PRO.ACT
ActivePRO.ACT has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €-3k. Equity is shrinking by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 94% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability17▼-5
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 21.82 against 10.58 in 2024; short-term debt: 4.6% and cash: 98.7% of total assets), and 4.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.4%
Return on assets
-8.3%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-3k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
27 d late
2023
29 d late
2022
30 d late
2021
38 d early
2020
53 d early
2019
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€39k▼ 8.0%
2024 · €43k
2018: €56k
2019: €57k
2020: €53k
2021: €50k
2022: €49k
2023: €46k
2024: €43k
2018 → 2025
Total assets
€41k▼ 12.7%
2024 · €47k
2018: €67k
2019: €64k
2020: €60k
2021: €52k
2022: €50k
2023: €46k
2024: €47k
2018 → 2025
Net result
€-3k▼ 14.2%
2024 · €-3k
2018: €-5k
2019: €5k
2020: €-4k
2021: €-3k
2022: €-1k
2023: €-3k
2024: €-3k
2018 → 2025
Working capital
€39k▼ 8.0%
2024 · €43k
2018: €56k
2019: €57k
2020: €54k
2021: €51k
2022: €49k
2023: €46k
2024: €43k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€50k-€49k▼ 2.6%€46k▼ 5.5%€43k▼ 6.6%€39k▼ 8.0%
Operating result€-3k-€-1k▲ 60.7%€-3k▼ 122%€-4k▼ 44.5%€-4k▼ 15.3%
Net result€-3k-€-1k▲ 58.2%€-3k▼ 101%€-3k▼ 13.5%€-3k▼ 14.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €4k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €41k
Equity
€39k▼ 8.0%
Debt
€2k▼ 57.7%
The debt ratio falls from 9.5% to 4.6%. Equity and debt are lower.
Key figures and ratios
Solvency
95.4%▲
2024 · 90.5%
Current ratio
21.82▲
2024 · 10.58
Quick ratio
21.82▲
2024 · 10.58
Debt / equity
0.05▼
2024 · 0.10
ROE
-8.7%▼
2024 · -7.0%
ROA
-8.3%▼
2024 · -6.4%
Debt
€2k▼
2024 · €4k
Debt ≤ 1 year
€2k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€47k€41k▼
Current assets29/58€47k€41k▼
Amounts receivable within one year40/41€2k€194▼
Trade receivables40€2k-
Other amounts receivable41€220€194▼
Cash at bank and in hand54/58€45k€41k▼
Deferred charges and accrued income490/1-€338
Equity and liabilities
Total equity and liabilities10/49€47k€41k▼
Equity10/15€43k€39k▼
Contributions10/11€19k€19k=
Reserves13€38k€38k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Tax-exempt reserves132€37k€37k=
Profit (loss) carried forward14€-14k€-18k▼
Amounts payable17/49€4k€2k▼
Amounts payable within one year42/48€4k€2k▼
Trade debts44€660-
Suppliers440/4€660-
Taxes, remuneration and social security45€313€162▼
Taxes450/3€313€162▼
Other amounts payable47/48€3k€2k▼
Income statement
Code20242025
Non-recurring operating income76A€190-
Other operating charges640/8€387€400▲
Gross operating margin9900€-3k€-4k▼
Operating profit (loss)9901€-4k€-4k▼
Financial income75/76B€733€874▲
Recurring financial income75€733€874▲
Financial charges65/66B€42€43▲
Recurring financial charges65€42€43▲
Profit (loss) for the period before taxes9903€-3k€-3k▼
Profit (loss) for the period9904€-3k€-3k▼
Profit (loss) for the period to be appropriated9905€-3k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€-18k▼
Profit (loss) brought forward from the previous period14P€-11k€-14k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Liquidity doublescurrent ratio 21.82
Current ratio from 10.58 to 21.82; short-term debt falls from €4k to €2k.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Liquidity triplescurrent ratio 83.33
Current ratio from 29.21 to 83.33; short-term debt falls from €2k to €557.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity quadruplescurrent ratio 35.60
Current ratio from 9.50 to 35.60; short-term debt falls from €6k to €1k.
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue du Général Lobau 101380 LasneGround area
1,993 m²
Building footprint
125 m²
Volume, LiDAR
723 m³
Parcel 25061A0046/00H002, Wallonia · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PRO ACT SPRL
since 19952.074.175.150
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25061A0046/00H002 | Wallonia | 1,993 m² | 1 · 125 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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HDSL CONSULT
BE 1018.811.487
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Coose & Co.
BE 1004.585.745
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VACARA
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 36,595 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded22-11-1995
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:jl.hubinon@pro-act.be