PRIVATRA
ActiveSummary
PRIVATRA has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €153k and a net result of €19k. Equity is growing by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 58% of 4654 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability80▲+44
Solvency72▲+7
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity tight (current ratio 1.47 against 0.84 in 2024; short-term debt: 12.7% and cash: 8.9% of total assets), and 52.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.1%
Return on assets
5.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
21 d late
2023
23 d late
2022
17 d late
2021
23 d late
2020
19 d late
2019
81 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, micro schema
Turnover
€207k
EBIT margin
12.4%
Net result
€19k
2024 · €-9k
Working capital
€19k
2024 · €-10k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€207k
Operating result€11k▼ 66.4%€7k▼ 29.1%€7k▼ 4.1%€-920€26k
Net result€15k▼ 48.8%€3k▼ 78.0%€5k▲ 49.9%€-9k€19k
EBIT margin12.4%
Equity€135k▲ 12.5%€138k▲ 2.4%€143k▲ 3.6%€134k▼ 6.5%€153k▲ 14.4%
Total assets€225k▼ 10.4%€214k▼ 5.2%€202k▼ 5.3%€334k▲ 65.1%€325k▼ 2.8%
Debt€91k▼ 31.2%€76k▼ 16.5%€59k▼ 21.4%€200k▲ 238%€172k▼ 14.3%
Working capital€90k▲ 27.9%€102k▲ 13.7%€100k▼ 2.1%€-10k€19k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €26k after a loss of €920 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €325k
Fixed assets
€264k ▼ 7.1%
Current assets
€60k ▲ 21.6%
Equity and liabilities €325k
Equity
€153k ▲ 14.4%
Debt
€172k ▼ 14.3%
Debt's share of the balance-sheet total falls from 60.0% to 52.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€50k▲
2024 · €30k
Cash flow
€44k▲
2024 · €21k
Current ratio
1.47▲
2024 · 0.84
Debt to equity
1.12▼
2024 · 1.50
ROE
12.6%▲
2024 · -7.0%
ROA
5.9%▲
2024 · -2.8%
Interest coverage
5.26▲
2024 · 2.49
Debt ≤ 1 year
€41k▼
2024 · €59k
Debt > 1 year
€131k▼
2024 · €141k
Income taxes
€-631
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | - | €207k | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | - | €158k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €29k | €30k | €31k | €31k | €24k | ▼ 20.9% |
| Other operating charges640/8 | €4k | €4k | €3k | €4k | €6k | ▲ 46.8% |
| Non-recurring operating charges66A | - | €250 | - | - | - | - |
| Gross operating margin9900 | €44k | €41k | €41k | €34k | €56k | ▲ 64.6% |
| Operating profit (loss)9901 | €11k | €7k | €7k | €-920 | €26k | ▲ 2,877% |
| Financial income75/76B | €9k | €89 | €2 | €4k | €3k | ▼ 29.4% |
| Recurring financial income75 | €9k | €89 | €2 | €4k | €3k | ▼ 29.4% |
| Financial charges65/66B | €2k | €2k | €1k | €12k | €9k | ▼ 20.8% |
| Recurring financial charges65 | €2k | €2k | €1k | €12k | €9k | ▼ 20.8% |
| Profit (loss) for the period before taxes9903 | €17k | €5k | €6k | €-9k | €19k | ▲ 299% |
| Income taxes67/77 | €3k | €2k | €1k | - | €-631 | - |
| Profit (loss) for the period9904 | €15k | €3k | €5k | €-9k | €19k | ▲ 306% |
| Profit (loss) for the period to be appropriated9905 | €15k | €3k | €5k | €-9k | €19k | ▲ 306% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €225k | €214k | €202k | €334k | €325k | ▼ 2.8% |
| Fixed assets21/28 | €100k | €72k | €59k | €285k | €264k | ▼ 7.1% |
| Tangible fixed assets22/27 | €97k | €69k | €56k | €282k | €261k | ▼ 7.2% |
| Land and buildings22 | €5k | €4k | €3k | €256k | €253k | ▼ 1.0% |
| Plant, machinery and equipment23 | €3k | €3k | €2k | €1k | €317 | ▼ 68.7% |
| Furniture and vehicles24 | €10k | €4k | €15k | €10k | €8k | ▼ 25.2% |
| Leasing and similar rights25 | €79k | €58k | €36k | €14k | - | - |
| Financial fixed assets28 | €3k | €3k | €3k | €3k | €3k | = |
| Current assets29/58 | €125k | €142k | €143k | €50k | €60k | ▲ 21.6% |
| Amounts receivable within one year40/41 | €26k | €22k | €27k | €32k | €32k | ▼ 2.8% |
| Trade receivables40 | €22k | €21k | €22k | €25k | €22k | ▼ 13.2% |
| Other amounts receivable41 | €4k | €1k | €4k | €7k | €10k | ▲ 34.5% |
| Cash at bank and in hand54/58 | €99k | €120k | €117k | €17k | €29k | ▲ 68.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €225k | €214k | €202k | €334k | €325k | ▼ 2.8% |
| Equity10/15 | €135k | €138k | €143k | €134k | €153k | ▲ 14.4% |
| Contributions10/11 | €37k | €37k | €37k | €37k | €37k | = |
| Reserves13 | €8k | €8k | €8k | €8k | €8k | = |
| Non-distributable reserves130/1 | €4k | €4k | - | - | - | - |
| Reserves not available under the articles1311 | €4k | €4k | - | - | - | - |
| Tax-exempt reserves132 | €5k | €5k | €5k | €5k | €5k | = |
| Distributable reserves133 | - | - | €4k | €4k | €4k | = |
| Profit (loss) carried forward14 | €89k | €93k | €97k | €88k | €107k | ▲ 21.8% |
| Amounts payable17/49 | €91k | €76k | €59k | €200k | €172k | ▼ 14.3% |
| Amounts payable after more than one year17 | €55k | €36k | €16k | €141k | €131k | ▼ 7.5% |
| Financial debts170/4 | €55k | €36k | €16k | €141k | €131k | ▼ 7.5% |
| Amounts payable within one year42/48 | €35k | €40k | €43k | €59k | €41k | ▼ 30.4% |
| Current portion of amounts payable after more than one year42 | €19k | €17k | €17k | €16k | €4k | ▼ 72.3% |
| Financial debts43 | €4k | €5k | €2k | €11k | €11k | = |
| Credit institutions430/8 | €4k | €5k | €2k | €11k | €11k | = |
| Trade debts44 | €6k | €12k | €5k | €6k | €7k | ▲ 8.1% |
| Suppliers440/4 | €6k | €12k | €5k | €6k | €7k | ▲ 8.1% |
| Taxes, remuneration and social security45 | €395 | €395 | €0 | €0 | €122 | ▲ 1,221,300% |
| Taxes450/3 | €395 | €395 | €0 | €0 | €122 | ▲ 1,221,300% |
| Other amounts payable47/48 | €6k | €6k | €19k | €26k | €19k | ▼ 26.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15k | €3k | €5k | €-9k | €19k | ▲ 306% |
| + Depreciation and write-downs630 | €29k | €30k | €31k | €31k | €24k | ▼ 20.9% |
| Operating cash flow (approximation) | €44k | €33k | €36k | €21k | €44k | ▲ 103% |
| Investment in fixed assets (approximation) | - | €-2k | €-19k | €-256k | €-4k | ▲ 98.4% |
| Change in cash | - | €21k | €-3k | €-99k | €12k | ▲ 112% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
31-12
Financial
Equity above €150kEq €153k ▲14.4%
Equity rises from €134k to €153k.
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
31-12
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
31-12
Financial
Highest result since 2018net €29k ▲721%
Operating result €31k, net result €29k, both a record.
31-12
Financial
Equity above €100kEq €120k ▲32.4%
3 profitable years in a row build equity to €120k.
20-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 81 days late
Show earlier events
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 27 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilsen-Stokkem · 1 establishment unit since 2001
Ground area
694 m²
Building footprint
169 m²
Parcel 73043B0298/00L043, Flanders. Linked by address, not a title deed.
1 establishment unit
Dopheidestraat 20, 3650 Dilsen-Stokkem
since 20012.116.594.834
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73043B0298/00L043 | Flanders | 694 m² | 1 · 169 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 239 EUR awarded · 239 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 239 EUR | 239 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Parcel delivery
Notified to the BIPT
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Of 12,585 companies in sector 49410 we hold annual accounts for 8,199. 6,355 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-07-2001
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
Scores and ratios are computed by Checked and are not a credit decision.