PRO-ACT
ActivePRO-ACT has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €275k and a net result of €53k. Equity is growing by ~37.5% per year across the filed fiscal years. Its solvency ranks better than 52% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-1
Solvency83=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity short (current ratio 0.35 against 0.29 in 2024; short-term debt: 27.8% and cash: 3.9% of total assets), and 42.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.7%
Return on assets
11.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
27 d late
2022
30 d late
2021
31 d late
2020
13 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€275k▲ 24.2%
2024 · €221k
2018: €7k
2019: €19k
2020: €50k
2021: €87k
2022: €126k
2023: €175k
2024: €221k
2018 → 2025
Total assets
€476k▲ 23.9%
2024 · €384k
2018: €27k
2019: €58k
2020: €238k
2021: €316k
2022: €286k
2023: €328k
2024: €384k
2018 → 2025
Net result
€53k▲ 17.1%
2024 · €46k
2018: €-37k
2019: €12k
2020: €24k
2021: €36k
2022: €39k
2023: €50k
2024: €46k
2018 → 2025
Working capital
€-87k▼ 6.4%
2024 · €-81k
2018: €-78
2019: €15k
2020: €-68k
2021: €-121k
2022: €-84k
2023: €-89k
2024: €-81k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€87k-€126k▲ 45.4%€175k▲ 39.3%€221k▲ 26.0%€275k▲ 24.2%
Operating result€63k-€62k▼ 0.4%€78k▲ 25.0%€71k▼ 8.2%€88k▲ 22.9%
Net result€36k-€39k▲ 8.8%€50k▲ 25.9%€46k▼ 7.7%€53k▲ 17.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 23% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €476k
Fixed assets
€430k▲ 22.5%
Current assets
€46k▲ 38.6%
Equity and liabilities €476k
Equity
€275k▲ 24.2%
Debt
€201k▲ 23.6%
The debt ratio falls from 42.4% to 42.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€92k▲
2024 · €73k
Cash flow
€58k▲
2024 · €47k
Solvency
57.7%▲
2024 · 57.6%
Current ratio
0.35▲
2024 · 0.29
Quick ratio
0.35▲
2024 · 0.29
Debt / equity
0.73▼
2024 · 0.74
ROE
19.5%▼
2024 · 20.7%
ROA
11.2%▼
2024 · 11.9%
Interest coverage
11.72▲
2024 · 9.55
Debt
€201k▲
2024 · €163k
Debt ≤ 1 year
€132k▲
2024 · €114k
Debt > 1 year
€67k▲
2024 · €46k
Income taxes
€27k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€384k€476k▲
Fixed assets21/28€351k€430k▲
Tangible fixed assets22/27€9k€9k▲
Land and buildings22€2k€2k▼
Furniture and vehicles24€7k€7k▲
Financial fixed assets28€342k€421k▲
Current assets29/58€33k€46k▲
Amounts receivable within one year40/41€20k€23k▲
Trade receivables40€20k€23k▲
Cash at bank and in hand54/58€11k€19k▲
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€384k€476k▲
Equity10/15€221k€275k▲
Contributions10/11€6k€6k=
Revaluation surpluses12€0-
Reserves13€215k€268k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€215k€268k▲
Amounts payable17/49€163k€201k▲
Amounts payable after more than one year17€46k€67k▲
Financial debts170/4€46k€67k▲
Amounts payable within one year42/48€114k€132k▲
Current portion of amounts payable after more than one year42€24k€40k▲
Financial debts43€5k€20k▲
Credit institutions430/8€5k€20k▲
Trade debts44€6k€6k▼
Suppliers440/4€6k€6k▼
Taxes, remuneration and social security45€37k€26k▼
Taxes450/3€37k€26k▼
Other amounts payable47/48€42k€41k▼
Accrued charges and deferred income492/3€3k€2k▼
Income statement
Code20242025
Non-recurring operating income76A€0€13k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k▲
Other operating charges640/8€4k€3k▼
Gross operating margin9900€77k€95k▲
Operating profit (loss)9901€71k€88k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€8k€8k▲
Recurring financial charges65€8k€8k▲
Profit (loss) for the period before taxes9903€64k€80k▲
Income taxes67/77€18k€27k▲
Profit (loss) for the period9904€46k€53k▲
Profit (loss) for the period to be appropriated9905€46k€53k▲
Appropriation of the result
Profit (loss) to be appropriated9906€46k€53k▲
Transfer to equity691/2€46k€53k▲
To other reserves6921€46k€53k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Highest result since 2018net €53k ▲17.1%
Operating result €88k, net result €53k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Equity above €200kEq €221k ▲26%
6 profitable years in a row build equity to €221k.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Equity above €150kEq €175k ▲39.3%
5 profitable years in a row build equity to €175k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Equity above €100kEq €126k ▲45.4%
4 profitable years in a row build equity to €126k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Achterstraat (Ab) 132920 KalmthoutGround area
1,563 m²
Building footprint
160 m²
Volume, LiDAR
1,030 m³
Parcel 11662D0112/00H000, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PRO-ACT
since 20092.177.502.718
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11662D0112/00H000 | Flanders | 1,563 m² | 1 · 160 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
B & M St co
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HAJCO
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HEDIC Consult
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ARN CONSULTING
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 38,568 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-03-2009
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46341Wholesale of wines and spirits
46432Wholesale trade
46643Wholesale of electrical equipment, including installation materials
46649Wholesale of other machinery and equipment
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.