Skip to content

PRO CONCEPT M P J

Active
Public limited companyfounded 2003active for 23 yearsRue Charles-Magnette 96, 4000 Liège, BelgiumKBO/BCE: BE 0479.703.107
Summary

PRO CONCEPT M P J has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.3m and a net result of -€147,431. Equity has been growing by about 8.9% per year since 2018. Its solvency ranks better than 53% of 5,801 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 05-03-2003 Normal situation
Activity
Development of residential building projects NACE 68121
Joint committee
323 Paritair Comité voor het beheer van gebouwen, de vastgoedmakelaars en de dienstboden · annual accounts 2025
Establishment unit
2.131.964.879 4000 Liège, since 20-05-2003
Financial year end
31 December
Peppol
Reachable since 24-09-2026

Board and ownership

Shareholders
  • Jean-Luc BREVERSannual accounts 2021
  • Pierre PIRONannual accounts 2021

Financial position

92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€4,632
▼ 97.3%
Turnover
≈ €19,000
estimated
Loss
€147,431
Equity
€1.3m
▼ 10.1%
Total assets
€3.1m
▼ 11.2%
Employees on 31-12-2025
1
=
  • 2025 accounts filed 30 days after the deadline
Score breakdownraises riskLoss of €147,431 (financial year 2025)lowers riskSize: 0.8 FTE, total assets €3.1mFigures for financial year 2025 (filed on 31-08-2026)Equity €1.3m (41.5% of total assets)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 34% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Weak
Solvency 67+1
equity 41.5% of total assets
Liquidity 41+1
short-term debt 43.8% · cash 9.3%
Profitability 13-16
return on assets -4.7%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,628 companies, NACE 68, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: 0.1%▲ +0.1 percentage points vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025lowest value 09-2025: < 0.1%● unchanged vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: 0.1%▲ +0.1 percentage points vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 0.1%▼ -0.1 percentage points vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €120,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.15 (2.15 in 2024), above the usual 1.5. Short-term debt is 43.8% and cash 9.3% of total assets. However, 58.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 58% of them on solvency, 34% on liquidity, 15% on profitability and 28% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: 0.8 FTE, total assets €3.1m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Loss of €147,431 (financial year 2025)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 31-08-2026)
NBB · annual accounts
lowers risk · Equity €1.3m (41.5% of total assets)
NBB · annual accounts
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
30 days late
2024
on the day
2023
24 days early
2022
36 days early
2021
13 days early
2020
20 days early
2019
39 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 15 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2025after a profit of €14,645 in 2024 -€147,431 View
  • Caution: Lower net result than 86% of companies in real estatesector median €20,578 · 5,808 companies -€147,431 View

Recent changes

  1. · Gazette deed 1 director appointed, 2 directors reappointedReappointments: BREVERS Jean Luc (director) and PIRON Pierre (director) · Permanent representative: BREVERS Jean Luc · Appointment: BREVERS Jean Luc (chair of the board)
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as PRO CONCEPT M P J: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €3.7m and €6.3m, founded between 2001 and 2009.

CompanyTotal assetsGross margin
PRO CONCEPT M P J Liège€3.1m€0.005m
PROJECT+ Oudenaarde€3.7m€0.007m
T & K INVEST Liège€4.4m-€0.1m
BUILDING MANAGEMENT SERVICE & STAFFING Modave€3.8m-€0.08m
T.O.G. Zandhoven€4.6m-€0.04m
SKYLINE SERVICES Oudergem€6.3m€0.01m
SOENEN-DEQUAE Oostkamp€4.2m-€0.03m
Full comparison

Key facts about PRO CONCEPT M P J

What is the company number of PRO CONCEPT M P J?
The company number of PRO CONCEPT M P J is 0479.703.107. The VAT number is the same number with BE in front: BE 0479.703.107.
Where is PRO CONCEPT M P J based?
The registered office is at Rue Charles-Magnette 96, 4000 Liège.Company details
What does PRO CONCEPT M P J do?
According to the KBO register, the main activity is development of residential building projects (NACE 68121).
What is the legal form of PRO CONCEPT M P J?
The legal form of PRO CONCEPT M P J is Public limited company (NV).
When was PRO CONCEPT M P J founded?
PRO CONCEPT M P J was founded on 05-03-2003.
Is PRO CONCEPT M P J still active?
Yes, PRO CONCEPT M P J is an active enterprise in the KBO register.
How many employees does PRO CONCEPT M P J have?
PRO CONCEPT M P J had an average of 0.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does PRO CONCEPT M P J fall under?
In its 2025 annual accounts, PRO CONCEPT M P J states joint committee 323 (Paritair Comité voor het beheer van gebouwen, de vastgoedmakelaars en de dienstboden).
What is the turnover of PRO CONCEPT M P J?
The turnover in financial year 2025 is ≈ €19,000. This figure is estimated from the gross margin of €4,632 and 48 comparable companies (NACE 68121). It probably lies between €9,500 and €61,000. It is a rough estimate.
Is PRO CONCEPT M P J profitable?
In financial year 2025, PRO CONCEPT M P J made a loss of €147,431.
Where can I find the annual accounts of PRO CONCEPT M P J?
PRO CONCEPT M P J filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PRO CONCEPT M P J due?
PRO CONCEPT M P J must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.