PRML Solutions
ActivePRML Solutions has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €123k and a net result of €23k. Equity is growing by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 81% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability76▲+29
Solvency100=
Growth35=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 6.62 against 9.89 in 2023; short-term debt: 15.1% and cash: 44.2% of total assets), and 15.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.9%
Return on assets
15.6%
Age of the figures
12 mo
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 11-05-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
11 d late
2023
57 d early
2022
56 d early
2021
59 d early
2020
5 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Turnover
€52k▲ 149%
2023 · €21k
2020: €152k
2021: €77k
2022: €62k
2023: €21k
2020 → 2025
EBIT margin
41.7%▲ 13.5pp
2023 · 28.2%
2020: 64.4%
2021: 43.9%
2022: 43.0%
2023: 28.2%
2020 → 2025
Net result
€23k▲ 355%
2023 · €5k
2020: €70k
2021: €24k
2022: €19k
2023: €5k
2020 → 2025
Working capital
€123k▲ 2.2%
2023 · €120k
2020: €73k
2021: €98k
2023: €120k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232025Trend
Turnover€152k-€77k▼ 49.3%€62k▼ 19.5%€21k▼ 66.0%€52k▲ 149%
Equity€73k-€98k▲ 33.1%€117k▲ 19.5%€120k▲ 2.9%€123k▲ 2.2%
Operating result€98k-€34k▼ 65.5%€27k▼ 21.2%€6k▼ 77.7%€22k▲ 268%
Net result€70k-€24k▼ 65.4%€19k▼ 21.7%€5k▼ 74.0%€23k▲ 355%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €22k in 2025, compared with €6k in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Equity and liabilities €144k
Equity
€123k▲ 2.2%
Debt
€22k▲ 61.8%
The debt ratio rises from 10.1% to 15.1%. Equity and debt are higher.
Key figures and ratios
Solvency
84.9%▼
2023 · 89.9%
Current ratio
6.62▼
2023 · 9.89
Quick ratio
6.62▼
2023 · 9.89
Debt / equity
0.18▲
2023 · 0.11
ROE
18.4%▲
2023 · 4.1%
ROA
15.6%▲
2023 · 3.7%
Debt
€22k▲
2023 · €13k
Debt ≤ 1 year
€22k▲
2023 · €13k
Income taxes
€1k▼
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2023
Balance sheet
Code20232025
Assets
Total assets20/58€133k€144k▲
Current assets29/58€133k€144k▲
Amounts receivable within one year40/41€13k€5k▼
Trade receivables40€12k€823▼
Other amounts receivable41€839€4k▲
Current investments50/53€75k€76k▲
Cash at bank and in hand54/58€44k€64k▲
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€133k€144k▲
Equity10/15€120k€123k▲
Contributions10/11€3k€3k=
Reserves13€117k€117k=
Distributable reserves133€117k€117k=
Profit (loss) carried forward14-€3k
Amounts payable17/49€13k€22k▲
Amounts payable within one year42/48€13k€22k▲
Trade debts44€183-
Suppliers440/4€183-
Advances received on contracts in progress46€10k-
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€3k€125▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€680€20k▲
Income statement
Code20232025
Turnover70€21k€52k▲
Goods, raw materials, services and sundry goods60/61€15k€40k▲
Other operating charges640/8€493€625▲
Gross operating margin9900€6k€22k▲
Operating profit (loss)9901€6k€22k▲
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€44€88▲
Recurring financial charges65€44€88▲
Profit (loss) for the period before taxes9903€7k€24k▲
Income taxes67/77€2k€1k▼
Profit (loss) for the period9904€5k€23k▲
Profit (loss) for the period to be appropriated9905€5k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€23k▲
Transfer to equity691/2€3k-
To other reserves6921€3k-
Profit to be distributed694/7€2k€20k▲
Return on contributions (dividend)694€2k€833▼
Directors or managers695-€19k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
11-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
2024
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €5k ▼74%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €117k ▲19.5%
3 profitable years in a row build equity to €117k.
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 6current ratio 68.05
Current ratio from 11.13 to 68.05; short-term debt falls from €7k to €1k.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Elzenhoutstraat 132610 AntwerpenGround area
334 m²
Building footprint
90 m²
Volume, LiDAR
710 m³
Parcel 11051C0239/00Y010, Flanders · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PRML Solutions
since 20192.293.455.132
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11051C0239/00Y010 | Flanders | 334 m² | 1 · 90 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 390 EUR awarded · 390 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 135 EUR | 135 EUR |
| 2023 | 1 | 135 EUR | 135 EUR |
| 2022 | 1 | 120 EUR | 120 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
Infrastructure Virtualization
BE 0643.966.667
Antwerpen · Eq €123k
BOVIMO
BE 0846.879.086
Genappe · Eq €123k
VAESSEN CONSULTANCY
BE 0469.272.637
Antwerpen · Eq €123k
BLUE HUMMINGBIRD
BE 1010.727.924
Maldegem · Eq €123k
Beva Consulting
BE 0776.662.568
Tessenderlo-Ham · Eq €123k
Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,473 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-09-2019
Fiscal year end30-09
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.