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Pro Ch@nge

Active
Private limited companyfounded 2011active for 15 yearsKreekstraat 2, 3920 Lommel, BelgiumKBO/BCE: BE 0838.166.805

From the official registers: KBO 14 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Pro Ch@nge has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €417,741 and a net result of €13,676. Equity remains stable across the filed financial years (±1.8% per year). Its solvency ranks better than 52% of 11,221 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
Pro Ch@ngeActiveChecked score 93/100
Risk analysis ReportCompare

Overview

Official details

KBO
Status
Active since 20-07-2011 Normal situation
Legal form
Private limited company
Registered office
Kreekstraat 2, 3920 Lommel
Activity
Buying and selling of own real estate NACE 68110and 8 others
Establishment unit
2.200.964.741 3920 Lommel, since 20-07-2011
Financial year end
31 December
Peppol
Reachable since 24-11-2023
Company details

Who decides

Board
Holdings
Shares in 1 company Frytech Ventures
Board & ownership

How it is doing

93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€48,198
▼ 18.4%
Turnover
≈ €120,000
estimated
Profit
€13,676
▲ 42×
Equity
€417,741
▼ 29.0%
Total assets
€1.3m
▼ 18.5%
2025 accounts 50 days early
Filed on 11-06-2026PDF
Financials
Why 93lowers riskSize: total assets €1.3mFigures for financial year 2025 (filed 11-06-2026)Liquidity: current ratio 1.40, cash €399,057Sector: Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 43% of its sector peers (NACE 68, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 58-5
equity 33.0% of total assets
Liquidity 58+26
short-term debt 60.3% · cash 31.6%
Profitability 37+10
return on assets 1.1%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,628 companies, NACE 68, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: 0.1%▲ +0.1 percentage points vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026highest value 07-2026: < 0.1%▼ -0.1 percentage points vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.4, compared with 1.62 in 2024, below the usual 1.5; short-term debt: 60.3% and cash: 31.6% of total assets), and 67% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 51% on solvency, 69% on liquidity, 33% on profitability and 17% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Size: total assets €1.3m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 11-06-2026)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.40, cash €399,057
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
50 days early
2024
50 days early
2023
50 days early
2022
55 days early
2021
53 days early
2020
53 days early
2019
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 49 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage

Key points

  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Caution: Equity fell in 2025from €588,276 to €417,741 ▼ 29.0% View

Documents

Annual accounts at the NBB

All 14 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about Pro Ch@nge

What is the company number of Pro Ch@nge?
0838.166.805. In Belgium the VAT number is the company number with BE in front: BE 0838.166.805.
Where is Pro Ch@nge based?
The registered office is at Kreekstraat 2, 3920 Lommel.Company details
What does Pro Ch@nge do?
According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
What is the legal form of Pro Ch@nge?
Private limited company (BV).
When was Pro Ch@nge founded?
On 20-07-2011.
Is Pro Ch@nge still active?
Yes, Pro Ch@nge is an active enterprise in the KBO register.
How many employees does Pro Ch@nge have?
On average 1.2 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
What is the turnover of Pro Ch@nge?
≈ €120,000 in financial year 2025. Estimated from the gross margin of €48,198: probably between €74,000 and €240,000, based on 33 comparable companies, NACE 681.
Is Pro Ch@nge profitable?
In financial year 2025, Pro Ch@nge made a profit of €13,676.
Where can I find the annual accounts of Pro Ch@nge?
Pro Ch@nge filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of Pro Ch@nge due?
By 31-07-2027, for financial year 2026.Timeline

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