PRO-ACTIVE MANAGEMENT SERVICES
ActivePRO-ACTIVE MANAGEMENT SERVICES has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €118k and a net result of €3k. Equity is shrinking by ~16.2% per year across the filed fiscal years. Its solvency ranks better than 56% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
91
/ 100
Excellent▲ +21 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▲+12
Solvency99▲+4
Growth32=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 2.07 against 1.87 in 2024), and 37.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.7%
Return on assets
1.5%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
22 d early
2023
40 d early
2022
196 d late
2021
31 d late
2020
27 d late
2019
6 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€118k▼ 4.0%
2024 · €123k
2019: €320k
2020: €328k
2021: €121k
2022: €188k
2023: €189k
2024: €123k
2019 → 2025
Total assets
€189k▼ 10.0%
2024 · €210k
2019: €410k
2020: €417k
2021: €232k
2022: €233k
2023: €226k
2024: €210k
2019 → 2025
Net result
€3k
2024 · €-65k
2019: €5k
2020: €8k
2021: €-208k
2022: €68k
2023: €524
2024: €-65k
2019 → 2025
Working capital
€75k▲ 0.4%
2024 · €75k
2019: €157k
2020: €164k
2021: €134k
2022: €137k
2023: €139k
2024: €75k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€121k-€188k▲ 56.0%€189k▲ 0.3%€123k▼ 34.6%€118k▼ 4.0%
Operating result€-22k-€30k€3k▼ 89.0%€-10k€2k
Net result€-208k-€68k€524▼ 99.2%€-65k€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €2k after a loss of €10k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €189k
Fixed assets
€43k▼ 10.8%
Current assets
€146k▼ 9.7%
Equity and liabilities €189k
Equity
€118k▼ 4.0%
Debt
€70k▼ 18.5%
The debt ratio falls from 41.2% to 37.3%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€14k▲
2024 · €4k
Cash flow
€15k▲
2024 · €-52k
Solvency
62.7%▲
2024 · 58.8%
Current ratio
2.07▲
2024 · 1.87
Quick ratio
2.07▲
2024 · 1.87
Debt / equity
0.59▼
2024 · 0.70
ROE
2.5%▲
2024 · -52.8%
ROA
1.5%▲
2024 · -31.1%
Interest coverage
63.77▲
2024 · 7.30
Debt
€70k▼
2024 · €86k
Debt ≤ 1 year
€70k▼
2024 · €86k
Income taxes
€2k▼
2024 · €59k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€210k€189k▼
Fixed assets21/28€48k€43k▼
Tangible fixed assets22/27€48k€43k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€4k€7k▲
Other tangible fixed assets26€43k€35k▼
Financial fixed assets28€25-
Current assets29/58€161k€146k▼
Amounts receivable after more than one year29€133k€101k▼
Other amounts receivable291€133k€101k▼
Amounts receivable within one year40/41€10k€30k▲
Trade receivables40€10k€15k▲
Other amounts receivable41€75€14k▲
Cash at bank and in hand54/58€14k€10k▼
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€210k€189k▼
Equity10/15€123k€118k▼
Contributions10/11€62k€62k=
Reserves13€211k€203k▼
Tax-exempt reserves132€28k€28k=
Distributable reserves133€183k€175k▼
Profit (loss) carried forward14€-150k€-147k▲
Amounts payable17/49€86k€70k▼
Amounts payable within one year42/48€86k€70k▼
Trade debts44€13k€12k▼
Suppliers440/4€2k€2k▼
Bills of exchange payable441€11k€11k=
Taxes, remuneration and social security45€73k€50k▼
Taxes450/3€73k€50k▼
Other amounts payable47/48-€8k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€12k▼
Other operating charges640/8€437€453▲
Gross operating margin9900€4k€14k▲
Operating profit (loss)9901€-10k€2k▲
Financial income75/76B€4k€4k▼
Recurring financial income75€4k€4k▼
Financial charges65/66B€508€214▼
Recurring financial charges65€508€214▼
Profit (loss) for the period before taxes9903€-6k€5k▲
Income taxes67/77€59k€2k▼
Profit (loss) for the period9904€-65k€3k▲
Profit (loss) for the period to be appropriated9905€-65k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-150k€-147k▲
Profit (loss) brought forward from the previous period14P€-85k€-150k▼
Transfer from equity791/2-€8k
Profit to be distributed694/7-€8k
Return on contributions (dividend)694-€8k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
12-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 196 days late
2022
31-12
Financial
Back to profitnet €68k
Net result €68k after one loss-making year.
31-12
Financial
Equity above €150kEq €188k ▲56%
Equity rises from €121k to €188k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-208k ▼2558%
Net result drops to €-208k, the lowest in the series; recovery starts the following year.
27-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
06-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 6 days late
2019
07-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
2018
28-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Septemberlaan 151200 Sint-Lambrechts-WoluweGround area
3,090 m²
Building footprint
351 m²
Volume, LiDAR
992 m³
2 parcels, Brussels, Wallonia · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
PAM SERVICES SA
since 19952.070.505.085
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25051A0051/00N000 | Wallonia | 2,902 m² | 1 · 262 m² | - |
| 21673D0087/00L004 | Brussels | 189 m² | 1 · 89 m² | 14.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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A2PA
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DALLEUR SOCIAL
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d-Scover
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KREALIEN
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 40,707 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-02-1995
Fiscal year end31-12
Abbreviation FR
PAM SERVICES
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.