.201.40within the sector's middle half▼ 0.061.99within the sector's middle half▲ 0.591.88within the sector's middle half▼ 0.111.73within the sector's middle half▼ 0.141.66within the sector's middle half▼ 0.07
Return on assets (ROA)-1.0%--1.0%=-1.3%below the sector's middle half▼ 0.3pp-5.1%below the sector's middle half▼ 3.8pp5.7%within the sector's middle half▲ 10.8pp-6.7%below the sector's middle half▼ 12.4pp-5.3%below the sector's middle half▲ 1.4pp-4.4%below the sector's middle half▲ 1.0pp
Staff (FTE)0-00below the sector's middle half0below the sector's middle half0below the sector's middle half0below the sector's middle half0below the sector's middle half
above within below the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.5m
Fixed assets €288,864 ▼ 17.7%
Current assets €2.2m ▲ 0.9%
Equity and liabilities €2.5m
Equity €1.2m ▼ 8.6%
Debt €1.3m ▲ 5.2%
Debt's share of the balance-sheet total rises from 49.8% to 53.3%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€1,047▲
2024 · -€25,415
Cash flow
-€46,174▲
2024 · -€73,823
Quick ratio
0.97▼
2024 · 1.30
Debt to equity
1.14▲
2024 · 0.99
ROE
-9.4%▲
2024 · -10.6%
Interest coverage
0.02▲
2024 · -0.43
Debt ≤ 1 year
€1.3m▲
2024 · €1.3m
Income taxes
€1▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 8,616 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 94.2% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.4% went bankrupt
5.2% stopped otherwise
94.2% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,468 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 8,616 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet Code20242025
Assets
Total assets20/58€2.5m€2.5m▼
Fixed assets21/28€0.4m€0.3m▼
Tangible fixed assets22/27€0.3m€0.3m▼
Land and buildings22€0.3m€0.3m▼
Financial fixed assets28€0.008m€0.008m=
Current assets29/58€2.2m€2.2m▲
Stocks and contracts in progress3€0.5m€0.9m▲
Stocks30/36€0.5m€0.9m▲
Amounts receivable within one year40/41€1.6m€1.3m▼
Trade receivables40€0.04m€0.01m▼
Other amounts receivable41€1.6m€1.3m▼
Cash at bank and in hand54/58€0.01m€259▼
Deferred charges and accrued income490/1€0.002m€0.002m▲
Equity and liabilities
Total equity and liabilities10/49€2.5m€2.5m▼
Equity10/15€1.3m€1.2m▼
Contributions10/11€0.5m€0.5m=
Capital10€0.5m€0.5m=
Issued capital100€0.5m€0.5m=
Reserves13€0.05m€0.05m=
Non-distributable reserves130/1€0.05m€0.05m=
Legal reserve130€0.05m€0.05m=
Profit (loss) carried forward14€0.7m€0.6m▼
Amounts payable17/49€1.3m€1.3m▲
Amounts payable within one year42/48€1.3m€1.3m▲
Financial debts43€1.2m€1.2m▲
Credit institutions430/8€0.2m€0.2m▲
Other loans439€1.0m€1.0m=
Trade debts44€0.01m€0.02m▲
Suppliers440/4€0.01m€0.02m▲
Taxes, remuneration and social security45€0€0.06m▲
Taxes450/3€0€0.06m▲
Accrued charges and deferred income492/3€0.001m€0▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.06m€0.06m▲
Other operating charges640/8€0.007m€0.007m▲
Gross operating margin9900-€0.02m€0.008m▲
Operating profit (loss)9901-€0.09m-€0.06m▲
Financial income75/76B€0.01m€0.01m▲
Recurring financial income75€0.01m€0.01m▲
Financial charges65/66B€0.06m€0.06m▲
Recurring financial charges65€0.06m€0.06m▲
Profit (loss) for the period before taxes9903-€0.1m-€0.1m▲
Income taxes67/77€0€1▲
Profit (loss) for the period9904-€0.1m-€0.1m▲
Profit (loss) for the period to be appropriated9905-€0.1m-€0.1m▲
Appropriation of the result
Profit (loss) to be appropriated9906€0.7m€0.6m▼
Profit (loss) brought forward from the previous period14P€0.9m€0.7m▼
Social balance sheet
Average headcount (FTE)90870.00.0=

The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€112,904€109,053€106,335€106,335€59,153€60,432€60,432€62,205▲ 2.9%
Other operating charges640/8---€13,050€12,421€5,971€6,896€7,143▲ 3.6%
Non-recurring operating charges66A---€0-----
Gross operating margin9900€168,723€173,487€99,279€1,536€241,367-€70,493-€18,518€8,190-
Operating profit (loss)9901€32,333€52,893-€22,657-€117,850€169,793-€136,897-€85,847-€61,158▲ 28.8%
Financial income75/76B---€478€11,080€21,953€10,908€12,734▲ 16.7%
Recurring financial income75€11,318€3,673€830€478€11,080€21,953€10,908€12,734▲ 16.7%
Financial charges65/66B---€17,221€27,386€55,526€59,316€59,954▲ 1.1%
Recurring financial charges65€24,202€49,539€14,262€17,221€27,386€55,526€59,316€59,954▲ 1.1%
Profit (loss) for the period before taxes9903€19,449-€15,020-€36,089-€134,592€153,487-€170,470-€134,255-€108,378▲ 19.3%
Income taxes67/77€13,140€13,140€0--€0€0€1▲ 6.3%
Profit (loss) for the period9904-€28,161-€28,161-€36,089-€134,592€153,487-€170,470-€134,255-€108,378▲ 19.3%
Profit (loss) for the period to be appropriated9905-€28,161-€28,161-€36,089-€134,592€153,487-€170,470-€134,255-€108,378▲ 19.3%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€2.9m€2.9m€2.8m€2.6m€2.7m€2.5m€2.5m€2.5m▼ 1.7%
Formation expenses20€0€0-------
Fixed assets21/28€1.4m€1.3m€1.1m€0.9m€0.4m€0.4m€0.4m€0.3m▼ 17.7%
Intangible fixed assets21€0€0-------
Tangible fixed assets22/27€1.4m€1.3m€1.0m€0.9m€0.4m€0.4m€0.3m€0.3m▼ 18.1%
Land and buildings22---€0.9m€0.4m€0.4m€0.3m€0.3m▼ 18.1%
Financial fixed assets28€0.06m€0.06m€0.02m€0.008m€0.008m€0.008m€0.008m€0.008m=
Current assets29/58€1.6m€1.6m€1.7m€1.7m€2.3m€2.1m€2.2m€2.2m▲ 0.9%
Stocks and contracts in progress3€0.9m€0.9m€1.0m€0.8m€0.6m€0.6m€0.5m€0.9m▲ 67.4%
Stocks30/36---€0.8m€0.6m€0.6m€0.5m€0.9m▲ 67.4%
Amounts receivable within one year40/41€0.7m€0.7m€0.7m€0.8m€1.6m€1.5m€1.6m€1.3m▼ 20.8%
Trade receivables40---€0.6m€0.05m€0.04m€0.04m€0.01m▼ 71.4%
Other amounts receivable41---€0.3m€1.6m€1.4m€1.6m€1.3m▼ 19.6%
Current investments50/53€0€0-------
Cash at bank and in hand54/58€0.01m€0.01m€0.04m€0.01m€0.01m€0.02m€0.01m€259▼ 98.2%
Deferred charges and accrued income490/1---€0.002m€0.002m€0.002m€0.002m€0.002m▲ 4.7%
Equity and liabilities
Total equity and liabilities10/49€2.9m€2.9m€2.8m€2.6m€2.7m€2.5m€2.5m€2.5m▼ 1.7%
Equity10/15€1.6m€1.6m€1.6m€1.4m€1.6m€1.4m€1.3m€1.2m▼ 8.6%
Contributions10/11€0.5m€0.5m€0.5m€0.5m€0.5m€0.5m€0.5m€0.5m=
Capital10---€0.5m€0.5m€0.5m€0.5m€0.5m=
Issued capital100---€0.5m€0.5m€0.5m€0.5m€0.5m=
Reserves13€0.05m€0.05m€0.05m€0.05m€0.05m€0.05m€0.05m€0.05m=
Non-distributable reserves130/1---€0.05m€0.05m€0.05m€0.05m€0.05m=
Legal reserve130---€0.05m€0.05m€0.05m€0.05m€0.05m=
Profit (loss) carried forward14€1.1m€1.1m€1.0m€0.9m€1.0m€0.9m€0.7m€0.6m▼ 15.1%
Provisions and deferred taxes16€0.04m€0.04m€0.04m€0-----
Provisions for liabilities and charges160/5---€0-----
Other liabilities and charges164/5---€0-----
Amounts payable17/49€1.3m€1.3m€1.2m€1.2m€1.1m€1.1m€1.3m€1.3m▲ 5.2%
Amounts payable after more than one year17€0.08m€0.01m-------
Amounts payable within one year42/48€1.3m€1.3m€1.2m€1.2m€1.1m€1.1m€1.3m€1.3m▲ 5.3%
Financial debts43---€1.1m€1.1m€1.1m€1.2m€1.2m▲ 0.2%
Credit institutions430/8------€0.2m€0.2m▲ 1.0%
Other loans439---€1.1m€1.1m€1.1m€1.0m€1.0m=
Trade debts44€0.08m€0.08m€0.02m€0.07m€0.01m€0.003m€0.01m€0.02m▲ 69.7%
Suppliers440/4---€0.07m€0.01m€0.003m€0.01m€0.02m▲ 69.7%
Taxes, remuneration and social security45---€0.01m€0.002m€0.002m€0€0.06m-
Taxes450/3---€0.01m€0.002m€0.002m€0€0.06m-
Accrued charges and deferred income492/3---€359€0-€0.001m€0▼ 100%
Line20182019202020212022202320242025Change
Profit (loss) for the period9904-€28,161-€28,161-€36,089-€134,592€153,487-€170,470-€134,255-€108,378▲ 19.3%
+ Depreciation and write-downs630€112,904€109,053€106,335€106,335€59,153€60,432€60,432€62,205▲ 2.9%
Operating cash flow (approximation)€84,744€80,893€70,247-€28,257€212,640-€110,038-€73,823-€46,174▲ 37.5%
Investment in fixed assets (approximation)--€10,000€152,239€9,833€439,694-€30,519€0€0▼ 100%
Change in cash-€0€24,771-€23,402€1,483€2,021-€1,488-€14,368▼ 866%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 27 filings with the National Bank
Financial year Type Filed Reference
31-12-2025 full format 13-08-2026 2026-00396988
31-12-2024 full format 09-09-2025 2025-00487671
31-12-2023 full format 22-08-2024 2024-00360519
31-12-2022 full format 29-06-2023 2023-00185162
31-12-2021 full format 29-08-2022 2022-20358040
31-12-2020 full format 08-07-2021 2021-33200306
31-12-2019 full format 02-07-2020 2020-26100385
31-12-2018 full format 28-08-2019 2019-54100389
31-12-2017 full format 09-07-2018 2018-30800466
31-12-2016 full format 28-08-2017 2017-51100173

Show all 27 filings

Similar companies · same sector, comparable size

Of the 29,181 active companies whose main activity is general construction of residential buildings (NACE 41001), figures are known for 16,146. 5,849 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.