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PRO & COMPAGNIE

Active
Private limited companyfounded 201610 yrs activeChaussée de Louvain 249, 1300 Wavre, BelgiumKBO/BCE: BE 0649.538.229
Summary

PRO & COMPAGNIE has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15,481 and a net result of €672. Equity is shrinking by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 63% of 2270 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
Manufacture of metal structures and parts of structures
NACE 25110
1 site
Size
€26,420total assets 2025
Equity
€15,481
Profit
€672
Turnover not published (abridged schema)
Financial health
84 Excellent Checked score 2025
Bankruptcy chance 12 m
0.4%
Structure
Accounts filed 31 d late0 of 3 deeds read
Why 84- Size: total assets €26,420- Latest accounts 31 days late; 1 of the last 3 late- Sector Manufacture of fabricated metal products, except machinery and equipment (NACE 25)+ Liquidity: current ratio 2.37, cash €12,400Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Better than 55% of its sector peers (NACE 25, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 84+9
equity 58.6% of total assets
Liquidity 80+35
short-term debt 41.4% · cash 46.9%
Profitability 59-12
return on assets 2.5%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (3,675 companies)
Last 24 months 11-2024: 2.0% 12-2024: 2.0%▼ -1.5% vs 11-2024 01-2025: 1.9%▼ -2.1% vs 12-2024 02-2025: 1.9%● 0.0% vs 01-2025 03-2025: 1.9%▲ +1.8% vs 02-2025 04-2025: 2.0%▲ +1.7% vs 03-2025 05-2025: 2.0%▼ -1.1% vs 04-2025 06-2025: 1.9%▼ -2.9% vs 05-2025 07-2025: 1.9%▲ +0.8% vs 06-2025 08-2025: 2.4%▲ +25.9% vs 07-2025highest value 09-2025: 0.7%▼ -71.2% vs 08-2025 10-2025: 0.7%● 0.0% vs 09-2025 11-2025: 0.7%● 0.0% vs 10-2025 12-2025: 0.7%● 0.0% vs 11-2025 01-2026: 0.7%▼ -2.4% vs 12-2025 02-2026: 0.7%▼ -1.6% vs 01-2026 03-2026: 0.7%▲ +3.0% vs 02-2026 04-2026: 0.7%▲ +3.5% vs 03-2026 05-2026: 0.7%▼ -1.4% vs 04-2026 06-2026: 0.7%▼ -3.1% vs 05-2026 07-2026: 0.7%▲ +3.1% vs 06-2026 08-2026: 1.0%▲ +44.9% vs 07-2026 09-2026: 0.4%▼ -60.8% vs 08-2026lowest value 10-2026: 0.4%● 0.0% vs 09-2026lowest value
  • Liquidity: current ratio 2.37, cash €12,400 lowers the probability
  • Size: total assets €26,420 raises the probability for this profile
  • Latest accounts 31 days late; 1 of the last 3 late raises the probability
  • Sector Manufacture of fabricated metal products, except machinery and equipment (NACE 25) raises the probability
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 2.37 against 1.99 in 2024; short-term debt: 41.4% and cash: 46.9% of total assets), and 41.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 25, micro). Better than this share of them on solvency 63%, liquidity 80%, profitability 28%, growth against the median 48%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 2.37, cash €12,400
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Size: total assets €26,420
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
raises risk · Latest accounts 31 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Sector Manufacture of fabricated metal products, except machinery and equipment (NACE 25)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €15,481
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
21 d late
2023
29 d late
2022
58 d late
2021
75 d late
2020
89 d late
2019
121 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 61 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Back to profitnet €3,950

Key points

  • Caution: Among the weakest 20% on equitysector median €72,907 · 2,273 companies €15,481 View
  • Total assets 20256 fiscal years filed €26,420 View
  • Active since 2016founded 01-03-2016 10 years View

By topic

Financials

Fiscal year
2025
Total assets
€26,420
Profit
€672
Solvency
58.6%
Total assets▼ 10.5%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 31-08-2026Annual accounts filed
  2. 21-08-2025Annual accounts filed
  3. 31-12-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Manufacture of metal structures and parts of structuresNACE 25110
Founded
01-03-2016
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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