Skip to content

PRO ACTION

Active
Private limited companyfounded 201313 yrs activeGasthuisbosdreef 43, 3700 Tongeren-Borgloon, BelgiumKBO/BCE: BE 0536.355.659
Summary

PRO ACTION has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €101,992 and a net result of €10,784. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 42% of 2357 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability71▼-9
Solvency42▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity short (current ratio 0.33 against 2.4 in 2024; short-term debt: 13.5% and cash: 1.9% of total assets), and 82.8% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sports, amusement and recreation activities (NACE 93)
about 50% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
17.2%
Return on assets
1.8%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 13 years 0 20 y
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €101,992
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-04-2026, 6 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
6 d early
2024
5 d early
2023
4 d early
2022
2 d early
2021
304 d late
2020
1 d early
2019
263 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 78 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

PRO ACTION was incorporated on 3 July 2013.1 Total assets rose from EUR 159,957 in 2018 to EUR 591,501 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€101,992▲ 11.8%
2024 · €91,209
Total assets
€591,501▲ 1.1%
2024 · €585,306
Net result
€10,784▼ 80.3%
2024 · €54,753
Working capital
-€53,477
2024 · €64,022
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 93, Sports, amusement and recreation activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€10,835€20,273▲ 87.1%€11,303▼ 44.2%€78,484▲ 594%€18,680▼ 76.2%
Net result-€45within the sector's middle half▲ 99.7%€9,499within the sector's middle half€1,066within the sector's middle half▼ 88.8%€54,753above the sector's middle half▲ 5,036%€10,784within the sector's middle half▼ 80.3%
Equity€25,891within the sector's middle half▼ 0.2%€35,390within the sector's middle half▲ 36.7%€36,456within the sector's middle half▲ 3.0%€91,209within the sector's middle half▲ 150%€101,992within the sector's middle half▲ 11.8%
Total assets€639,374above the sector's middle half▲ 42.4%€628,371above the sector's middle half▼ 1.7%€583,946above the sector's middle half▼ 7.1%€585,306above the sector's middle half▲ 0.2%€591,501above the sector's middle half▲ 1.1%
Debt€613,482▲ 45.0%€592,981▼ 3.3%€547,490▼ 7.7%€479,668▼ 12.4%€475,609▼ 0.8%
Working capital-€39,920within the sector's middle half▼ 225%-€50,038within the sector's middle half▼ 25.3%-€62,318below the sector's middle half▼ 24.5%€64,022above the sector's middle half-€53,477below the sector's middle half
Solvency4.0%within the sector's middle half▼ 1.7pp5.6%within the sector's middle half▲ 1.6pp6.2%within the sector's middle half▲ 0.6pp15.6%within the sector's middle half▲ 9.3pp17.2%within the sector's middle half▲ 1.7pp
Current ratio0.22below the sector's middle half▼ 0.470.16below the sector's middle half▼ 0.070.01below the sector's middle half▼ 0.152.40above the sector's middle half▲ 2.380.33below the sector's middle half▼ 2.07
Return on assets (ROA)0.0%within the sector's middle half▲ 3.0pp1.5%within the sector's middle half▲ 1.5pp0.2%within the sector's middle half▼ 1.3pp9.4%within the sector's middle half▲ 9.2pp1.8%within the sector's middle half▼ 7.5pp
Staff (FTE)0.8
above within below the middle half (P25 to P75) of NACE 93, Sports, amusement and recreation activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000€40,000€60,000€80,000Operating result 2021: €10,835€10,835Net result 2021: -€45-€45Operating result 2022: €20,273€20,273Net result 2022: €9,499€9,499Operating result 2023: €11,303€11,303Net result 2023: €1,066€1,066Operating result 2024: €78,484€78,484Net result 2024: €54,753€54,753Operating result 2025: €18,680€18,680Net result 2025: €10,784€10,78420212022202320242025€0€20,000€40,000€60,000€80,000Operating result 2023: €11,303€11,300Net result 2023: €1,066€1,070Operating result 2024: €78,484€78,500Net result 2024: €54,753€54,800Operating result 2025: €18,680€18,700Net result 2025: €10,784€10,800202320242025
The operating result falls in 2025; 2025 is 76% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €591,501
Fixed assets €565,162 ▲ 18.9%
Current assets €26,339 ▼ 76.0%
Equity and liabilities €591,501
Equity €101,992 ▲ 11.8%
Provisions €13,900 ▼ 3.7%
Debt €475,609 ▼ 0.8%
Debt's share of the balance-sheet total falls from 82.0% to 80.4%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€50,506▼
2024 · €104,592
Cash flow
€42,610▼
2024 · €80,860
Debt to equity
4.66▼
2024 · 5.26
ROE
10.6%▼
2024 · 60.0%
Interest coverage
5.99▼
2024 · 11.24
Debt ≤ 1 year
€79,816▲
2024 · €45,865
Debt > 1 year
€391,659▼
2024 · €433,803
Staff costs
€34▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 4,105 companies that looked in July 2024 the way this one looks now, 0.9% went bankrupt within 24 months and 98% are still going.

  • Small
  • 10 to 20 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet
0.9% went bankrupt
0.9% stopped otherwise
98% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 4,105 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet Code20242025
Assets
Total assets20/58€585,306€591,501▲
Fixed assets21/28€475,419€565,162▲
Tangible fixed assets22/27€475,419€565,162▲
Land and buildings22€475,419€547,720▲
Plant, machinery and equipment23-€17,442
Current assets29/58€109,887€26,339▼
Amounts receivable within one year40/41€0€15,016▲
Trade receivables40-€3,000
Other amounts receivable41€0€12,016▲
Cash at bank and in hand54/58€109,887€11,101▼
Deferred charges and accrued income490/1€0€223▲
Equity and liabilities
Total equity and liabilities10/49€585,306€591,501▲
Equity10/15€91,209€101,992▲
Contributions10/11€18,600€18,600=
Reserves13€72,609€83,392▲
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Tax-exempt reserves132€43,288€41,700▼
Distributable reserves133€27,461€39,832▲
Profit (loss) carried forward14€0-
Provisions and deferred taxes16€14,429€13,900▼
Deferred taxes168€14,429€13,900▼
Amounts payable17/49€479,668€475,609▼
Amounts payable after more than one year17€433,803€391,659▼
Financial debts170/4€433,803€391,659▼
Amounts payable within one year42/48€45,865€79,816▲
Current portion of amounts payable after more than one year42€45,501€42,144▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€234€1,064▲
Suppliers440/4€234€1,064▲
Other amounts payable47/48€130€36,608▲
Accrued charges and deferred income492/3€0€4,133▲
Income statement Code20242025
Non-recurring operating income76A€57,718€0▼
Remuneration, social security and pensions62€0€34▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26,108€31,826▲
Other operating charges640/8€5,642€5,539▼
Gross operating margin9900€110,234€56,078▼
Operating profit (loss)9901€78,484€18,680▼
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€9,302€8,426▼
Recurring financial charges65€9,302€8,426▼
Profit (loss) for the period before taxes9903€69,182€10,254▼
Transfer from deferred taxes780-€529
Transfer to deferred taxes680€14,429€0▼
Profit (loss) for the period9904€54,753€10,784▼
Transfer from tax-exempt reserves789-€1,588
Transfer to tax-exempt reserves689€43,288€0▼
Profit (loss) for the period to be appropriated9905€11,465€12,371▲
Appropriation of the result
Profit (loss) to be appropriated9906€8,474€12,371▲
Profit (loss) brought forward from the previous period14P-€2,990€0▲
Transfer to equity691/2€8,474€12,371▲
To other reserves6921€8,474€12,371▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A---€57,718€0▼ 100%
Remuneration, social security and pensions62-€2,352€1,969€0€34-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29,146€34,581€35,663€26,108€31,826▲ 21.9%
Other operating charges640/8€8,289€544€4,975€5,642€5,539▼ 1.8%
Gross operating margin9900€48,270€57,750€53,910€110,234€56,078▼ 49.1%
Operating profit (loss)9901€10,835€20,273€11,303€78,484€18,680▼ 76.2%
Financial income75/76B--€0€0€0-
Recurring financial income75--€0€0€0-
Financial charges65/66B€10,880€10,775€10,237€9,302€8,426▼ 9.4%
Recurring financial charges65€10,880€10,775€10,237€9,302€8,426▼ 9.4%
Profit (loss) for the period before taxes9903-€45€9,499€1,066€69,182€10,254▼ 85.2%
Transfer from deferred taxes780----€529-
Transfer to deferred taxes680---€14,429€0▼ 100%
Profit (loss) for the period9904-€45€9,499€1,066€54,753€10,784▼ 80.3%
Transfer from tax-exempt reserves789----€1,588-
Transfer to tax-exempt reserves689---€43,288€0▼ 100%
Profit (loss) for the period to be appropriated9905-€45€9,499€1,066€11,465€12,371▲ 7.9%
Line20212022202320242025Change
Assets
Total assets20/58€639,374€628,371€583,946€585,306€591,501▲ 1.1%
Fixed assets21/28€627,816€618,880€583,217€475,419€565,162▲ 18.9%
Tangible fixed assets22/27€627,816€618,880€583,217€475,419€565,162▲ 18.9%
Land and buildings22€627,816€618,880€583,217€475,419€547,720▲ 15.2%
Plant, machinery and equipment23----€17,442-
Current assets29/58€11,558€9,490€729€109,887€26,339▼ 76.0%
Amounts receivable within one year40/41€3€3€3€0€15,016-
Trade receivables40----€3,000-
Other amounts receivable41€3€3€3€0€12,016-
Cash at bank and in hand54/58€9,115€9,488€0€109,887€11,101▼ 89.9%
Deferred charges and accrued income490/1€2,440-€726€0€223-
Equity and liabilities
Total equity and liabilities10/49€639,374€628,371€583,946€585,306€591,501▲ 1.1%
Equity10/15€25,891€35,390€36,456€91,209€101,992▲ 11.8%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Reserves13€20,846€20,846€20,846€72,609€83,392▲ 14.9%
Non-distributable reserves130/1€1,860€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860€1,860€1,860€1,860=
Tax-exempt reserves132---€43,288€41,700▼ 3.7%
Distributable reserves133€18,986€18,986€18,986€27,461€39,832▲ 45.1%
Profit (loss) carried forward14-€13,555-€4,056-€2,990€0--
Provisions and deferred taxes16---€14,429€13,900▼ 3.7%
Deferred taxes168---€14,429€13,900▼ 3.7%
Amounts payable17/49€613,482€592,981€547,490€479,668€475,609▼ 0.8%
Amounts payable after more than one year17€557,871€524,262€479,304€433,803€391,659▼ 9.7%
Financial debts170/4€557,871€524,262€479,304€433,803€391,659▼ 9.7%
Amounts payable within one year42/48€51,478€59,528€63,047€45,865€79,816▲ 74.0%
Current portion of amounts payable after more than one year42€40,945€45,609€44,958€45,501€42,144▼ 7.4%
Financial debts43--€70€0--
Credit institutions430/8--€70€0--
Trade debts44€10,533€181€0€234€1,064▲ 354%
Suppliers440/4€10,533€181€0€234€1,064▲ 354%
Taxes, remuneration and social security45-€139€0---
Remuneration and social security454/9-€139€0---
Other amounts payable47/48-€13,600€18,019€130€36,608▲ 28,141%
Accrued charges and deferred income492/3€4,133€9,190€5,139€0€4,133-
Line20212022202320242025Change
Profit (loss) for the period9904-€45€9,499€1,066€54,753€10,784▼ 80.3%
+ Depreciation and write-downs630€29,146€34,581€35,663€26,108€31,826▲ 21.9%
Operating cash flow (approximation)€29,101€44,080€36,729€80,860€42,610▼ 47.3%
Investment in fixed assets (approximation)--€25,646€0€81,691-€121,569▼ 249%
Change in cash-€372-€9,488€109,887-€98,786▼ 190%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
24-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial Equity above €100,000Eq €101,992 ▲11.8%
4 profitable years in a row build equity to €101,992.
25-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial Highest result since 2018net €54,753 ▲5,036%
Operating result €78,484, net result €54,753, both a record.
30-09
Financial Liquidity times 207current ratio 2.40
Current ratio from 0.01 to 2.40; short-term debt falls from €63,047 to €45,865.
26-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
28-04
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
28-02
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 304 days late
2022
30-09
Financial Back to profitnet €9,499
Net result €9,499 after 2 loss-making years.
2021
29-04
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
18-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 263 days late
2020
30-09
Financial Weakest financial yearnet -€13,510
Net result drops to -€13,510, the lowest in the series; recovery starts the following year.
Show earlier events
2019
06-02
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
09-02
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2013
seat establishment The establishment unit on the map
Ground area
1,215 m²
Building footprint
353 m²
Volume, LiDAR
1,647 m³
Parcel 73347A0050/00T000, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
Gasthuisbosdreef 43, 3700 Tongeren-Borgloon
Human health activities
since 20132.220.631.985
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73347A0050/00T000 Flanders 1,215 m² 1 · 353 m² 6.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,520 companies in sector 93130 we hold annual accounts for 690. 534 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded03-07-2013
Fiscal year end30-09
Activities, NACEBEL 2025
93130Fitness centres
68201Renting and operating of own or leased residential real estate, excluding social housing
86959Human health activities
86995Nutrition and dietetics services
86999Other human health activities
93299Other amusement and recreation activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0536355659
Also 9925:BE0536355659
Registered 30-11-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.