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PRISMAE

Active
Private limited companyfounded 2023active for 3 yearsKortrijksesteenweg 842, 9000 Gent, BelgiumKBO/BCE: BE 0805.590.740
Summary

PRISMAE has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €408 and a net result of €1,103. Its solvency ranks better than 16% of 39,143 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Business and other management consultancy
NACE 70200
1 site
Size
€4,348total assets 2025
Equity
€408
Profit
€1,103
Turnover not published (micro format)
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts filed 24 days late
Why 95raises riskFounded in 2023lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 1.10, cash €3,615Size: total assets €4,348Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 57% of its sector peers (NACE 70, micro)
Financial strength · tick = 2024
Strong
Solvency 34+26
equity 9.4% of total assets
Liquidity 50=
short-term debt 90.6% · cash 83.1%
Profitability 100+100
return on assets 25.4%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,445 companies, NACE 70, micro)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.5%▲ +0.1 percentage points vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.5%● unchanged vs 06-2025 08-2025: 0.6%▲ +0.1 percentage points vs 07-2025highest value 09-2025: 0.2%▼ -0.4 percentage points vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.3%▲ +0.1 percentage points vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%▼ -0.3 percentage points vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 16% on solvency, 33% on liquidity, 84% on profitability and 93% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Liquidity: current ratio 1.10, cash €3,615
NBB · annual accounts
lowers risk · Size: total assets €4,348
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 39143 sector peers (2025).
NBB · sector comparison
Position among 39143 sector peers
Solvency
better than 16%
← weakest strongest →
raises risk · 2025 accounts filed 24 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
24 days late
2024
26 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 25 days after the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Back to profitnet €1,103
  3. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2025, micro format

2025 annual accounts filed late (24 days) Filed on 24 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00416906.

Equity
€408
2024 · -€695
Total assets
€4,348▲ 7.0%
2024 · €4,065
Net result
€1,103
2024 · -€2,195
Working capital
€408
2024 · -€695
Trend over the years

2024 to 2025, 2 financial years

The operating result returns to profit in 2025: €1,148 after a loss of €2,143 in 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€1,148 2025 Net result€1,103 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital.

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result-€2,143-€1,148
Net result-€2,195below the sector's middle half-€1,103below the sector's middle half
Equity-€695below the sector's middle half-€408below the sector's middle half
Total assets€4,065below the sector's middle half-€4,348below the sector's middle half▲ 7.0%
Debt€4,760-€3,940▼ 17.2%
Working capital-€695below the sector's middle half-€408within the sector's middle half
above within below the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
Equity and liabilities €4,348
Equity €408
Debt €3,940
Debt finances 90.6% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€3,940▼
2024 · €4,760
Ratios withheld: a balance sheet total of €4,348 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,157 companies that looked in July 2024 the way this one looks now, 3.0% went bankrupt within 24 months and 94.1% are still going.

  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
3.0% went bankrupt
2.8% stopped otherwise
94.1% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,157 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 30 lines
Balance sheet Code20242025
Assets
Total assets20/58€4,065€4,348▲
Current assets29/58€4,065€4,348▲
Amounts receivable within one year40/41€1,292€733▼
Trade receivables40€1,168€733▼
Other amounts receivable41€124-
Cash at bank and in hand54/58€2,773€3,615▲
Equity and liabilities
Total equity and liabilities10/49€4,065€4,348▲
Equity10/15-€695€408▲
Contributions10/11€1,500€1,500=
Profit (loss) carried forward14-€2,195-€1,092▲
Amounts payable17/49€4,760€3,940▼
Amounts payable within one year42/48€4,760€3,940▼
Trade debts44€22-
Suppliers440/4€22-
Taxes, remuneration and social security45€8€11▲
Taxes450/3€8€11▲
Other amounts payable47/48€4,730€3,929▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€904-
Other operating charges640/8€109€144▲
Gross operating margin9900-€1,130€1,292▲
Operating profit (loss)9901-€2,143€1,148▲
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€53€45▼
Recurring financial charges65€53€45▼
Profit (loss) for the period before taxes9903-€2,195€1,103▲
Profit (loss) for the period9904-€2,195€1,103▲
Profit (loss) for the period to be appropriated9905-€2,195€1,103▲
Appropriation of the result
Profit (loss) to be appropriated9906-€2,195-€1,092▲
Profit (loss) brought forward from the previous period14P--€2,195

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€904--
Other operating charges640/8€109€144▲ 32.1%
Gross operating margin9900-€1,130€1,292-
Operating profit (loss)9901-€2,143€1,148-
Financial income75/76B€1--
Recurring financial income75€1--
Financial charges65/66B€53€45▼ 15.1%
Recurring financial charges65€53€45▼ 15.1%
Profit (loss) for the period before taxes9903-€2,195€1,103-
Profit (loss) for the period9904-€2,195€1,103-
Profit (loss) for the period to be appropriated9905-€2,195€1,103-
Line20242025Change
Assets
Total assets20/58€4,065€4,348▲ 7.0%
Current assets29/58€4,065€4,348▲ 7.0%
Amounts receivable within one year40/41€1,292€733▼ 43.3%
Trade receivables40€1,168€733▼ 37.2%
Other amounts receivable41€124--
Cash at bank and in hand54/58€2,773€3,615▲ 30.4%
Equity and liabilities
Total equity and liabilities10/49€4,065€4,348▲ 7.0%
Equity10/15-€695€408-
Contributions10/11€1,500€1,500=
Profit (loss) carried forward14-€2,195-€1,092▲ 50.3%
Amounts payable17/49€4,760€3,940▼ 17.2%
Amounts payable within one year42/48€4,760€3,940▼ 17.2%
Trade debts44€22--
Suppliers440/4€22--
Taxes, remuneration and social security45€8€11▲ 37.5%
Taxes450/3€8€11▲ 37.5%
Other amounts payable47/48€4,730€3,929▼ 16.9%
Line20242025Change
Profit (loss) for the period9904-€2,195€1,103-
+ Depreciation and write-downs630€904--
Operating cash flow (approximation)-€1,291€1,103-
Change in cash-€842-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
31-12-2025 micro format 24-08-2026 2026-00416906
31-12-2024 micro format 26-08-2025 2025-00403148

Similar companies · same sector, comparable size

Of the 82,449 active companies whose main activity is business and other management consultancy (NACE 70200), figures are known for 54,257. 2,612 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Subsidies and aid

Flemish government

2024 to 2025 · 2 entries · €162 awarded · €162 paid
Year Entries AwardedPaid
2025 1 €111€111
2024 1 €51€51
Schemes
2 entries · €162 · €162 paid · Fonds voor Innoveren en Ondernemen

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2023
VAN dER AVOORT Caroline Isabelle Valérie Béatrice Madeleine
Director (not named in the articles) · since 11-09-2023
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2023, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
VAN dER AVOORT Caroline Isabelle Valérie Béatrice Madeleine
  • Director (not named in the articles), from 11-09-2023 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 11-09-2023 Incorporation · €1,500 · 100 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 7 September 2023, PRISMAE was incorporated as a private limited company by one natural person, with a starting capital of €1,500.12 VAN dER AVOORT Caroline Isabelle Valérie Béatrice Madeleine has served as director of the company since 2023.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 11-09-2023
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
24-08
NBB filing Annual accounts filed
financial year 2025 · micro format · 24 days late
2025
31-12
Financial Back to profitnet €1,103
Net result €1,103 after one loss-making year.
26-08
NBB filing Annual accounts filed
financial year 2024 · micro format · 26 days late
2023
11-09
Gazette deed Incorporation
Appointment: VAN dER AVOORT Caroline Isabelle Valérie Béatrice Madeleine (director) · Founder · Founding capital11 facts ▸
  • Incorporation, “PRISMAE” (deed in Dutch)
  • Founder, VAN dER AVOORT Caroline Isabelle Valérie Béatrice Madeleine
  • Founding capital, €1,500
  • Bank account, “KBC”, 1500 (deed in Dutch)
  • Share issue, “vergoeding voor inbrengen”, 100 (deed in Dutch)
  • Registered office clause, “9000 Gent, Kortrijksesteenweg 842” (deed in Dutch)
  • Board rule, 1
  • Shareholding, VAN dER AVOORT Caroline Isabelle Valérie Béatrice Madeleine
  • Director appointment, VAN dER AVOORT Caroline Isabelle Valérie Béatrice Madeleine (director (not named in the articles))
  • Other provision, “geen verbodsmaatregel, niet getroffen door enige maatregel die zich tegen opdracht verzet” (deed in Dutch)
  • Pre-incorporation commitments, “takeover, alle verbintenissen en activiteiten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded07-09-2023
Financial year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
96999Other personal services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0805590740
Also 9925:BE0805590740
Registered 02-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 27 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2023
registered office establishment The establishment unit on the map
Ground area
1,851 m²
Building footprint
206 m²
Building volume
1,622 m³
Parcel 44809I0571/00N002, Flanders · tallest building 13.6 m. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
PRISMAE
Kortrijksesteenweg 842, 9000 GentBusiness and other management consultancy
since 2023unit no. 2.349.781.844
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
44809I0571/00N002 Flanders 1,851 m² 1 · 206 m² 13.6 m · 3
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Coaching en advies geven aan bedrijven en particulieren; Het verlenen van diensten en adviezen aan personen en bedrijven in de meest ruime…” (deed in Dutch)
14 activities (deed in Dutch)
  1. Coaching en advies geven aan bedrijven en particulieren
  2. Het verlenen van diensten en adviezen aan personen en bedrijven in de meest ruime zin van het woord, in het algemeen met betrekking tot het bedrijfsbeheer, managementadvies, consultancy, projectmanagement en al wat daarmede rechtstreeks of onrechtreeks verband houdt
  3. Alle mogelijk advies- en/of dienstenfuncties op het vlak van therapeutische zorg aan particulieren
  4. Consultancy, opleiding, technische expertise en bijstand op voornoemd gebied
  5. Het geven van advies en verstrekken van diensten met betrekking tot de organisatie en het beheer van bedrijven die op dit domein actief zijn, de vertegenwoordiging en het optreden als commercieel tussenpersoon
  6. Het organiseren van opleidingen voor particulieren en bedrijven
  7. Publicatie van boeken en andere werken
  8. Aan- en verkoop, in- en uitvoer van alle roerende goederen
  9. Het organiseren van evenementen voor particulieren en bedrijven
  10. De uitbating, het beheer en de inrichting van drankgelegenheden, verbruikssalons, cafés, tavernes, clubs, bars, tearooms, restaurants, hotels, traiteurdiensten, alsook het inrichten van banketten en feestelijkheden
  11. De organisatie van workshops, evenementen en allerhande activiteiten voor kinderen
  12. Fotografie en aanverwante diensten
  13. Tentoonstellingen en andere voorstellingen
  14. Marketing en andere vormen van content creation

The full purpose is in the deed

Name clauseThe name the company operates under according to its articles.
PRISMAE
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest” (deed in Dutch)

deed of 11-09-2023

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“Met of zonder beperking van duur, bestuursorgaan” (deed in Dutch)

deed of 11-09-2023

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Last Thursday of June at 20:00

deed of 11-09-2023

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

deed of 11-09-2023

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Eenparig schriftelijk alle besluiten binnen wettelijke grenzen behalve bij authentieke akte, schriftelijke algemene vergadering” (deed in Dutch)
Other provision: “Bestemming winst-reserves, algemene vergadering” (deed in Dutch)
2 more provisions in the deed, see the deed of 11-09-2023

deed of 11-09-2023