Prismatic Consultancy
ActivePrismatic Consultancy has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71k and a net result of €32k. Equity is growing by ~78% per year across the filed fiscal years. Its solvency ranks better than 49% of 17007 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency84▲+16
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.89 against 2.06 in 2024; short-term debt: 27.1% and cash: 58.7% of total assets), and 40.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.1%
Return on assets
27%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
56 d late
2023
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€71k▲ 84.3%
2024 · €39k
2023: €11k
2024: €39k
2023 → 2025
Total assets
€120k▲ 32.5%
2024 · €91k
2023: €71k
2024: €91k
2023 → 2025
Net result
€32k▲ 17.5%
2024 · €28k
2023: €6k
2024: €28k
2023 → 2025
Working capital
€62k▲ 117%
2024 · €28k
2023: €-1k
2024: €28k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€11k-€39k▲ 253%€71k▲ 84.3%
Operating result€9k-€37k▲ 313%€43k▲ 15.5%
Net result€6k-€28k▲ 367%€32k▲ 17.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 16% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €120k
Fixed assets
€26k▼ 26.8%
Current assets
€94k▲ 70.4%
Equity and liabilities €120k
Equity
€71k▲ 84.3%
Debt
€49k▼ 5.8%
The debt ratio falls from 57.5% to 40.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€52k▲
2024 · €47k
Cash flow
€42k▲
2024 · €38k
Solvency
59.1%▲
2024 · 42.5%
Current ratio
2.89▲
2024 · 2.06
Quick ratio
2.89▲
2024 · 2.06
Debt / equity
0.69▼
2024 · 1.35
ROE
45.7%▼
2024 · 71.7%
ROA
27.0%▼
2024 · 30.5%
Interest coverage
31.75▲
2024 · 23.58
Debt
€49k▼
2024 · €52k
Debt ≤ 1 year
€33k▲
2024 · €27k
Debt > 1 year
€16k▼
2024 · €25k
Income taxes
€9k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€91k€120k▲
Formation expenses20€0-
Fixed assets21/28€35k€26k▼
Tangible fixed assets22/27€35k€26k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€33k€24k▼
Current assets29/58€55k€94k▲
Amounts receivable within one year40/41€12k€22k▲
Trade receivables40€12k€20k▲
Other amounts receivable41€466€2k▲
Cash at bank and in hand54/58€41k€70k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€91k€120k▲
Equity10/15€39k€71k▲
Contributions10/11€5k€5k=
Reserves13€34k€66k▲
Distributable reserves133€34k€66k▲
Amounts payable17/49€52k€49k▼
Amounts payable after more than one year17€25k€16k▼
Financial debts170/4€25k€16k▼
Amounts payable within one year42/48€27k€33k▲
Current portion of amounts payable after more than one year42€8k€9k▲
Trade debts44€9k€13k▲
Suppliers440/4€9k€13k▲
Taxes, remuneration and social security45€6k€6k▲
Taxes450/3€6k€6k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€4k€5k▲
Accrued charges and deferred income492/3€485€423▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€9k▼
Other operating charges640/8€191€195▲
Gross operating margin9900€48k€53k▲
Operating profit (loss)9901€37k€43k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€35k€41k▲
Income taxes67/77€8k€9k▲
Profit (loss) for the period9904€28k€32k▲
Profit (loss) for the period to be appropriated9905€28k€32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€28k€32k▲
Transfer to equity691/2€28k€32k▲
To other reserves6921€28k€32k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2023net €32k ▲17.5%
Operating result €43k, net result €32k, both a record.
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 2.06
Current ratio from 0.95 to 2.06.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Harelbeke · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Maagdenput 848530 HarelbekeGround area
554 m²
Building footprint
128 m²
Volume, LiDAR
633 m³
Parcel 34323D0172/00S008, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Prismatic Consultancy
since 20232.349.697.118
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34323D0172/00S008 | Flanders | 554 m² | 1 · 128 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,392. 15,541 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-09-2023
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.