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PRO-BLOC

Active
Private limited companyfounded 2023active for 3 yearsSint-Antoniuslaan 53, 1700 Dilbeek, BelgiumKBO/BCE: BE 0802.792.190

Financials · financial year 2025, micro format

2025 annual accounts filed 29 days after the deadline Filed on 29 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00453650.

Annual accounts 2025 filed on 29-08-2026 at the NBB all 2 filings

Equity
-€13,322
2024 · €23,215
Total assets
€23,147▼ 45.7%
2024 · €42,629
Net result
-€36,537
2024 · €23,215
Working capital
-€13,322
2024 · €23,215
Multi-year overview
2024 to 2025, 2 financial years
Operating result
-€36,473
2025
20242025
Net result
-€36,537
2025
lowest quarter of the sector
20242025
Equity
-€13,322
2025
lowest quarter of the sector
20242025
Total assets
€23,147
▼ 45.7% 2025
lowest quarter of the sector
20242025
Debt
€36,469
▲ 87.8% 2025
20242025
Working capital
-€13,322
2025
lowest quarter of the sector
20242025
Solvency
-57.6%
▼ 112.0pp 2025
lowest quarter of the sector
20242025
Current ratio
0.63
▼ 1.56 2025
lowest quarter of the sector
20242025
Return on assets (ROA)
-157.8%
▼ 212.3pp 2025
lowest quarter of the sector
20242025
Every figure per financial year
Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€31,099--€36,473
Net result€23,215within the sector's middle half--€36,537below the sector's middle half
Equity€23,215within the sector's middle half--€13,322below the sector's middle half
Total assets€42,629below the sector's middle half-€23,147below the sector's middle half▼ 45.7%
Debt€19,414-€36,469▲ 87.8%
Working capital€23,215within the sector's middle half--€13,322below the sector's middle half
Solvency54.5%within the sector's middle half--57.6%below the sector's middle half▼ 112.0pp
Current ratio2.20within the sector's middle half-0.63below the sector's middle half▼ 1.56
Return on assets (ROA)54.5%above the sector's middle half--157.8%below the sector's middle half▼ 212.3pp
above within below The sector band is the middle half of the companies in Specialised construction activities (NACE 43). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.

The operating result for 2025 is a loss of €36,473, after a profit of €31,099 in 2024.

Turnover and EBIT margin are not published. The micro format does not require them.

Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€36,469▲
2024 · €19,414
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 27 lines
Balance sheet Code20242025
Assets
Total assets20/58€42,629€23,147▼
Current assets29/58€42,629€23,147▼
Amounts receivable within one year40/41€36,307€22,020▼
Trade receivables40€36,006€21,871▼
Other amounts receivable41€301€149▼
Cash at bank and in hand54/58€6,322€1,127▼
Equity and liabilities
Total equity and liabilities10/49€42,629€23,147▼
Equity10/15€23,215-€13,322▼
Profit (loss) carried forward14€23,215-€13,322▼
Amounts payable17/49€19,414€36,469▲
Amounts payable within one year42/48€19,414€36,469▲
Trade debts44€387€17,441▲
Suppliers440/4€387€17,441▲
Taxes, remuneration and social security45€7,849€7,849=
Taxes450/3€7,849€7,849=
Other amounts payable47/48€11,178€11,178=
Income statement Code20242025
Other operating charges640/8€779€400▼
Gross operating margin9900€31,878-€36,073▼
Operating profit (loss)9901€31,099-€36,473▼
Financial charges65/66B€35€64▲
Recurring financial charges65€35€64▲
Profit (loss) for the period before taxes9903€31,064-€36,537▼
Income taxes67/77€7,849-
Profit (loss) for the period9904€23,215-€36,537▼
Profit (loss) for the period to be appropriated9905€23,215-€36,537▼
Appropriation of the result
Profit (loss) to be appropriated9906€23,215-€13,322▼
Profit (loss) brought forward from the previous period14P-€23,215

Source: Annual accounts 2025 at the NBB, filed on 29-08-2026.

Line20242025Change
Other operating charges640/8€779€400▼ 48.7%
Gross operating margin9900€31,878-€36,073-
Operating profit (loss)9901€31,099-€36,473-
Financial charges65/66B€35€64▲ 81.9%
Recurring financial charges65€35€64▲ 81.9%
Profit (loss) for the period before taxes9903€31,064-€36,537-
Income taxes67/77€7,849--
Profit (loss) for the period9904€23,215-€36,537-
Profit (loss) for the period to be appropriated9905€23,215-€36,537-
Line20242025Change
Assets
Total assets20/58€42,629€23,147▼ 45.7%
Current assets29/58€42,629€23,147▼ 45.7%
Amounts receivable within one year40/41€36,307€22,020▼ 39.3%
Trade receivables40€36,006€21,871▼ 39.3%
Other amounts receivable41€301€149▼ 50.5%
Cash at bank and in hand54/58€6,322€1,127▼ 82.2%
Equity and liabilities
Total equity and liabilities10/49€42,629€23,147▼ 45.7%
Equity10/15€23,215-€13,322-
Profit (loss) carried forward14€23,215-€13,322-
Amounts payable17/49€19,414€36,469▲ 87.8%
Amounts payable within one year42/48€19,414€36,469▲ 87.8%
Trade debts44€387€17,441▲ 45×
Suppliers440/4€387€17,441▲ 45×
Taxes, remuneration and social security45€7,849€7,849=
Taxes450/3€7,849€7,849=
Other amounts payable47/48€11,178€11,178=
Line20242025Change
Profit (loss) for the period9904€23,215-€36,537-
Operating cash flow (approximation)€23,215-€36,537-
Change in cash--€5,195-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

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Historical observation

In July 2024, 7,639 companies had the same profile as PRO-BLOC has now. Two years later, 84.8% were still going and 8.8% had gone bankrupt.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
84.8% was still going
5.6% stopped otherwise
8.8% went bankrupt

Another 0.7% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of PRO-BLOC itself: 3.9% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 7,639 companies, not a prediction for PRO-BLOC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (2)
Financial year Type Filed Reference Document
31-12-2025 micro format 29-08-2026 2026-00453650 PDF
31-12-2024 micro format 11-09-2025 2025-00492537 PDF

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