PRISMA CONSTRUCT
ActiveSummary
PRISMA CONSTRUCT has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38k and a net result of €14k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 58% of 7838 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability92▼-8
Solvency76▼-24
Growth32=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.23 against 4.55 in 2024; short-term debt: 49.4% and cash: 40.4% of total assets), and 49.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.6%
Return on assets
18.3%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €38k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
on the day
2024
26 d early
2023
122 d late
2022
92 d late
2021
12 d early
2020
10 d late
2019
20 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€38k▲ 51.4%
2024 · €25k
Total assets
€75k▲ 134%
2024 · €32k
Net result
€14k▼ 19.3%
2024 · €17k
Working capital
€9k▼ 65.8%
2024 · €25k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-12k€-3k▲ 77.2%€10k€25k▲ 162%€21k▼ 17.2%
Net result€-12k€-3k▲ 75.1%€6k€17k▲ 163%€14k▼ 19.3%
Equity€75k▼ 13.6%€28k▼ 62.7%€8k▼ 71.0%€25k▲ 211%€38k▲ 51.4%
Total assets€83k▼ 13.0%€35k▼ 57.3%€19k▼ 45.3%€32k▲ 66.3%€75k▲ 134%
Debt€8k▼ 6.9%€8k▼ 8.1%€11k▲ 50.3%€7k▼ 37.2%€37k▲ 425%
Working capital€71k▼ 11.2%€28k▼ 60.9%€8k▼ 71.0%€25k▲ 211%€9k▼ 65.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €75k
Fixed assets
€29k
Current assets
€46k
Equity and liabilities €75k
Equity
€38k ▲ 51.4%
Debt
€37k ▲ 425%
Debt's share of the balance-sheet total rises from 22.0% to 49.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€22k
Cash flow
€15k
Current ratio
1.23▼
2024 · 4.55
Debt to equity
0.98▲
2024 · 0.28
ROE
36.2%▼
2024 · 67.8%
ROA
18.3%▼
2024 · 52.9%
Interest coverage
80.22
Debt ≤ 1 year
€37k▲
2024 · €7k
Income taxes
€7k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k | - | - | - | €995 | - |
| Other operating charges640/8 | €972 | €102 | €384 | €528 | €977 | ▲ 85.1% |
| Non-recurring operating charges66A | - | €2k | - | - | - | - |
| Gross operating margin9900 | €-8k | €-504 | €10k | €26k | €23k | ▼ 11.3% |
| Operating profit (loss)9901 | €-12k | €-3k | €10k | €25k | €21k | ▼ 17.2% |
| Financial income75/76B | €294 | - | - | - | - | - |
| Recurring financial income75 | €294 | - | - | - | - | - |
| Financial charges65/66B | €163 | €193 | €118 | €191 | €272 | ▲ 42.1% |
| Recurring financial charges65 | €163 | €193 | €118 | €191 | €272 | ▲ 42.1% |
| Profit (loss) for the period before taxes9903 | €-12k | €-3k | €9k | €25k | €21k | ▼ 17.7% |
| Income taxes67/77 | - | €19 | €3k | €8k | €7k | ▼ 14.4% |
| Profit (loss) for the period9904 | €-12k | €-3k | €6k | €17k | €14k | ▼ 19.3% |
| Profit (loss) for the period to be appropriated9905 | €-12k | €-3k | €6k | €17k | €14k | ▼ 19.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €83k | €35k | €19k | €32k | €75k | ▲ 134% |
| Fixed assets21/28 | €5k | - | - | - | €29k | - |
| Tangible fixed assets22/27 | €3k | - | - | - | €29k | - |
| Plant, machinery and equipment23 | €475 | - | - | - | €2k | - |
| Furniture and vehicles24 | €3k | - | - | - | €28k | - |
| Financial fixed assets28 | €1k | - | - | - | - | - |
| Current assets29/58 | €78k | €35k | €19k | €32k | €46k | ▲ 42.2% |
| Amounts receivable after more than one year29 | €34k | - | - | - | - | - |
| Other amounts receivable291 | €34k | - | - | - | - | - |
| Amounts receivable within one year40/41 | - | €3k | €18k | €5k | €15k | ▲ 242% |
| Trade receivables40 | - | - | €18k | - | €11k | - |
| Other amounts receivable41 | - | €3k | - | €5k | €5k | ▲ 0.3% |
| Cash at bank and in hand54/58 | €44k | €33k | €1k | €28k | €30k | ▲ 9.7% |
| Deferred charges and accrued income490/1 | €294 | - | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €83k | €35k | €19k | €32k | €75k | ▲ 134% |
| Equity10/15 | €75k | €28k | €8k | €25k | €38k | ▲ 51.4% |
| Contributions10/11 | €12k | €19k | €2k | €2k | €2k | = |
| Reserves13 | €2k | €2k | €6k | €23k | €36k | ▲ 54.9% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | - | - | €6k | €23k | €36k | ▲ 54.9% |
| Profit (loss) carried forward14 | €60k | €7k | - | - | - | - |
| Amounts payable17/49 | €8k | €8k | €11k | €7k | €37k | ▲ 425% |
| Amounts payable within one year42/48 | €7k | €8k | €11k | €7k | €37k | ▲ 425% |
| Trade debts44 | - | - | €1k | €12 | €31k | ▲ 273,230% |
| Suppliers440/4 | - | - | €1k | €12 | €31k | ▲ 273,230% |
| Taxes, remuneration and social security45 | €6k | €8k | €9k | €6k | €4k | ▼ 37.2% |
| Taxes450/3 | €6k | €8k | €9k | €6k | €4k | ▼ 37.2% |
| Other amounts payable47/48 | €1k | - | €1k | €1k | €2k | ▲ 65.8% |
| Accrued charges and deferred income492/3 | €1k | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-12k | €-3k | €6k | €17k | €14k | ▼ 19.3% |
| + Depreciation and write-downs630 | €3k | - | - | - | €995 | - |
| Operating cash flow (approximation) | €-9k | €-3k | €6k | €17k | €15k | ▼ 13.4% |
| Change in cash | - | €-12k | €-31k | €26k | €3k | ▼ 89.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
05-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity triplescurrent ratio 4.55
Current ratio from 1.72 to 4.55; short-term debt falls from €11k to €7k.
30-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 122 days late
2023
31-12
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 92 days late
2022
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 11.68
Current ratio from 3.66 to 11.68; short-term debt falls from €24k to €8k.
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis-Waas · 1 establishment unit since 2017
Ground area
821 m²
Building footprint
255 m²
Parcel 46022B0197/00E000, Flanders. Linked by address, not a title deed.
1 establishment unit
Prisma Construct
since 20172.270.844.531
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46022B0197/00E000 | Flanders | 820 m² | 1 · 255 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,094 companies in sector 43240 we hold annual accounts for 1,634. 1,290 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-12-2017
Fiscal year end31-12
Activities, NACEBEL 2025
43240Other construction installation
Scores and ratios are computed by Checked and are not a credit decision.