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PRO - ARTE

Active
Private limited companyfounded 199036 yrs activeBrugstraat 8, 3740 Bilzen-Hoeselt, BelgiumKBO/BCE: BE 0440.936.759
Summary

PRO - ARTE has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26,765 and a net result of €40,239. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 25% of 9986 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
Renting and operating of own or leased non-residential real estate, excluding land
NACE 68203
#10 oldest company in Bilzen-Hoeselt, Real estate sector
Size
€69,500turnover 2025
Equity
€26,765
Profit
€40,239
Financial health
85 Excellent Checked score 2025
Bankruptcy chance 12 m
0.4%
Structure
Accounts 7 d early0 of 2 deeds read
Why 85- No establishment unit in the KBO+ Founded in 1990+ Size: turnover €69,500, total assets €388,875+ Figures for FY 2025 (filed 24-07-2026)Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Better than 58% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 32+10
equity 6.9% of total assets
Liquidity 47+46
short-term debt 16.0% · cash 0.3%
Profitability 88+2
return on assets 10.3%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (26,360 companies)
Last 12 months 11-2025: 0.6% 12-2025: 0.6%● 0.0% vs 11-2025 01-2026: 0.7%▲ +2.5% vs 12-2025 02-2026: 0.7%▲ +1.7% vs 01-2026 03-2026: 0.7%● 0.0% vs 02-2026 04-2026: 0.7%▲ +6.2% vs 03-2026 05-2026: 0.7%▲ +1.3% vs 04-2026 06-2026: 0.7%▲ +3.9% vs 05-2026 07-2026: 0.8%▲ +14.5% vs 06-2026highest value 08-2026: 0.4%▼ -53.1% vs 07-2026lowest value 09-2026: 0.4%● 0.0% vs 08-2026lowest value 10-2026: 0.4%● 0.0% vs 09-2026lowest value
  • Founded in 1990 lowers the probability for this profile
  • Size: turnover €69,500, total assets €388,875 lowers the probability for this profile
  • No establishment unit in the KBO raises the probability
  • Figures for FY 2025 (filed 24-07-2026) lowers the probability
Credit up to €2,000 at 30 days acceptable
Liquidity short (current ratio 0.06 against 0.01 in 2024; short-term debt: 16% and cash: 0.3% of total assets), and 93.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 28%, liquidity 42%, profitability 85%, growth against the median 79%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 1990
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Size: turnover €69,500, total assets €388,875
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · No establishment unit in the KBO
In the bankruptcy model this factor raises the probability.
KBO · seat and establishments
lowers risk · Figures for FY 2025 (filed 24-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
7 d early
2024
8 d early
2023
30 d early
2022
21 d early
2021
7 d early
2020
24 d early
2019
6 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 15 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Highest result since 2018net €40,239 ▲13.9%
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Positive: Oldest company in Bilzen-Hoeselt, Real estate sectorin the Checked rankings #10 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Active since 1990founded 07-06-1990 36 years View

By topic

Financials

Fiscal year
2025
Turnover
€69,500
Profit
€40,239
Solvency
6.9%
Turnover▲ 4.8%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 24-07-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 23-07-2025Annual accounts filed
Go to Timeline

Company details

Legal form
Private limited company
Activity
Renting and operating of own or leased non-residential…NACE 68203
Founded
07-06-1990
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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