PRO-ACTIVE
ActiveSummary
PRO-ACTIVE has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31,730 and a net result of €1,532. Equity has been growing by about 3.4% per year since 2019. Its solvency ranks better than 19% of 10,818 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 22-06-1995 Normal situation
- Activity
- Business and other management consultancy NACE 70200and 1 other
- Establishment unit
- 2.072.231.091 1410 Waterloo, since 05-07-1995
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €8,937
- ▼ 25.9%
- Turnover
- ≈ €36,000
- estimated
- Profit
- €1,532
- Equity
- €31,730
- ▲ 5.1%
- Total assets
- €210,963
- ▼ 5.3%
Score breakdownraises riskEquity €31,730 (15.0% of total assets)lowers riskLiquidity: current ratio 33.40, cash €135,789Size: total assets €210,963Sector: Activities of head offices; management consultancy activities (NACE 70)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 20% of them on solvency, 97% on liquidity, 33% on profitability and 51% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 58 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, abbreviated format
Annual accounts 2025 filed on 29-07-2026 at the NBB all 28 filings
Every figure per financial year
The operating result for 2025 is 56% higher than in 2024. It is the second rise in a row, after the fall in 2023.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €8,930 | €1,490 | €5,255 | €50,622 | €1,892 |
| Depreciation and write-downs of the year | €907 | €1,848 | €1,944 | €11,365 | €7,794 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Subsidies and aid
European Union, budget
2021 to 2023 · 4 entries · €853,451 in total| Year | Entries | Awarded |
|---|---|---|
| 2023 | 2 | €431,498 |
| 2021 | 2 | €421,953 |
European research
7 projects · €1.8m EU contributionShow 2 more projects
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €816 | €761 | €907 | €1,848 | €1,944 | €11,365 | €7,794 | ▼ 31.4% |
| Other operating charges640/8 | - | - | €348 | €1,348 | €584 | €85 | €184 | ▲ 117% |
| Gross operating margin9900 | -€780 | €2,708 | €3,372 | €2,882 | €1,670 | €12,066 | €8,937 | ▼ 25.9% |
| Operating profit (loss)9901 | -€1,944 | €148 | €2,117 | -€314 | -€859 | €616 | €959 | ▲ 55.8% |
| Financial income75/76B | - | - | €1,963 | €1,976 | €1,937 | €1 | €2,185 | ▲ 2,300× |
| Recurring financial income75 | €2,535 | €3,371 | €1,963 | €1,976 | €1,937 | €1 | €2,185 | ▲ 2,300× |
| Financial charges65/66B | - | - | €96 | €90 | €93 | €87 | €87 | ▼ 0.8% |
| Recurring financial charges65 | €73 | €105 | €96 | €90 | €93 | €87 | €87 | ▼ 0.8% |
| Profit (loss) for the period before taxes9903 | €428 | €3,414 | €3,984 | €1,572 | €985 | €529 | €3,058 | ▲ 478% |
| Income taxes67/77 | €500 | - | €1,114 | €533 | €596 | €1,479 | €1,526 | ▲ 3.1% |
| Profit (loss) for the period9904 | -€72 | €3,414 | €2,870 | €1,039 | €388 | -€950 | €1,532 | - |
| Profit (loss) for the period to be appropriated9905 | -€72 | €3,414 | €2,870 | €1,039 | €388 | -€950 | €1,532 | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €229,382 | €146,963 | €258,552 | €146,206 | €388,850 | €222,735 | €210,963 | ▼ 5.3% |
| Fixed assets21/28 | €6,876 | €7,148 | €15,171 | €14,812 | €18,123 | €39,257 | €33,356 | ▼ 15.0% |
| Tangible fixed assets22/27 | €6,876 | €7,148 | €15,171 | €14,812 | €18,123 | €39,257 | €33,356 | ▼ 15.0% |
| Furniture and vehicles24 | - | - | €6,562 | €7,097 | €11,301 | €33,327 | €28,319 | ▼ 15.0% |
| Other tangible fixed assets26 | - | - | €8,609 | €7,716 | €6,823 | €5,930 | €5,037 | ▼ 15.1% |
| Current assets29/58 | €222,506 | €139,815 | €243,382 | €131,394 | €370,727 | €183,478 | €177,608 | ▼ 3.2% |
| Stocks and contracts in progress3 | - | €1,750 | €1,200 | €200 | - | - | - | - |
| Stocks30/36 | - | - | €1,200 | €200 | - | - | - | - |
| Amounts receivable within one year40/41 | €39,514 | €56,231 | €52,571 | €46,014 | €36,061 | €41,125 | €39,299 | ▼ 4.4% |
| Trade receivables40 | - | - | €20,813 | €16,427 | - | €1,900 | €2,703 | ▲ 42.3% |
| Other amounts receivable41 | - | - | €31,758 | €29,587 | €36,061 | €39,225 | €36,595 | ▼ 6.7% |
| Cash at bank and in hand54/58 | €182,665 | €81,611 | €177,341 | €78,902 | €332,506 | €140,193 | €135,789 | ▼ 3.1% |
| Deferred charges and accrued income490/1 | - | - | €12,270 | €6,278 | €2,160 | €2,160 | €2,520 | ▲ 16.7% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €229,382 | €146,963 | €258,552 | €146,206 | €388,850 | €222,735 | €210,963 | ▼ 5.3% |
| Equity10/15 | €23,436 | €26,850 | €29,720 | €30,759 | €31,147 | €30,197 | €31,730 | ▲ 5.1% |
| Contributions10/11 | €9,916 | - | €9,916 | €9,916 | €9,916 | €9,916 | €9,916 | = |
| Contributions outside capital11 | - | - | - | - | - | €9,916 | €9,916 | = |
| Other1109/19 | - | - | - | - | - | €9,916 | €9,916 | = |
| Reserves13 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Non-distributable reserves130/1 | - | - | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Legal reserve130 | - | - | - | - | - | €1,859 | - | - |
| Reserves not available under the articles1311 | - | - | €1,859 | €1,859 | €1,859 | - | €1,859 | - |
| Profit (loss) carried forward14 | €11,661 | €15,075 | €17,945 | €18,984 | €19,372 | €18,422 | €19,955 | ▲ 8.3% |
| Amounts payable17/49 | €205,947 | €120,113 | €228,833 | €115,448 | €357,703 | €192,538 | €179,234 | ▼ 6.9% |
| Amounts payable within one year42/48 | €2,300 | €16,625 | €20,234 | €11,448 | €1,500 | €4,550 | €5,317 | ▲ 16.8% |
| Trade debts44 | €2,300 | €16,595 | €20,180 | €10,954 | €1,500 | €3,601 | €4,407 | ▲ 22.4% |
| Suppliers440/4 | - | - | €20,180 | €10,954 | €1,500 | €3,601 | €4,407 | ▲ 22.4% |
| Taxes, remuneration and social security45 | - | - | €54 | €494 | - | €950 | €910 | ▼ 4.2% |
| Taxes450/3 | - | - | €54 | €494 | - | €950 | €910 | ▼ 4.2% |
| Accrued charges and deferred income492/3 | - | - | €208,599 | €104,000 | €356,203 | €187,987 | €173,917 | ▼ 7.5% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€72 | €3,414 | €2,870 | €1,039 | €388 | -€950 | €1,532 | - |
| + Depreciation and write-downs630 | €816 | €761 | €907 | €1,848 | €1,944 | €11,365 | €7,794 | ▼ 31.4% |
| Operating cash flow (approximation) | €744 | €4,175 | €3,777 | €2,887 | €2,333 | €10,415 | €9,326 | ▼ 10.5% |
| Investment in fixed assets (approximation) | - | -€1,032 | -€8,930 | -€1,490 | -€5,255 | -€32,499 | -€1,892 | ▲ 94.2% |
| Change in cash | - | -€101,053 | €95,729 | -€98,439 | €253,604 | -€192,314 | -€4,404 | ▲ 97.7% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 3,984 companies had the same profile as PRO-ACTIVE has now. Two years later, 96.5% were still going and 1.1% had gone bankrupt.
- Micro
- 20 years or older
- solvency 10 to 30%
- a profit under 5% of the balance sheet
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of PRO-ACTIVE itself is lower: < 0.1% within 12 months. It rests on far more data about PRO-ACTIVE than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,984 companies, not a prediction for PRO-ACTIVE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 28 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 29-07-2026 | 2026-00350203 | |
| 31-12-2024 | micro format | 30-06-2025 | 2025-00202608 | |
| 31-12-2023 | micro format | 14-08-2024 | 2024-00344410 | |
| 31-12-2022 | micro format | 28-03-2024 | 2024-00051638 | |
| 31-12-2021 | micro format | 31-08-2022 | 2022-20426624 | |
| 31-12-2020 | micro format | 29-08-2021 | 2021-65400309 | |
| 31-12-2019 | micro format | 30-11-2020 | 2020-74200342 | |
| 31-12-2017 | micro format | 29-09-2018 | 2018-68600559 | |
| 31-12-2015 | full format | 31-08-2016 | 2016-59100319 | |
| 31-12-2014 | full format | 31-08-2015 | 2015-57500478 |
Board & ownership
Directors
Owners and capital
Capital transactions
- 27-08-2024 Converted to unavailable equity
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Majorité des décisions du collège, majorité absolue des voix”
- Dissolution ruleThe articles set when and by whom the company can be dissolved.
- “Dissolution et liquidation, nombre, pouvoirs et émoluments déterminés par l'assemblée générale”
Articles of association, deed of 27-08-2024 (in French)
Network & group
PRO-ACTIVE shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of PRO-ACTIVE. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
27-08
Gazette deed
Reappointment: Thomas ZADROZNY MATTHYSSE (director)Amendment of the articles · Capital conversion · Reserve release8 points ▸
- General meeting, 20-03-2024
- Amendment of the articles, mentioned 2 times in the deed
- Capital conversion, “compte de capitaux propres statutairement indisponible” (deed in French)
- Reserve release, “éventuels versements futurs de la part non encore libérée du capital souscrit dans le passé, suppression du compte de capitaux propres statutairement indisponib…” (deed in French)
- Purpose change
- Director reappointment, Thomas ZADROZNY MATTHYSSE (director)
- Power of attorney
- Power of attorney, Dimitri CLEENEWERCK de CRAYENCOUR
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Codes under NACEBEL 2003
12 activities
- Tous services généraux pouvant être rendus à des personnes morales ou physiques, associations ou sociétés, en Belgique et à l’étranger et notamment en gestion, organisation, implantation, assistance en stratégie managériale, financière, commerciale, informatique administrative, sociale, ….
- Le développement de toutes activités se rapportant directement ou indirectement à la création, la production, la réalisation, la diffusion, la promotion, l’édition, et la conception de toute activité de communication artistique, musicale, graphique, événementielle, promotionnelle, publicitaire, informatique, électronique, ou tout autre type de communication dont notamment le cinéma, l’art, le spectacle, l’audiovisuel, l’événementiel, le multimédia, les voyages, l’écriture et ce quelque en soit le support connu et inconnu à ce jour : disques, scènes, compact disc, livres, médias, mail, vidéos, affiches, bandes, cassettes, télévisuel, multimédias, …
- Toutes activités dans le secteur de l’information, la communication, la recherche et l’innovation scientifique et médicale (Biomédicale, Healthtech, Biotech et Medtech, digitale et autres technologies de pointe connues ou inconnues à ce jour) y compris l'intégration des technologies, l'exploitation des résultats de recherche, l'innovation et la mise au marché de ces technologies et la recherche d'investisseurs pour celles-ci.
- La recherche, la conception, le développement, le design, la promotion, l’industrie de biens et services informatiques, médiatiques, télématiques, techniques, domestiques, électroniques, domotiques ou de nouvelle technologies.
- Le conseil, la consultance, la formation, l’information des biens, services et techniques prédécrits sous quelque support que ce soit, connu ou inconnu à ce jour.
- La gestion, l’acquisition et la transmission, de licences, de franchises, de représentation en agences et intermédiaires, de brevets, de marques ainsi que toute recherche relatives à de nouveaux produits, services ou procédés
- Organiser, concevoir, proposer, consulter, vendre des voyages, séjours individuels, collectifs, découvertes, incentives, exploratoires, culturels.
- Proposer tous types de biens et services pouvant être fournis à l’occasion de voyages ou de séjours, notamment la délivrance de titres de transport, la réservation de chambres dans des établissements hôteliers ou dans des locaux d’hébergement touristique et la délivrance de bons d’hébergement ou de restauration et services liés à l’accueil touristique, notamment l’organisation de visites de musées ou de monuments historiques.
- Elle pourra également procéder à la gestion des droits d’auteurs en qualité d’ayant droit intellectuel.
- L’exercice des fonctions d’administrateurs et autres mandats dans d’autres sociétés.
- Accomplir toutes opérations commerciales, industrielles, financières, mobilières ou immobilières se rapportant directement ou indirectement à son objet ou qui seraient de nature à en faciliter directement ou indirectement, entièrement ou partiellement, la réalisation
- S'intéresser par voie d'apport, de fusion, de souscription ou de toute autre manière dans toutes affaires, entreprises, associations ou sociétés ayant un objet identique, analogue ou connexe au sien ou qui sont de nature à favoriser le développement de son entreprise, à lui procurer des matières premières ou à faciliter l’écoulement de ses produits
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 25763K0450/00_000 | Wallonia | 988 m² | 1 · 183 m² | 9.6 m · 2 |