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PRISMA CONSTRUCT II

Active
Private limited companyfounded 201511 yrs activePresident Kennedypark(Kor) 27a, 8500 Kortrijk, BelgiumKBO/BCE: BE 0633.873.026
Summary

PRISMA CONSTRUCT II has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23,009 and a net result of €95,281. Equity is growing by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 31% of 14254 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+57
Solvency34▲+34
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity tight (current ratio 1.26 against 0.77 in 2024; short-term debt: 79.1% and cash: 1% of total assets), and 91.4% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
8.6%
Return on assets
35.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
18 d early
2024
16 d early
2023
61 d late
2022
13 d early
2021
20 d early
2020
15 d early
2019
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 3 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 15 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 15 July 2015, PRISMA CONSTRUCT II was incorporated.1 Total assets went from EUR 1.4 million in 2018 to EUR 268,700 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€23,009
2024 · -€72,272
Total assets
€268,700▲ 86.5%
2024 · €144,045
Net result
€95,281▲ 3,102%
2024 · €2,976
Working capital
€56,110
2024 · -€43,504
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€8,182€7,070▼ 13.6%€12,418▲ 75.6%€10,124▼ 18.5%€102,138▲ 909%
Net result-€2,200within the sector's middle half▲ 94.8%-€5,470within the sector's middle half▼ 149%€5,525within the sector's middle half€2,976within the sector's middle half▼ 46.1%€95,281above the sector's middle half▲ 3,102%
Equity-€75,303below the sector's middle half▼ 3.0%-€80,773below the sector's middle half▼ 7.3%-€75,248below the sector's middle half▲ 6.8%-€72,272below the sector's middle half▲ 4.0%€23,009within the sector's middle half
Total assets€501,342within the sector's middle half▼ 46.9%€112,741below the sector's middle half▼ 77.5%€157,674within the sector's middle half▲ 39.9%€144,045below the sector's middle half▼ 8.6%€268,700within the sector's middle half▲ 86.5%
Debt€576,645▼ 43.3%€193,514▼ 66.4%€232,922▲ 20.4%€216,317▼ 7.1%€245,691▲ 13.6%
Working capital-€73,052below the sector's middle half▼ 1.4%-€64,522within the sector's middle half▲ 11.7%-€52,601within the sector's middle half▲ 18.5%-€43,504within the sector's middle half▲ 17.3%€56,110within the sector's middle half
Solvency-15.0%below the sector's middle half▼ 7.3pp-71.6%below the sector's middle half▼ 56.6pp-47.7%below the sector's middle half▲ 23.9pp-50.2%below the sector's middle half▼ 2.4pp8.6%within the sector's middle half▲ 58.7pp
Current ratio0.87within the sector's middle half▼ 0.060.64within the sector's middle half▼ 0.240.75within the sector's middle half▲ 0.110.77within the sector's middle half▲ 0.021.26within the sector's middle half▲ 0.50
Return on assets (ROA)-0.4%within the sector's middle half▲ 4.0pp-4.9%below the sector's middle half▼ 4.4pp3.5%within the sector's middle half▲ 8.4pp2.1%within the sector's middle half▼ 1.4pp35.5%above the sector's middle half▲ 33.4pp
above within below the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€50,000€0€50,000€100,000Operating result 2021: €8,182€8,182Net result 2021: -€2,200-€2,200Operating result 2022: €7,070€7,070Net result 2022: -€5,470-€5,470Operating result 2023: €12,418€12,418Net result 2023: €5,525€5,525Operating result 2024: €10,124€10,124Net result 2024: €2,976€2,976Operating result 2025: €102,138€102,138Net result 2025: €95,281€95,28120212022202320242025€0€50,000€100,000Operating result 2023: €12,418€12,400Net result 2023: €5,525€5,530Operating result 2024: €10,124€10,100Net result 2024: €2,976€2,980Operating result 2025: €102,138€102,000Net result 2025: €95,281€95,300202320242025
The operating result recovers in 2025; 2025 is 909% above 2024 and is the highest result in the available series.
Balance-sheet composition
Equity and liabilities €268,700
Equity €23,009
Debt €245,691
Debt finances 91.4% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
Quick ratio
0.85▲
2024 · 0.30
Debt to equity
10.68▲
2024 · -2.99
ROE
414.1%
Debt ≤ 1 year
€212,590▲
2024 · €187,549
Income taxes
€1,605
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,324 companies that looked in July 2024 the way this one looks now, 1.3% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 10 to 20 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
1.3% went bankrupt
3.1% stopped otherwise
95% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€144,045€268,700▲
Current assets29/58€144,045€268,700▲
Stocks and contracts in progress3€87,182€88,182▲
Contracts in progress37€87,182€88,182▲
Amounts receivable within one year40/41€21,435€134,417▲
Trade receivables40€12,422€128,306▲
Other amounts receivable41€9,013€6,111▼
Cash at bank and in hand54/58€383€2,675▲
Deferred charges and accrued income490/1€35,045€43,426▲
Equity and liabilities
Total equity and liabilities10/49€144,045€268,700▲
Equity10/15-€72,272€23,009▲
Contributions10/11€18,600€18,600=
Capital10€18,600-
Issued capital100€18,600-
Profit (loss) carried forward14-€90,872€4,409▲
Amounts payable17/49€216,317€245,691▲
Amounts payable within one year42/48€187,549€212,590▲
Trade debts44€9,894€12,738▲
Suppliers440/4€9,894€12,738▲
Taxes, remuneration and social security45-€22,047
Taxes450/3-€22,047
Other amounts payable47/48€177,655€177,805▲
Accrued charges and deferred income492/3€28,768€33,101▲
Income statement Code20242025
Other operating charges640/8€513€528▲
Gross operating margin9900€10,637€102,666▲
Operating profit (loss)9901€10,124€102,138▲
Financial income75/76B€68€47▼
Recurring financial income75€68€47▼
Financial charges65/66B€7,216€5,299▼
Recurring financial charges65€7,216€5,299▼
Profit (loss) for the period before taxes9903€2,976€96,886▲
Income taxes67/77-€1,605
Profit (loss) for the period9904€2,976€95,281▲
Profit (loss) for the period to be appropriated9905€2,976€95,281▲
Appropriation of the result
Profit (loss) to be appropriated9906-€90,872€4,409▲
Profit (loss) brought forward from the previous period14P-€93,848-€90,872▲

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€89-€10,298€3,750---
Other operating charges640/8€1,079€995€499€513€528▲ 2.9%
Gross operating margin9900€9,350-€2,233€16,667€10,637€102,666▲ 865%
Operating profit (loss)9901€8,182€7,070€12,418€10,124€102,138▲ 909%
Financial income75/76B€837€1,693€66€68€47▼ 30.9%
Recurring financial income75€837€1,693€66€68€47▼ 30.9%
Financial charges65/66B€11,219€14,233€6,959€7,216€5,299▼ 26.6%
Recurring financial charges65€11,219€14,233€6,959€7,216€5,299▼ 26.6%
Profit (loss) for the period before taxes9903-€2,200-€5,470€5,525€2,976€96,886▲ 3,156%
Income taxes67/77----€1,605-
Profit (loss) for the period9904-€2,200-€5,470€5,525€2,976€95,281▲ 3,102%
Profit (loss) for the period to be appropriated9905-€2,200-€5,470€5,525€2,976€95,281▲ 3,102%
Line20212022202320242025Change
Assets
Total assets20/58€501,342€112,741€157,674€144,045€268,700▲ 86.5%
Current assets29/58€501,342€112,741€157,674€144,045€268,700▲ 86.5%
Stocks and contracts in progress3€346,519€86,560€73,841€87,182€88,182▲ 1.1%
Contracts in progress37€346,519€86,560€73,841€87,182€88,182▲ 1.1%
Amounts receivable within one year40/41€140,902€9,214€63,029€21,435€134,417▲ 527%
Trade receivables40€46,561€1,949€59,353€12,422€128,306▲ 933%
Other amounts receivable41€94,341€7,265€3,676€9,013€6,111▼ 32.2%
Cash at bank and in hand54/58€7,878€9,586€974€383€2,675▲ 598%
Deferred charges and accrued income490/1€6,043€7,381€19,830€35,045€43,426▲ 23.9%
Equity and liabilities
Total equity and liabilities10/49€501,342€112,741€157,674€144,045€268,700▲ 86.5%
Equity10/15-€75,303-€80,773-€75,248-€72,272€23,009▲ 132%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Capital10€18,600€18,600€18,600€18,600--
Issued capital100€18,600€18,600€18,600€18,600--
Profit (loss) carried forward14-€93,903-€99,373-€93,848-€90,872€4,409▲ 105%
Amounts payable17/49€576,645€193,514€232,922€216,317€245,691▲ 13.6%
Amounts payable within one year42/48€574,394€177,263€210,275€187,549€212,590▲ 13.4%
Trade debts44€2,790€7,868€44,120€9,894€12,738▲ 28.7%
Suppliers440/4€2,790€7,868€44,120€9,894€12,738▲ 28.7%
Advances received on contracts in progress46-€3,240----
Taxes, remuneration and social security45€685---€22,047-
Taxes450/3€685---€22,047-
Other amounts payable47/48€570,919€166,155€166,155€177,655€177,805▲ 0.1%
Accrued charges and deferred income492/3€2,251€16,251€22,647€28,768€33,101▲ 15.1%
Line20212022202320242025Change
Profit (loss) for the period9904-€2,200-€5,470€5,525€2,976€95,281▲ 3,102%
Operating cash flow (approximation)-€2,200-€5,470€5,525€2,976€95,281▲ 3,102%
Change in cash-€1,708-€8,612-€591€2,292▲ 488%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
13-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
15-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial Back to profitnet €5,525
Net result €5,525 after 3 loss-making years.
18-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
11-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
16-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Weakest financial yearnet -€42,387
Net result drops to -€42,387, the lowest in the series; recovery starts the following year.
30-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial Back to profitnet €110,275
Net result €110,275 after one loss-making year.
28-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
01-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
02-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2015
seat establishment The establishment unit on the map
Ground area
1.6 ha
Building footprint
2,207 m²
Volume, LiDAR
14,411 m³
Parcel 34354D0147/00E000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Prisma Construct
President Kennedypark(Kor) 27, 8500 KortrijkReal estate development
since 20152.248.129.903
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34354D0147/00E000 Flanders 1.6 ha 1 · 2,207 m² 8.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 9,698 companies in sector 68121 we hold annual accounts for 7,393. 4,213 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded15-07-2015
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
68122Development of non-residential building projects
64310Financial service activities, except insurance and pension funding
E-invoicing
Reachable via Peppol
Peppol ID 0208:0633873026
Registered 05-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.