PRIVANOT
ActivePRIVANOT has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €462k and a net result of €130k. Equity is growing by ~24.8% per year across the filed fiscal years. Its solvency ranks better than 49% of 3170 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +4 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▲+5
Solvency97▲+10
Growth70▲+16
Stability100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 2.5 against 2.35 in 2024), and 47.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.2%
Return on assets
14.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
74 d early
2024
77 d early
2023
79 d early
2022
75 d early
2021
52 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€1.81M▲ 4.3%
2024 · €1.73M
2021: €1.41M
2022: €1.31M
2023: €1.58M
2024: €1.73M
2021 → 2025
EBIT margin
7.4%▲ 1.8pp
2024 · 5.7%
2021: 9.4%
2022: 1.6%
2023: 2.0%
2024: 5.7%
2021 → 2025
Net result
€130k▲ 30.9%
2024 · €99k
2021: €123k
2022: €9k
2023: €24k
2024: €99k
2021 → 2025
Working capital
€531k▲ 10.4%
2024 · €481k
2021: €187k
2022: €172k
2023: €384k
2024: €481k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.41M-€1.31M▼ 7.0%€1.58M▲ 20.3%€1.73M▲ 9.9%€1.81M▲ 4.3%
Equity€199k-€208k▲ 4.6%€232k▲ 11.4%€331k▲ 42.8%€462k▲ 39.3%
Operating result€133k-€22k▼ 83.8%€32k▲ 49.5%€98k▲ 204%€134k▲ 37.1%
Net result€123k-€9k▼ 92.5%€24k▲ 157%€99k▲ 317%€130k▲ 30.9%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 37% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €885k
Equity
€462k▲ 39.3%
Provisions
€68k▼ 53.8%
Debt
€356k▼ 1.6%
The debt ratio falls from 43.1% to 40.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€137k▲
2024 · €105k
Cash flow
€133k▲
2024 · €106k
Solvency
52.2%▲
2024 · 39.5%
Current ratio
2.50▲
2024 · 2.35
Quick ratio
2.50▲
2024 · 2.35
Debt / equity
0.77▼
2024 · 1.09
ROE
28.2%▼
2024 · 30.0%
ROA
14.7%▲
2024 · 11.8%
Interest coverage
7.05▲
2024 · 6.31
Debt
€356k▼
2024 · €362k
Debt ≤ 1 year
€354k▼
2024 · €356k
Income taxes
€7k▼
2024 · €8k
Staff costs
€1.29M▼
2024 · €1.29M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€840k€885k▲
Fixed assets21/28€2k-
Tangible fixed assets22/27€2k-
Furniture and vehicles24€2k-
Current assets29/58€837k€885k▲
Amounts receivable within one year40/41€116k€104k▼
Trade receivables40€92k€72k▼
Other amounts receivable41€23k€32k▲
Current investments50/53€500k€652k▲
Cash at bank and in hand54/58€209k€103k▼
Deferred charges and accrued income490/1€13k€26k▲
Equity and liabilities
Total equity and liabilities10/49€840k€885k▲
Equity10/15€331k€462k▲
Reserves13€138k€143k▲
Profit (loss) carried forward14€194k€318k▲
Provisions and deferred taxes16€147k€68k▼
Provisions for liabilities and charges160/5€147k€68k▼
Other liabilities and charges164/5€147k€68k▼
Amounts payable17/49€362k€356k▼
Amounts payable within one year42/48€356k€354k▼
Trade debts44€96k€142k▲
Suppliers440/4€96k€142k▲
Taxes, remuneration and social security45€260k€212k▼
Taxes450/3€44k€46k▲
Remuneration and social security454/9€217k€166k▼
Accrued charges and deferred income492/3€5k€1k▼
Income statement
Code20242025
Turnover70€1.73M€1.81M▲
Goods, raw materials, services and sundry goods60/61€345k€454k▲
Remuneration, social security and pensions62€1.29M€1.29M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€2k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-323€2k▲
Other operating charges640/8€4k€8k▲
Gross operating margin9900€1.39M€1.35M▼
Operating profit (loss)9901€98k€134k▲
Financial income75/76B€26k€22k▼
Recurring financial income75€26k€22k▼
Financial charges65/66B€17k€19k▲
Recurring financial charges65€17k€19k▲
Profit (loss) for the period before taxes9903€107k€137k▲
Income taxes67/77€8k€7k▼
Profit (loss) for the period9904€99k€130k▲
Profit (loss) for the period to be appropriated9905€99k€130k▲
Appropriation of the result
Profit (loss) to be appropriated9906€211k€324k▲
Profit (loss) brought forward from the previous period14P€111k€194k▲
To contributions691€17k€5k▼
Social balance
Average headcount (FTE)908713.912.9▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2021net €130k ▲30.9%
Operating result €134k, net result €130k, both a record.
23-12
State Gazette act
Statutes amendment · Resignations & appointmentsGeneral meeting · Statutes amendment · Director resignation6 facts ▸
State Gazette act
Statutes amendment · Resignations & appointments
General meeting · Statutes amendment · Director resignation6 facts ▸
- General meeting, 2025-12-05
- Statutes amendment
- Statutes amendment
- Director resignation, Jan Sap (administrateur)
- Power of attorney, Conseil d'administration de PRIVANOT
- Power of attorney, Van Halteren Notaires
23-12
State Gazette act
Statutes amendment · Resignations & appointmentsGeneral meeting · Statutes amendment · Director resignation6 facts ▸
State Gazette act
Statutes amendment · Resignations & appointments
General meeting · Statutes amendment · Director resignation6 facts ▸
- General meeting, 2025-12-05
- Statutes amendment
- Statutes amendment
- Director resignation, Jan Sap (bestuurder)
- Power of attorney, Raad van bestuur
- Power of attorney, Van Halterne Notarissen
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-05
State Gazette act
Resignations & appointmentsDirector appointment · Auditor appointment · Permanent representative4 facts ▸
State Gazette act
Resignations & appointments
Director appointment · Auditor appointment · Permanent representative4 facts ▸
- Director appointment, Marc Henry (bestuurder)
- Director appointment, Jan Sap (bestuurder)
- Auditor appointment, DGST & Partners - Bedrijfsrevisoren
- Permanent representative, Michaël De Ridder
30-05
State Gazette act
Resignations & appointmentsAuditor appointment · Permanent representative2 facts ▸
State Gazette act
Resignations & appointments
Auditor appointment · Permanent representative2 facts ▸
- Auditor appointment, DGST & Partners - Reviseurs d'entreprises (commissaire)
- Permanent representative, Michaël De Ridder
13-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
13-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
12-04
State Gazette act
Resignations & appointmentsBoard meeting · Director appointment · Director resignation3 facts ▸
State Gazette act
Resignations & appointments
Board meeting · Director appointment · Director resignation3 facts ▸
- Board meeting, 2023-12-15
- Director appointment, Aurélie Van der Perre (dagelijks bestuurder)
- Director resignation, Jan Sap (dagelijks bestuurder)
12-04
State Gazette act
Resignations & appointmentsBoard meeting · Director appointment · Director resignation3 facts ▸
State Gazette act
Resignations & appointments
Board meeting · Director appointment · Director resignation3 facts ▸
- Board meeting, 2023-12-15
- Director appointment, Aurélie Van der Perre (personne déléguée à la gestion journalière)
- Director resignation, Jan Sap (personne déléguée à la gestion journalière)
11-03
State Gazette act
Resignations & appointmentsBoard meeting · Director appointment · Director resignation3 facts ▸
State Gazette act
Resignations & appointments
Board meeting · Director appointment · Director resignation3 facts ▸
- Board meeting, 2023-12-15
- Director appointment, Aurélie Van der Perre (dagelijks bestuurder)
- Director resignation, Jan Sap (dagelijks bestuurder)
11-03
State Gazette act
Resignations & appointmentsBoard meeting · Director appointment · Director resignation3 facts ▸
State Gazette act
Resignations & appointments
Board meeting · Director appointment · Director resignation3 facts ▸
- Board meeting, 2023-12-15
- Director appointment, Aurélie Van der Perre (personne déléguée à la gestion journalière)
- Director resignation, Jan Sap (personne déléguée à la gestion journalière)
2023
11-12
State Gazette act
Resignations & appointmentsGeneral meeting · Director appointment4 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director appointment4 facts ▸
- General meeting, 2023-05-02
- Director appointment, Philippe Bosseler (voorzitter)
- Director appointment, Benoît Cloet (bestuurder)
- Director appointment, Christian Van Belle (bestuurder)
11-12
State Gazette act
Resignations & appointmentsGeneral meeting · Director appointment4 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director appointment4 facts ▸
- General meeting, 2023-05-02
- Director appointment, Philippe Bosseler (administrateur, président)
- Director appointment, Benoît Cloet (administrateur)
- Director appointment, Christian Van Belle (administrateur)
17-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
17-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €9k ▼92.5%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €208k ▲4.6%
2 profitable years in a row build equity to €208k.
21-06
State Gazette act
Statutes amendmentGeneral meeting · Statutes amendment · Power of attorney12 facts ▸
State Gazette act
Statutes amendment
General meeting · Statutes amendment · Power of attorney12 facts ▸
- General meeting, 2022-05-10
- Statutes amendment
- Statutes amendment
- Statutes amendment
- Statutes amendment
- Statutes amendment
- Statutes amendment
- Statutes amendment
- Power of attorney, PRIVANOT
- Power of attorney, Stéphanie Emaelsteen
- Power of attorney, Daphné Bosnic
- Power of attorney, Martin Pierreux
21-06
State Gazette act
Statutes amendmentGeneral meeting · Statutes amendment · Power of attorney9 facts ▸
State Gazette act
Statutes amendment
General meeting · Statutes amendment · Power of attorney9 facts ▸
- General meeting, 2022-05-10
- Statutes amendment
- Statutes amendment
- Statutes amendment
- Statutes amendment
- Statutes amendment
- Power of attorney, Stéphanie Ernaelsteen
- Power of attorney, Daphné Bosnic
- Power of attorney, Martin Pierreux
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
16-06
State Gazette act
Statutes amendment · Resignations & appointmentsGeneral meeting · Director resignation · Director appointment7 facts ▸
State Gazette act
Statutes amendment · Resignations & appointments
General meeting · Director resignation · Director appointment7 facts ▸
- General meeting, 2021-05-11
- Director resignation, Bernard Champion (bestuurder)
- Director appointment, Marc HENRY (bestuurder)
- Director appointment, Jan SAP (bestuurder)
- Auditor appointment, DGST & Partners bv (commissaris)
- Purpose change, De vereniging heeft als voornaamste belangeloze doel het verlenen van diensten als functionaris voor gegevensbescherming, met respect voor de waarborgen inzake…
- Statutes amendment
16-06
State Gazette act
Statutes amendment · Resignations & appointmentsGeneral meeting · Director resignation · Director appointment7 facts ▸
State Gazette act
Statutes amendment · Resignations & appointments
General meeting · Director resignation · Director appointment7 facts ▸
- General meeting, 2021-05-11
- Director resignation, Bernard Champion (administrateur)
- Director appointment, Marc HENRY (administrateur)
- Director appointment, Jan SAP (administrateur)
- Auditor appointment, DGST & Partners srl (commissaire)
- Purpose change, L'association a pour but désintéressé principal de fourmir des services de délégué à la protection des données dans le respect des garanties, notamment de compé…
- Statutes amendment
2020
02-07
State Gazette act
IncorporationIncorporation · Corporate purpose · Member admission14 facts ▸
State Gazette act
Incorporation
Incorporation · Corporate purpose · Member admission14 facts ▸
- Incorporation, 2020-06-29
- Corporate purpose, L'association a pour but désintéressé de fournir des conseils et de l'assistance en matière de conformité à la réglementation relative à la protection des donné…
- Member admission, SECRETARIAT SOCIAL DES NOTAIRES DE BELGIQUE
- Member admission, Fédération Royale du Notariat belge
- Director appointment, Philippe Bosseler (administrateur)
- Director appointment, Bernard Champion (administrateur)
- Director appointment, CLOET Benoit (administrateur)
- Director appointment, Christian Van Belle (administrateur)
- Director appointment, Philippe Bosseler (président du conseil d'administration)
- Director appointment, SAP Jan (délégué à la gestion journalière)
- Mandate compensation, Philippe Bosseler
- Mandate compensation, SAP Jan
- +2 further facts in this act
02-07
State Gazette act
IncorporationIncorporation · Corporate purpose · Member admission13 facts ▸
State Gazette act
Incorporation
Incorporation · Corporate purpose · Member admission13 facts ▸
- Incorporation, 2020-06-29
- Corporate purpose, het verlenen van advies en bijstand met betrekking tot de naleving van de regelgeving inzake de bescherming van persoonsgegevens, vertrouwensdiensten, intellect…
- Member admission, SOCIAAL SECRETARIAAT DER NOTARISSEN VAN BELGIE
- Member admission, De Koninklijke Federatie van het Belgisch Notariaat
- Director appointment, Philippe Bosseler (bestuurder)
- Director appointment, Bernard Champion (bestuurder)
- Director appointment, CLOET Benoit (bestuurder)
- Director appointment, Christian Van Belle (bestuurder)
- Director appointment, Philippe Bosseler (voorzitter van de Raad van Bestuur)
- Director appointment, SAP Jan (afgevaardigd bestuurder)
- Mandate compensation, Philippe Bosseler
- Mandate compensation, SAP Jan
- +1 further facts in this act
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 directors, no change since 2025
Aurélie Van der Perre
CurrentDagelijks bestuurder · since 15-12-2023
HENRY Marc
CurrentDirector · since 11-05-2021
Benoît Cloet
CurrentDirector · since 29-06-2020
Christian VAN BELLE
CurrentDirector · since 29-06-2020
Philippe BOSSELER
CurrentAdministrateur, président · since 29-06-2020
05-12-2025
Jan Sap: Resigned as Director
05-12-2025
Jan Sap: Resigned as Director
22-05-2024
HENRY Marc: Appointed as Director
22-05-2024
Jan Sap: Appointed as Director
15-12-2023
Aurélie Van der Perre: Appointed as Dagelijks bestuurder
15-12-2023
Aurélie Van der Perre: Appointed as Personne déléguée à la gestion journalière
15-12-2023
Jan Sap: Resigned as Dagelijks bestuurder
15-12-2023
Jan Sap: Resigned as Personne déléguée à la gestion journalière
02-05-2023
Benoît Cloet: Appointed as Director
02-05-2023
Benoît Cloet: Appointed as Director
02-05-2023
Christian VAN BELLE: Appointed as Director
02-05-2023
Christian VAN BELLE: Appointed as Director
02-05-2023
Philippe BOSSELER: Appointed as Administrateur, président
02-05-2023
Philippe BOSSELER: Appointed as Chair
11-05-2021
HENRY Marc: Appointed as Director
11-05-2021
HENRY Marc: Appointed as Director
11-05-2021
Jan Sap: Appointed as Director
11-05-2021
Jan Sap: Appointed as Director
11-05-2021
Bernard CHAMPION: Resigned as Director
11-05-2021
Bernard CHAMPION: Resigned as Director
29-06-2020
Benoît Cloet: Appointed as Director
29-06-2020
Benoît Cloet: Appointed as Director
29-06-2020
Christian VAN BELLE: Appointed as Director
29-06-2020
Christian VAN BELLE: Appointed as Director
+ 8 not shown in this overview
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergstraat 301000 BrusselGround area
1,431 m²
Building footprint
927 m²
Volume, LiDAR
14,996 m³
Parcel 21802B1088/00A000, Brussels · tallest building 23.0 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
PRIVANOT
since 20202.304.020.016
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21802B1088/00A000 ProtectedMonumentKoninklijke Sint-Hubertusgalerijen |
Brussels | 1,431 m² | 1 · 927 m² | 23.0 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Statutory auditor
3 auditors| DGST & Partners - BedrijfsrevisorenCurrent Auditor · represented by Michaël De Ridder | 22-05-2024 → present |
| DGST & Partners - réviseurs d'entreprisesCurrent Commissaire · represented by Michaël De Ridder | 01-01-2024 → present |
Show 1 earlier auditors
| DGST & PARTNERS - REVISEUR D'ENTREPRISES-BEDRIJFSREVISOREN Statutory auditor succeeded by DGST & Partners - réviseurs d'entreprises in 2024 | 11-05-2021 → 01-01-2024 |
Structure & network
Connections & network
17 connected companiesLinked via shared directors
viaHENRY Marc · Director
→
viaHENRY Marc · Director
→
viaChristian VAN BELLE · Chair
→
viaHENRY Marc · Director
→
Show 7 more companies with a shared director
viaHENRY Marc · Administrateur et membre
→
viaHENRY Marc · Administrateur et membre du comité de direction
former→
viaPhilippe BOSSELER · Director
former→
viaPhilippe BOSSELER · Director
former→
viaHENRY Marc · Director
former→
viaHENRY Marc · Director
former→
viaHENRY Marc · Director
former→
Network connections
Shared director
→
Shared director
→
Shared director
→
Shared director
→
Show 2 more network connections
Shared director
→
Shared director
→
Public money · subsidies and aid
European Union, budget
2025 · 1 entry · 13,692 EUR in total| Year | Entries | awarded |
|---|---|---|
| 2025 | 1 | 13,692 EUR |
Projects
EU L@W FOR NOTARIES - NOTARIES FOR EU L@W III
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 35,163 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded30-06-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.