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PRISMATECH

Active
Private limited companyfounded 2019active for 6 yearsRue aux deux croix 44, 4920 Aywaille, BelgiumKBO/BCE: BE 0737.618.979
Summary

PRISMATECH has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63,592 and a net result of €38,575. Equity is growing by about 18% per year across the filed financial years. Its solvency ranks better than 27% of 6,152 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Activity
Wholesale of information and communication equipment
NACE 46500
1 site
Size
≈ €420,000turnover 2025, estimated
Equity
€63,592
Profit
€38,575
Turnover estimated from the gross margin
Financial health
68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Structure
Holdings
1
2025 accounts 80 days early1 deed in the Belgian Official Gazette
Why 68raises riskFounded in 2019Sector: Wholesale trade (NACE 46)Liquidity: current ratio 0.42, cash €11,755lowers riskFigures for financial year 2025 (filed 13-05-2026)Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 38% of its sector peers (NACE 46, micro)
Financial strength · tick = 2024
Average
Solvency 49-18
equity 24.0% of total assets
Liquidity 23-7
short-term debt 62.5% · cash 4.4%
Profitability 87-2
return on assets 14.6%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,889 companies, NACE 46, micro)
Last 24 months 11-2024: 1.3% 12-2024: 1.3%● unchanged vs 11-2024 01-2025: 1.3%● unchanged vs 12-2024 02-2025: 1.2%▼ -0.1 percentage points vs 01-2025 03-2025: 1.1%▼ -0.1 percentage points vs 02-2025 04-2025: 1.3%▲ +0.2 percentage points vs 03-2025 05-2025: 1.3%● unchanged vs 04-2025 06-2025: 1.3%● unchanged vs 05-2025 07-2025: 1.4%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 1.1%▼ -0.3 percentage points vs 07-2025 09-2025: 1.1%● unchanged vs 08-2025 10-2025: 1.1%● unchanged vs 09-2025 11-2025: 1.1%● unchanged vs 10-2025 12-2025: 1.1%● unchanged vs 11-2025 01-2026: 1.0%▼ -0.1 percentage points vs 12-2025 02-2026: 0.9%▼ -0.1 percentage points vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026 04-2026: 0.9%● unchanged vs 03-2026 05-2026: 0.9%● unchanged vs 04-2026 06-2026: 0.8%▼ -0.1 percentage points vs 05-2026lowest value 07-2026: 0.8%● unchanged vs 06-2026lowest value 08-2026: 0.8%● unchanged vs 07-2026lowest value 09-2026: 0.8%● unchanged vs 08-2026lowest value 10-2026: 0.8%● unchanged vs 09-2026lowest value
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.42, compared with 0.57 in 2024, below 1; short-term debt: 62.5% and cash: 4.4% of total assets), and 76% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 35% on solvency, 21% on liquidity, 82% on profitability and 15% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2019
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Figures for financial year 2025 (filed 13-05-2026)
NBB · annual accounts
raises risk · Sector: Wholesale trade (NACE 46)
KBO
raises risk · Liquidity: current ratio 0.42, cash €11,755
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-05-2026, 80 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
80 days early
2024
13 days early
2023
33 days early
2022
36 days early
2021
3 days early
2020
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 22 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
29-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Annual accounts filedfinancial year 2024 · full…
  3. Annual accounts filedfinancial year 2023 · full…

Financials · financial year 2025, full format

Turnover
≈ €420,000
Estimated: probably between €150,000 and €1.1m
EBIT margin
Not included in this filing
Net result
€38,575▲ 11.8%
2024 · €34,503
Working capital
-€96,382▼ 131%
2024 · -€41,656
Trend over the years

2021 to 2025, 5 financial years 2020 to 2025, 6 financial years

After the dip in 2022 the operating result has climbed three years in a row; 2025 is 12% above 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€58,412 2025 Net result€38,575 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 46, Wholesale trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line202020212022202320242025
Operating result€47,412-€59,840▲ 26.2%€39,859▼ 33.4%€51,813▲ 30.0%€52,045▲ 0.4%€58,412▲ 12.2%
Net result€35,020within the sector's middle half-€44,121within the sector's middle half▲ 26.0%€24,302within the sector's middle half▼ 44.9%€38,072within the sector's middle half▲ 56.7%€34,503within the sector's middle half▼ 9.4%€38,575within the sector's middle half▲ 11.8%
Equity€18,020below the sector's middle half-€40,141below the sector's middle half▲ 123%€48,443below the sector's middle half▲ 20.7%€54,515below the sector's middle half▲ 12.5%€89,018below the sector's middle half▲ 63.3%€63,592below the sector's middle half▼ 28.6%
Total assets€189,431below the sector's middle half-€213,752below the sector's middle half▲ 12.8%€208,831below the sector's middle half▼ 2.3%€216,300below the sector's middle half▲ 3.6%€211,820below the sector's middle half▼ 2.1%€264,883below the sector's middle half▲ 25.1%
Debt€171,411-€173,611▲ 1.3%€160,388▼ 7.6%€161,785▲ 0.9%€122,802▼ 24.1%€201,291▲ 63.9%
Working capital-€22,035below the sector's middle half--€21,637below the sector's middle half▲ 1.8%-€35,486below the sector's middle half▼ 64.0%-€53,777below the sector's middle half▼ 51.5%-€41,656below the sector's middle half▲ 22.5%-€96,382below the sector's middle half▼ 131%
Solvency9.5%below the sector's middle half-18.8%below the sector's middle half▲ 9.3pp23.2%within the sector's middle half▲ 4.4pp25.2%within the sector's middle half▲ 2.0pp42.0%within the sector's middle half▲ 16.8pp24.0%within the sector's middle half▼ 18.0pp
Current ratio0.61below the sector's middle half-0.73below the sector's middle half▲ 0.120.60below the sector's middle half▼ 0.130.53below the sector's middle half▼ 0.080.57below the sector's middle half▲ 0.050.42below the sector's middle half▼ 0.15
Return on assets (ROA)18.5%above the sector's middle half-20.6%above the sector's middle half▲ 2.2pp11.6%above the sector's middle half▼ 9.0pp17.6%above the sector's middle half▲ 6.0pp16.3%above the sector's middle half▼ 1.3pp14.6%above the sector's middle half▼ 1.7pp
above within below the middle half of NACE 46, Wholesale trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €264,883
Fixed assets €195,655 ▲ 25.3%
Current assets €69,228 ▲ 24.3%
Equity and liabilities €264,883
Equity €63,592 ▼ 28.6%
Debt €201,291 ▲ 63.9%
Debt's share of the balance-sheet total rises from 58.0% to 76.0%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€66,146▲
2024 · €52,694
Cash flow
€46,309▲
2024 · €35,152
Debt to equity
3.17▲
2024 · 1.38
ROE
60.7%▲
2024 · 38.8%
Interest coverage
19.03▲
2024 · 11.60
Debt ≤ 1 year
€165,610▲
2024 · €97,343
Debt > 1 year
€35,671▲
2024 · €25,459
Income taxes
€16,362▲
2024 · €12,998
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet Code20242025
Assets
Total assets20/58€211,820€264,883▲
Fixed assets21/28€156,133€195,655▲
Tangible fixed assets22/27€1,133€40,655▲
Furniture and vehicles24€1,133€40,655▲
Financial fixed assets28€155,000€155,000=
Current assets29/58€55,687€69,228▲
Amounts receivable within one year40/41€45,380€55,516▲
Trade receivables40€38,379€54,207▲
Other amounts receivable41€7,001€1,309▼
Cash at bank and in hand54/58€3,437€11,755▲
Deferred charges and accrued income490/1€6,870€1,957▼
Equity and liabilities
Total equity and liabilities10/49€211,820€264,883▲
Equity10/15€89,018€63,592▼
Contributions10/11€3,000€3,000=
Reserves13€86,018€60,592▼
Distributable reserves133€86,018€60,592▼
Amounts payable17/49€122,802€201,291▲
Amounts payable after more than one year17€25,459€35,671▲
Financial debts170/4€25,459€35,671▲
Amounts payable within one year42/48€97,343€165,610▲
Current portion of amounts payable after more than one year42€23,030€34,086▲
Financial debts43-€7,485
Credit institutions430/8-€7,485
Trade debts44€47,657€59,799▲
Suppliers440/4€47,657€59,799▲
Taxes, remuneration and social security45€12,998€15,703▲
Taxes450/3€12,998€15,703▲
Other amounts payable47/48€13,658€48,537▲
Accrued charges and deferred income492/3-€10
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€649€7,734▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2,508€3,307▲
Other operating charges640/8€1,631€3,219▲
Gross operating margin9900€56,833€72,672▲
Operating profit (loss)9901€52,045€58,412▲
Financial charges65/66B€4,544€3,475▼
Recurring financial charges65€4,544€3,475▼
Profit (loss) for the period before taxes9903€47,501€54,937▲
Income taxes67/77€12,998€16,362▲
Profit (loss) for the period9904€34,503€38,575▲
Profit (loss) for the period to be appropriated9905€34,503€38,575▲
Appropriation of the result
Profit (loss) to be appropriated9906€34,503€38,575▲
Transfer from equity791/2-€32,000
Transfer to equity691/2€34,503€6,575▼
To other reserves6921€34,503€6,575▼
Profit to be distributed694/7-€64,000
Return on contributions (dividend)694-€64,000

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202020212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630---€166€649€7,734▲ 12×
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4---€10,280€2,508€3,307▲ 31.9%
Other operating charges640/8-€610€428€418€1,631€3,219▲ 97.4%
Gross operating margin9900€48,435€60,450€40,287€62,677€56,833€72,672▲ 27.9%
Operating profit (loss)9901€47,412€59,840€39,859€51,813€52,045€58,412▲ 12.2%
Recurring financial income75€0------
Financial charges65/66B-€4,672€5,026€4,705€4,544€3,475▼ 23.5%
Recurring financial charges65€3,739€4,672€5,026€4,705€4,544€3,475▼ 23.5%
Profit (loss) for the period before taxes9903€43,673€55,168€34,833€47,108€47,501€54,937▲ 15.7%
Income taxes67/77€8,654€11,047€10,531€9,036€12,998€16,362▲ 25.9%
Profit (loss) for the period9904€35,020€44,121€24,302€38,072€34,503€38,575▲ 11.8%
Profit (loss) for the period to be appropriated9905€35,020€44,121€24,302€38,072€34,503€38,575▲ 11.8%
Line202020212022202320242025Change
Assets
Total assets20/58€189,431€213,752€208,831€216,300€211,820€264,883▲ 25.1%
Fixed assets21/28€155,000€155,000€155,000€156,781€156,133€195,655▲ 25.3%
Tangible fixed assets22/27---€1,781€1,133€40,655▲ 36×
Furniture and vehicles24---€1,781€1,133€40,655▲ 36×
Financial fixed assets28€155,000€155,000€155,000€155,000€155,000€155,000=
Current assets29/58€34,431€58,752€53,831€59,519€55,687€69,228▲ 24.3%
Amounts receivable within one year40/41€10,567€32,379€41,082€46,926€45,380€55,516▲ 22.3%
Trade receivables40-€31,879€41,082€40,153€38,379€54,207▲ 41.2%
Other amounts receivable41-€500-€6,773€7,001€1,309▼ 81.3%
Cash at bank and in hand54/58€23,864€24,288€7,677€6,027€3,437€11,755▲ 242%
Deferred charges and accrued income490/1-€2,085€5,072€6,566€6,870€1,957▼ 71.5%
Equity and liabilities
Total equity and liabilities10/49€189,431€213,752€208,831€216,300€211,820€264,883▲ 25.1%
Equity10/15€18,020€40,141€48,443€54,515€89,018€63,592▼ 28.6%
Contributions10/11-€3,000€3,000€3,000€3,000€3,000=
Reserves13€15,000€37,141€45,443€51,515€86,018€60,592▼ 29.6%
Distributable reserves133-€37,141€45,443€51,515€86,018€60,592▼ 29.6%
Profit (loss) carried forward14€20------
Amounts payable17/49€171,411€173,611€160,388€161,785€122,802€201,291▲ 63.9%
Amounts payable after more than one year17€114,946€93,222€71,071€48,489€25,459€35,671▲ 40.1%
Financial debts170/4-€93,222€71,071€48,489€25,459€35,671▲ 40.1%
Amounts payable within one year42/48€56,465€80,389€89,317€113,296€97,343€165,610▲ 70.1%
Current portion of amounts payable after more than one year42-€21,724€22,151€22,582€23,030€34,086▲ 48.0%
Financial debts43---€14,225-€7,485-
Credit institutions430/8---€14,225-€7,485-
Trade debts44€3,894€4,512€21,536€38,520€47,657€59,799▲ 25.5%
Suppliers440/4-€4,512€21,536€38,520€47,657€59,799▲ 25.5%
Taxes, remuneration and social security45-€30,230€26,738€3,937€12,998€15,703▲ 20.8%
Taxes450/3-€30,230€26,738€3,937€12,998€15,703▲ 20.8%
Other amounts payable47/48-€23,923€18,892€34,032€13,658€48,537▲ 255%
Accrued charges and deferred income492/3-----€10-
Line202020212022202320242025Change
Profit (loss) for the period9904€35,020€44,121€24,302€38,072€34,503€38,575▲ 11.8%
+ Depreciation and write-downs630---€166€649€7,734▲ 12×
Operating cash flow (approximation)€35,020€44,121€24,302€38,238€35,152€46,309▲ 31.7%
Investment in fixed assets (approximation)-€0€0-€1,947-€1-€47,256▼ 4,725,500%
Change in cash-€424-€16,611-€1,650-€2,590€8,318-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (6)
Financial year Type Filed Reference
31-12-2025 full format 12-05-2026 2026-00109950
31-12-2024 full format 18-07-2025 2025-00291807
31-12-2023 full format 28-06-2024 2024-00185328
31-12-2022 full format 25-06-2023 2023-00155813
31-12-2021 full format 28-07-2022 2022-20234198
31-12-2020 full format 31-08-2021 2021-65400339

Similar companies · same sector, comparable size

Of the 2,066 active companies whose main activity is wholesale of information and communication equipment (NACE 46500), figures are known for 1,426. 972 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

2 owners

Owners 2

According to the 2025 annual accounts of PRISMATECH and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.

Group and network

Holdings and subsidiaries

1 holding

Holdings 1

According to the 2025 annual accounts of PRISMATECH and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.

Connections & network

No directors read yet: 0 of 1 Gazette act processed.

History

PRISMATECH was incorporated on 12 November 2019 as a private limited company.1 Total assets rose from €189,431 in 2020 to €264,883 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2020 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
12-05
NBB filing Annual accounts filed
financial year 2025 · full format
2025
18-07
NBB filing Annual accounts filed
financial year 2024 · full format
2024
28-06
NBB filing Annual accounts filed
financial year 2023 · full format
2023
18-12
Gazette deed General meeting · Amendment of the articles
Capital conversion · Other provision
25-06
NBB filing Annual accounts filed
financial year 2022 · full format
2022
31-12
Financial Weakest financial yearnet €24,302 ▼44.9%
Net result drops to €24,302, the lowest in the series; recovery starts the following year.
28-07
NBB filing Annual accounts filed
financial year 2021 · full format
2021
31-12
Financial Highest result from 2020 to 2025net €44,121 ▲26%
Operating result €59,840, net result €44,121, both a record.
31-08
NBB filing Annual accounts filed
financial year 2020 · full format · 31 days late
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded12-11-2019
Financial year end31-12
Activities, NACEBEL 2025
46500Wholesale of information and communication equipment
61100Wired, wireless and satellite telecommunications
62100Computer programming
63910Web portal activities
85599Other education
E-invoicing
Reachable via Peppol
Peppol ID 0208:0737618979
Registered 01-09-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Aywaille · 1 establishment unit since 2019
registered office establishment The establishment unit on the map
Ground area
1,180 m²
Building footprint
111 m²
Building volume
728 m³
Parcel 62009A1213/00B000, Wallonia · tallest building 8.9 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
PRISMATECH
Rue aux deux croix 44, 4920 AywailleWholesale of information and communication equipment
since 2019unit no. 2.296.164.006
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
62009A1213/00B000 Wallonia 1,180 m² 1 · 111 m² 8.9 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.